Shinhan Financial Group Co Ltd
SHG NYSE· National Commercial Banks
Last close · Oct 30, 2026
$65.59
KIRA · Stoqly’s AI analyst, in plain words
- Shinhan Financial Group Co Ltd had $45.5B of revenue in fiscal 2025, down 16.2% on the year before. Over five years, revenue changed +34.3% a year on average.
- Shinhan Financial Group Co Ltd made $3.5B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 3.8% a year.
- Shinhan Financial Group Co Ltd returned $1.8B to shareholders in fiscal 2025, 27% of free cash flow. The diluted share count fell 3.9%.
- It earned 8.9% on shareholders’ money.
Market cap
—
P/E
—
Revenue
$45.5B
Net income
$3.5B
Return on equity
8.9%
Efficiency ratio
—
Shinhan Financial Group Co Ltd in 30 seconds · fiscal 2025
Are sales growing?
−16.2%
No. Sales fell 16.2% last year.
Does it make a profit?
7.7%
A little. It keeps 7.7% of every sale as profit.
How much does it earn on its capital?
8.9%
Fair. It earns 8.9% a year on shareholders’ money.
What Shinhan Financial Group Co Ltd does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 22, 2026
- Legal name
- SHINHAN FINANCIAL GROUP CO LTD
- CIK
- 0001263043
Shinhan Financial Group Co Ltd · SHG · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $11.7B | $45.5B | $46.9B | $54.3B | $45.5B |
| Revenue growth | 13.0% | 287.5% | 3.1% | 15.7% | −16.2% |
| Net interest income | $9.4B | $8.2B | $8.3B | $8.4B | $8.2B |
| Operating margin | 44.3% | 10.0% | 9.9% | 8.7% | 10.9% |
| Net income | $3.5B | $3.6B | $3.3B | $3.3B | $3.5B |
| Net margin | 29.9% | 7.9% | 7.1% | 6.0% | 7.7% |
| Diluted EPS | $6.38 | $6.57 | $6.16 | $6.19 | $6.90 |
| Cash | |||||
| Cash from operations | $3.7B | $5.6B | $405M | $3.4B | $6.8B |
| Capital expenditure | $292M | $253M | $200M | $193M | $182M |
| Free cash flow | $3.4B | $5.3B | $205M | $3.2B | $6.7B |
| FCF margin | 28.7% | 11.7% | 0.4% | 5.9% | 14.6% |
| Dividends paid | $1.1B | $1.2B | $1.1B | $929M | $910M |
| Share buybacks | $0.1M | $232M | $372M | $513M | $879M |
| Share count change | 6.7% | −0.6% | −2.2% | −2.5% | −3.9% |
| Debt and strength | |||||
| Cash and short-term investments | $20.7B | $19.4B | $23.4B | $23.9B | $24.4B |
| Debt incl. finance leases | $36.3B | $39.1B | $43.9B | $33.8B | $38.4B |
| Shareholders' equity | $39.8B | $40.3B | $41.4B | $38.0B | $40.1B |
| Net debt / EBITDA | 2.6x | 3.7x | 3.7x | 1.8x | 2.4x |
| Interest coverage | 1.5x | 0.6x | 0.4x | 0.4x | 0.4x |
| Returns and quality | |||||
| Return on capital | 6.9% | 5.7% | 5.7% | 7.5% | 6.7% |
| Return on equity | 8.7% | 9.0% | 8.2% | 8.2% | 8.9% |
| Return on tangible equity | 9.8% | 9.9% | 8.8% | 9.4% | 9.5% |
| Piotroski F-score | 6 | 6 | 4 | 7 | 4 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Shinhan Financial Group Co Ltd · SHG · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $65.59 a share, the company is worth —.
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001263043). Latest version: stoqly.net/companies/shg. Data updated November 1, 2026. Filed in KRW under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.