Sun Life Financial Inc
SLF NYSE· Life Insurance
Last close · Oct 30, 2026
$80.91
KIRA · Stoqly’s AI analyst, in plain words
- Sun Life Financial Inc had $30.0B of revenue in fiscal 2025, up 5.8% on the year before. Over five years, revenue changed −1.5% a year on average.
- Sun Life Financial Inc made $2.5B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 4.2% a year.
- Free cash flow was $1.9B in fiscal 2025, 6.3% of revenue.
- Sun Life Financial Inc returned $2.7B to shareholders in fiscal 2025, 142% of free cash flow. The diluted share count fell 2.7%.
- Sun Life Financial Inc has $1.0B more cash than debt.
Market cap
$45.8B
P/E
18.4x
Revenue
$30.0B
Net income
$2.5B
Free cash flow
$1.9B
Operating margin
—
Sun Life Financial Inc in 30 seconds · fiscal 2025
Are sales growing?
+5.8%
Yes. Sales grew 5.8% last year.
Does it make a profit?
8.5%
A little. It keeps 8.5% of every sale as profit.
Does profit turn into cash?
6.3%
Partly. 6.3% of sales ends up as free cash.
Is debt under control?
Net cash
Yes. It has more cash than debt.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
How is the share priced?
18.4x
One share costs 18.4 times its yearly profit per share.
What Sun Life Financial Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 40-F · Feb 12, 2026
- Legal name
- SUN LIFE FINANCIAL INC
- CIK
- 0001097362
Sun Life Financial Inc · SLF · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $28.5B | $4.4B | $30.3B | $28.3B | $30.0B |
| Revenue growth | −11.9% | −84.4% | 584.5% | −6.6% | 5.8% |
| Net income | $3.2B | $2.3B | $2.3B | $2.3B | $2.5B |
| Net margin | 11.3% | 51.0% | 7.7% | 8.1% | 8.5% |
| Diluted EPS | $5.34 | $3.76 | $3.90 | $3.84 | $4.40 |
| Cash | |||||
| Cash from operations | −$1.5B | $3.3B | $4.2B | $1.8B | $2.0B |
| Capital expenditure | $64.6M | — | $127M | $104M | $104M |
| Free cash flow | −$1.5B | — | $4.0B | $1.7B | $1.9B |
| FCF margin | −5.4% | — | 13.3% | 6.2% | 6.3% |
| Dividends paid | $1.1B | $1.3B | $1.4B | $1.4B | $1.5B |
| Share buybacks | $0.0M | $0.0M | $138M | $624M | $1.2B |
| Share count change | 0.2% | −0.2% | 0.0% | −1.2% | −2.7% |
| Debt and strength | |||||
| Cash and short-term investments | $6.1B | $6.9B | $8.4B | $6.9B | $7.0B |
| Debt incl. finance leases | — | $4.9B | $4.7B | $4.3B | $6.0B |
| Shareholders' equity | $17.3B | $16.6B | $17.8B | $17.8B | $17.9B |
| Returns and quality | |||||
| Return on equity | 17.6% | 13.3% | 13.6% | 12.8% | 14.2% |
| Return on tangible equity | 33.9% | 33.6% | 32.9% | 29.8% | 35.3% |
| Piotroski F-score | — | — | 6 | 4 | 3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Sun Life Financial Inc · SLF · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $80.91 a share, the company is worth $45.8B: 18.4 times its earnings of the last four quarters.
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001097362). Latest version: stoqly.net/companies/slf. Data updated November 1, 2026. Filed in CAD under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.