StoneCo Ltd.
STNE Nasdaq· Services-Computer Processing & Data Preparation
Last close · Oct 30, 2026
$7.75
KIRA · Stoqly’s AI analyst, in plain words
- StoneCo Ltd. had $2.5B of revenue in fiscal 2025, up 13.2% on the year before. Over five years, revenue changed +31.5% a year on average.
- StoneCo Ltd. made $418M of net profit in fiscal 2025.
- Free cash flow was −$5.2M in fiscal 2025, −0.2% of revenue. At that burn of $5.2M a year, its $880M of cash and short-term investments would last about 169.7 years.
- StoneCo Ltd. returned $537M to shareholders in fiscal 2025. The diluted share count fell 11.5%.
- StoneCo Ltd. owes $1.8B more than it holds in cash.
Market cap
$2.1B
P/E
—
Revenue
$2.5B
Net income
$418M
Free cash flow
−$5.2M
Operating margin
—
StoneCo Ltd. in 30 seconds · fiscal 2025
Are sales growing?
+13.2%
Yes. Sales grew 13.2% last year.
Does it make a profit?
16.5%
Yes. It keeps 16.5% of every sale as profit.
How long would its cash last?
169.7 yrs
Comfortably. It burns $5.2M a year and holds $880M, about 169.7 years at that pace.
Is debt under control?
$1.8B
Risky. It owes more than it holds in cash and has no operating profit to repay it.
How healthy are the accounts?
5 / 9
Mixed. It passes 5 of 9 health tests.
What StoneCo Ltd. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 23, 2026
- Legal name
- StoneCo Ltd.
- CIK
- 0001745431
StoneCo Ltd. · STNE · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $894M | $1.9B | $2.2B | $2.2B | $2.5B |
| Revenue growth | 38.9% | 107.5% | 16.1% | 3.8% | 13.2% |
| Gross margin | 64.5% | 72.2% | 78.0% | 76.5% | 76.2% |
| Net income | −$252M | −$101M | $319M | −$281M | $418M |
| Net margin | −28.2% | −5.4% | 14.8% | −12.6% | 16.5% |
| Diluted EPS | −$0.82 | −$0.32 | $0.95 | −$0.93 | — |
| Cash | |||||
| Cash from operations | $669M | $326M | $330M | −$672M | $121M |
| Capital expenditure | $201M | $80.8M | $147M | $142M | $126M |
| Free cash flow | $468M | $245M | $182M | −$814M | −$5.2M |
| FCF margin | 52.3% | 13.2% | 8.5% | −36.4% | −0.2% |
| Dividends paid | $0.6M | $0.7M | $1.2M | $1.9M | $3.2M |
| Share buybacks | $183M | $0.0M | $58.6M | $295M | $534M |
| Share count change | 6.8% | 1.0% | 0.2% | −3.5% | −11.5% |
| Debt and strength | |||||
| Cash and short-term investments | $807M | $286M | $449M | $845M | $880M |
| Debt incl. finance leases | $1.5B | $1.1B | $1.1B | $2.3B | $2.7B |
| Shareholders' equity | $2.4B | $2.4B | $3.0B | $1.9B | $2.0B |
| Current ratio | 1.3x | 1.2x | 1.3x | 1.4x | 1.4x |
| Returns and quality | |||||
| Return on equity | −9.5% | −4.1% | 11.7% | −11.4% | 21.4% |
| Return on tangible equity | −10.4% | −4.1% | 10.6% | −14.8% | 20.8% |
| Piotroski F-score | 3 | 6 | 7 | 3 | 5 |
Insiders bought, 12 months
$0.2M
1 insider
Insiders sold, 12 months
$0.4M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
StoneCo Ltd. · STNE · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $7.75 a share, the company is worth $2.1B.
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001745431). Latest version: stoqly.net/companies/stne. Data updated November 1, 2026. Filed in BRL under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.