Stock Yards Bancorp, Inc.
SYBT Nasdaq· State Commercial Banks
Last close · Oct 23, 2026
$78.32
KIRA · Stoqly’s AI analyst, in plain words
- Stock Yards Bancorp, Inc. had $397M of revenue in fiscal 2025, up 12.8% on the year before. Over five years, revenue changed +76.2% a year on average.
- Stock Yards Bancorp, Inc. made $140M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 11.4% a year.
- Stock Yards Bancorp, Inc. returned $39.2M to shareholders in fiscal 2025, 25% of free cash flow. The diluted share count rose 0.3%.
- It earned 13.9% on shareholders’ money. Running costs took 53.5% of revenue (the efficiency ratio; lower is better).
Market cap
$2.4B
P/E
15.6x
Revenue
$397M
Net income
$140M
Return on equity
13.9%
Efficiency ratio
53.5%
Stock Yards Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+12.8%
Yes. Sales grew 12.8% last year.
Does it make a profit?
35.3%
Yes. It keeps 35.3% of every sale as profit.
How lean are its costs?
53.5%
Lean. Running costs take 53.5% of revenue.
How much does it earn on its capital?
13.9%
Good. It earns 13.9% a year on shareholders’ money.
How is the share priced?
15.6x
One share costs 15.6 times its yearly profit per share.
What Stock Yards Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- Stock Yards Bancorp, Inc.
- CIK
- 0000835324
Stock Yards Bancorp, Inc. · SYBT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $237M | $323M | $340M | $352M | $397M |
| Revenue growth | 912.2% | 36.1% | 5.3% | 3.7% | 12.8% |
| Net interest income | $171M | $233M | $247M | $257M | $300M |
| Net income | $74.6M | $93.3M | $108M | $115M | $140M |
| Net margin | 31.5% | 28.9% | 31.7% | 32.5% | 35.3% |
| Diluted EPS | $2.97 | $3.21 | $3.67 | $3.89 | $4.75 |
| Cash | |||||
| Cash from operations | $102M | $109M | $107M | $143M | $166M |
| Capital expenditure | $4.6M | $18.4M | $7.7M | $9.8M | $12.0M |
| Free cash flow | $97.5M | $90.3M | $99.0M | $133M | $154M |
| FCF margin | 41.2% | 28.0% | 29.1% | 37.8% | 38.8% |
| Dividends paid | $28.2M | $33.3M | $34.6M | $35.8M | $37.1M |
| Share buybacks | $3.8M | $4.8M | $2.7M | $4.2M | $2.1M |
| Share count change | 10.5% | 15.0% | 1.5% | 0.3% | 0.3% |
| Debt and strength | |||||
| Debt incl. finance leases | — | $26.3M | $26.7M | $26.8M | $26.8M |
| Loans, net | $4.1B | — | — | $6.4B | $6.9B |
| Deposits | $5.8B | $6.4B | $6.7B | $7.2B | $7.8B |
| Shareholders' equity | $676M | $760M | $858M | $940M | $1.1B |
| Returns and quality | |||||
| Return on equity | 13.4% | 13.0% | 13.3% | 12.7% | 13.9% |
| Return on tangible equity | 14.0% | 16.4% | 16.2% | 15.3% | 16.1% |
| Efficiency ratio | 60.1% | 59.5% | 55.3% | 56.3% | 53.5% |
| Piotroski F-score | — | — | 4 | 4 | 6 |
Insiders bought, 12 months
$0.1M
1 insider
Insiders sold, 12 months
$0.7M
3 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Stock Yards Bancorp, Inc. · SYBT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $78.32 a share, the company is worth $2.4B: 15.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000835324). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.