Security National Financial Corp
SNFCA Nasdaq· Finance Services
Last close · Oct 26, 2026
$9.14
KIRA · Stoqly’s AI analyst, in plain words
- Security National Financial Corp had $345M of revenue in fiscal 2025, up 3.0% on the year before. Over five years, revenue changed −6.5% a year on average.
- Security National Financial Corp made $32.2M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 5.6% a year.
- Free cash flow was $43.8M in fiscal 2025, 12.7% of revenue.
- Security National Financial Corp returned $1.6M to shareholders in fiscal 2025, 4% of free cash flow. The diluted share count rose 1.2%.
Market cap
$246M
P/E
7.0x
Revenue
$345M
Net income
$32.2M
Free cash flow
$43.8M
Operating margin
—
Security National Financial Corp in 30 seconds · fiscal 2025
Are sales growing?
+3.0%
Only a little. Sales grew 3.0% last year.
Does it make a profit?
9.3%
A little. It keeps 9.3% of every sale as profit.
Does profit turn into cash?
12.7%
Yes. 12.7% of sales ends up as free cash.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
7.0x
One share costs 7.0 times its yearly profit per share.
What Security National Financial Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 16, 2026
- Legal name
- SECURITY NATIONAL FINANCIAL CORP
- CIK
- 0000318673
Security National Financial Corp · SNFCA
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $471M | $390M | $318M | $335M | $345M |
| Revenue growth | −2.2% | −17.2% | −18.3% | 5.0% | 3.0% |
| Gross margin | 99.2% | 98.8% | 98.5% | 98.6% | 98.6% |
| Net income | $39.5M | $25.7M | $14.5M | $29.1M | $32.2M |
| Net margin | 8.4% | 6.6% | 4.6% | 8.7% | 9.3% |
| Diluted EPS | $1.80 | $1.12 | $0.61 | $1.16 | $1.26 |
| Cash | |||||
| Cash from operations | $145M | $130M | $53.9M | $57.3M | $45.5M |
| Capital expenditure | $5.2M | $1.6M | $1.1M | $2.5M | $1.7M |
| Free cash flow | $139M | $129M | $52.8M | $54.8M | $43.8M |
| FCF margin | 29.6% | 33.1% | 16.6% | 16.4% | 12.7% |
| Share buybacks | $5.8M | $7.7M | $2.8M | $3.1M | $1.6M |
| Share count change | 8.4% | 4.9% | 3.4% | 5.8% | 1.2% |
| Debt and strength | |||||
| Cash and short-term investments | $391M | $467M | $508M | $507M | $485M |
| Debt incl. finance leases | $280M | — | — | — | — |
| Shareholders' equity | $300M | $293M | $313M | $382M | $410M |
| Returns and quality | |||||
| Return on equity | 14.0% | 8.7% | 4.8% | 8.4% | 8.1% |
| Return on tangible equity | 13.6% | 9.0% | 4.8% | 7.8% | 8.0% |
| Piotroski F-score | 3 | 3 | 3 | 6 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Security National Financial Corp · SNFCA
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $9.14 a share, the company is worth $246M: 7.0 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000318673). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.