Bancorp, Inc.
TBBK Nasdaq· National Commercial Banks
Last close · Oct 26, 2026
$50.82
KIRA · Stoqly’s AI analyst, in plain words
- Bancorp, Inc. had $141M of revenue in fiscal 2025, up 20.8% on the year before. Over five years, revenue changed +81.8% a year on average.
- Bancorp, Inc. made $228M of net profit in fiscal 2025.
- Bancorp, Inc. returned $378M to shareholders in fiscal 2025, 147% of free cash flow. The diluted share count fell 8.5%.
- It earned 30.8% on shareholders’ money. Running costs took 158.1% of revenue (the efficiency ratio; lower is better).
Market cap
$2.1B
P/E
9.6x
Revenue
$141M
Net income
$228M
Return on equity
30.8%
Efficiency ratio
158.1%
Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+20.8%
Yes. Sales grew 20.8% last year.
Does it make a profit?
161.7%
Yes. It keeps 161.7% of every sale as profit.
How lean are its costs?
158.1%
Costly. Running costs take 158.1% of revenue.
How much does it earn on its capital?
30.8%
Good. It earns 30.8% a year on shareholders’ money.
How is the share priced?
9.6x
One share costs 9.6 times its yearly profit per share.
What Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Legal name
- Bancorp, Inc.
- CIK
- 0001295401
Bancorp, Inc. · TBBK
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $7.5M | $86.2M | $99.2M | $117M | $141M |
| Revenue growth | 6.0% | 1,045.0% | 15.2% | 17.7% | 20.8% |
| Net interest income | $211M | $249M | $354M | $376M | $376M |
| Net income | $111M | $130M | $192M | $218M | $228M |
| Net margin | 1,470.3% | 151.1% | 193.8% | 186.3% | 161.7% |
| Diluted EPS | $1.88 | $2.27 | $3.49 | $4.29 | $4.92 |
| Cash | |||||
| Cash from operations | $83.9M | $120M | $187M | $210M | $265M |
| Capital expenditure | $1.5M | $5.1M | $12.7M | $5.0M | $7.1M |
| Free cash flow | $82.3M | $114M | $174M | $205M | $258M |
| FCF margin | 1,094.1% | 132.9% | 175.5% | 175.5% | 182.7% |
| Share buybacks | $40.0M | $60.0M | $100.0M | $252M | $378M |
| Share count change | 0.7% | −2.7% | −3.9% | −7.9% | −8.5% |
| Debt and strength | |||||
| Cash and short-term investments | $602M | $888M | $1.0B | $570M | $113M |
| Debt incl. finance leases | $39.5M | $10.0M | $38.6M | $14.1M | $199M |
| Loans, net | $3.7B | $5.5B | $5.3B | $6.1B | $7.1B |
| Deposits | $6.0B | $7.0B | $6.7B | $7.7B | $8.2B |
| Shareholders' equity | $652M | $694M | $807M | $790M | $690M |
| Returns and quality | |||||
| Return on equity | 17.9% | 19.3% | 25.6% | 27.2% | 30.8% |
| Return on tangible equity | 17.0% | 18.8% | 23.9% | 27.6% | 33.1% |
| Efficiency ratio | 2,236.9% | 196.7% | 192.5% | 174.0% | 158.1% |
| Piotroski F-score | 4 | 6 | 5 | 5 | 5 |
Insiders bought, 12 months
$1.3M
3 insiders
Insiders sold, 12 months
$1.2M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Bancorp, Inc. · TBBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $50.82 a share, the company is worth $2.1B: 9.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001295401). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.