SR Bancorp, Inc.
SRBK Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 23, 2026
$18.88
KIRA · Stoqly’s AI analyst, in plain words
- SR Bancorp, Inc. had $33.4M of revenue in fiscal 2026, up 0.4% on the year before.
- SR Bancorp, Inc. made $3.4M of net profit in fiscal 2026.
- SR Bancorp, Inc. returned $17.7M to shareholders in fiscal 2026, 179% of free cash flow. The diluted share count fell 9.6%.
- It earned 1.8% on shareholders’ money. Running costs took 85.1% of revenue (the efficiency ratio; lower is better).
Market cap
$144M
P/E
42.9x
Revenue
$33.4M
Net income
$3.4M
Return on equity
1.8%
Efficiency ratio
85.1%
SR Bancorp, Inc. in 30 seconds · fiscal 2026
Are sales growing?
+0.4%
Only a little. Sales grew 0.4% last year.
Does it make a profit?
10.0%
Yes. It keeps 10.0% of every sale as profit.
How lean are its costs?
85.1%
Costly. Running costs take 85.1% of revenue.
How much does it earn on its capital?
1.8%
Low. It earns 1.8% a year on shareholders’ money.
How is the share priced?
42.9x
One share costs 42.9 times its yearly profit per share.
What SR Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Sep 25, 2026
- Legal name
- SR Bancorp, Inc.
- CIK
- 0001951276
SR Bancorp, Inc. · SRBK
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $13.2M | $15.0M | $29.4M | $33.3M | $33.4M |
| Revenue growth | — | 12.9% | 96.4% | 13.4% | 0.4% |
| Net interest income | $11.9M | $13.7M | $29.4M | $29.6M | $31.2M |
| Net income | $1.9M | $1.6M | −$10.9M | $5.1M | $3.4M |
| Net margin | 14.1% | 10.4% | −37.0% | 15.4% | 10.0% |
| Diluted EPS | — | — | −$1.59 | $0.61 | $0.44 |
| Cash | |||||
| Cash from operations | $1.0M | $2.3M | −$1.7M | $4.7M | $10.7M |
| Capital expenditure | $0.3M | $0.5M | $1.1M | $0.4M | $0.8M |
| Free cash flow | $0.7M | $1.8M | −$2.8M | $4.2M | $9.9M |
| FCF margin | 5.3% | 12.1% | −9.7% | 12.7% | 29.5% |
| Dividends paid | — | — | — | $0.4M | $1.7M |
| Share buybacks | — | — | — | $11.3M | $16.0M |
| Share count change | — | — | — | 23.6% | −9.6% |
| Debt and strength | |||||
| Cash and short-term investments | $35.3M | $42.4M | $45.9M | $57.8M | $71.5M |
| Debt incl. finance leases | — | $20.0M | $0.0M | $30.0M | — |
| Loans, net | $335M | $362M | — | $797M | $901M |
| Deposits | $522M | $504M | $807M | $846M | $926M |
| Shareholders' equity | $118M | $122M | $199M | $194M | $182M |
| Returns and quality | |||||
| Return on equity | 1.6% | 1.3% | −6.8% | 2.6% | 1.8% |
| Return on tangible equity | 1.6% | 1.3% | −6.1% | 3.1% | 2.1% |
| Efficiency ratio | 83.1% | 87.9% | 117.7% | 81.2% | 85.1% |
| Piotroski F-score | — | — | 3 | 4 | — |
Insiders bought, 12 months
$0.2M
7 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
SR Bancorp, Inc. · SRBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $18.88 a share, the company is worth $144M: 42.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001951276). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.