ServisFirst Bancshares, Inc.
SFBS NYSE· State Commercial Banks
Last close · Oct 27, 2026
$40.68
KIRA · Stoqly’s AI analyst, in plain words
- ServisFirst Bancshares, Inc. had $562M of revenue in fiscal 2025, up 16.8% on the year before. Over five years, revenue changed +8.8% a year on average.
- ServisFirst Bancshares, Inc. made $277M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 14.3% a year.
- ServisFirst Bancshares, Inc. returned $73.2M to shareholders in fiscal 2025. The diluted share count rose 0.1%.
- It earned 16.0% on shareholders’ money. Running costs took 32.9% of revenue (the efficiency ratio; lower is better).
Market cap
$2.2B
P/E
6.9x
Revenue
$562M
Net income
$277M
Return on equity
16.0%
Efficiency ratio
32.9%
ServisFirst Bancshares, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+16.8%
Yes. Sales grew 16.8% last year.
Does it make a profit?
49.2%
Yes. It keeps 49.2% of every sale as profit.
How lean are its costs?
32.9%
Lean. Running costs take 32.9% of revenue.
How much does it earn on its capital?
16.0%
Good. It earns 16.0% a year on shareholders’ money.
How is the share priced?
6.9x
One share costs 6.9 times its yearly profit per share.
What ServisFirst Bancshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- ServisFirst Bancshares, Inc.
- CIK
- 0001430723
ServisFirst Bancshares, Inc. · SFBS
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $418M | $504M | $441M | $482M | $562M |
| Revenue growth | 13.5% | 20.6% | −12.5% | 9.1% | 16.8% |
| Net interest income | $385M | $471M | $411M | $447M | $535M |
| Net income | $208M | $252M | $207M | $227M | $277M |
| Net margin | 49.7% | 49.9% | 46.9% | 47.2% | 49.2% |
| Diluted EPS | $3.82 | $4.61 | $3.79 | $4.16 | $5.06 |
| Cash | |||||
| Cash from operations | $266M | $273M | $197M | $253M | $355M |
| Dividends paid | $32.5M | $37.5M | $45.7M | $65.4M | $73.2M |
| Share count change | 0.4% | 0.2% | 0.0% | 0.2% | 0.1% |
| Debt and strength | |||||
| Loans, net | $9.4B | $11.5B | — | $12.4B | $13.5B |
| Deposits | $12.5B | $11.5B | $13.3B | $13.5B | $14.2B |
| Shareholders' equity | $1.2B | $1.3B | $1.4B | $1.6B | $1.8B |
| Returns and quality | |||||
| Return on equity | 19.4% | 20.5% | 15.1% | 14.9% | 16.0% |
| Return on tangible equity | 18.0% | 19.6% | 14.5% | 14.2% | 15.1% |
| Efficiency ratio | 31.8% | 31.3% | 40.3% | 37.6% | 32.9% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$4.2M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
ServisFirst Bancshares, Inc. · SFBS
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $40.68 a share, the company is worth $2.2B: 6.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001430723). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.