Stewart Information Services Corp
STC NYSE· Title Insurance
Last close · Oct 23, 2026
$44.07
KIRA · Stoqly’s AI analyst, in plain words
- Stewart Information Services Corp had $2.9B of revenue in fiscal 2025, up 17.3% on the year before. Over five years, revenue changed +5.0% a year on average.
- Stewart Information Services Corp made $116M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 9.1% a year.
- Free cash flow was $132M in fiscal 2025, 4.5% of revenue.
- Stewart Information Services Corp returned $62.4M to shareholders in fiscal 2025, 47% of free cash flow. The diluted share count rose 1.5%.
Market cap
$1.4B
P/E
9.6x
Revenue
$2.9B
Net income
$116M
Free cash flow
$132M
Operating margin
—
Stewart Information Services Corp in 30 seconds · fiscal 2025
Are sales growing?
+17.3%
Yes. Sales grew 17.3% last year.
Does it make a profit?
4.0%
A little. It keeps 4.0% of every sale as profit.
Does profit turn into cash?
4.5%
Partly. 4.5% of sales ends up as free cash.
How is the share priced?
9.6x
One share costs 9.6 times its yearly profit per share.
What Stewart Information Services Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- STEWART INFORMATION SERVICES CORP
- CIK
- 0000094344
Stewart Information Services Corp · STC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $3.3B | $3.1B | $2.3B | $2.5B | $2.9B |
| Revenue growth | 44.5% | −7.2% | −26.5% | 10.3% | 17.3% |
| Net income | $323M | $162M | $30.4M | $73.3M | $116M |
| Net margin | 9.8% | 5.3% | 1.3% | 2.9% | 4.0% |
| Diluted EPS | $11.90 | $5.94 | $1.11 | $2.61 | $4.05 |
| Cash | |||||
| Cash from operations | $390M | $192M | $83.0M | $136M | $206M |
| Capital expenditure | $39.8M | $47.9M | $37.8M | $40.5M | $73.4M |
| Free cash flow | $350M | $144M | $45.3M | $95.1M | $132M |
| FCF margin | 10.6% | 4.7% | 2.0% | 3.8% | 4.5% |
| Dividends paid | $36.6M | $44.7M | $50.5M | $53.9M | $58.5M |
| Share buybacks | $2.3M | $3.3M | $1.8M | $3.8M | $3.9M |
| Share count change | 9.1% | 0.7% | 0.6% | 2.2% | 1.5% |
| Debt and strength | |||||
| Cash and short-term investments | $504M | $273M | $272M | $257M | $370M |
| Debt incl. finance leases | $485M | $447M | $445M | $446M | — |
| Shareholders' equity | $1.3B | $1.4B | $1.4B | $1.4B | $1.6B |
| Returns and quality | |||||
| Return on equity | 28.3% | 12.3% | 2.2% | 5.3% | 7.6% |
| Return on tangible equity | 253.8% | 180.2% | 28.7% | 50.6% | 262.6% |
| Piotroski F-score | 5 | 4 | 3 | 6 | — |
Insiders bought, 12 months
$0.5M
3 insiders
Insiders sold, 12 months
$0.9M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Stewart Information Services Corp · STC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $44.07 a share, the company is worth $1.4B: 9.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000094344). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.