Triumph Financial, Inc.
TFIN NYSE· State Commercial Banks
Last close · Oct 26, 2026
$63.33
KIRA · Stoqly’s AI analyst, in plain words
- Triumph Financial, Inc. had $439M of revenue in fiscal 2025, up 5.6% on the year before. Over five years, revenue changed +4.9% a year on average.
- Triumph Financial, Inc. made $25.4M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −1.8% a year.
- Triumph Financial, Inc. returned $5.4M to shareholders in fiscal 2025. The diluted share count rose 0.3%.
- It earned 2.8% on shareholders’ money. Running costs took 91.8% of revenue (the efficiency ratio; lower is better).
Market cap
$1.5B
P/E
32.3x
Revenue
$439M
Net income
$25.4M
Return on equity
2.8%
Efficiency ratio
91.8%
Triumph Financial, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+5.6%
Yes. Sales grew 5.6% last year.
Does it make a profit?
5.8%
A little. It keeps 5.8% of every sale as profit.
How lean are its costs?
91.8%
Costly. Running costs take 91.8% of revenue.
How much does it earn on its capital?
2.8%
Low. It earns 2.8% a year on shareholders’ money.
How is the share priced?
32.3x
One share costs 32.3 times its yearly profit per share.
What Triumph Financial, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 11, 2026
- Legal name
- Triumph Financial, Inc.
- CIK
- 0001539638
Triumph Financial, Inc. · TFIN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $424M | $485M | $418M | $416M | $439M |
| Revenue growth | 22.8% | 14.4% | −13.7% | −0.6% | 5.6% |
| Net interest income | $369M | $400M | $368M | $350M | $351M |
| Net income | $113M | $102M | $41.1M | $16.1M | $25.4M |
| Net margin | 26.7% | 21.1% | 9.8% | 3.9% | 5.8% |
| Diluted EPS | $4.35 | $3.96 | $1.61 | $0.54 | $0.93 |
| Cash | |||||
| Cash from operations | $137M | $80.8M | $60.0M | $58.5M | $67.1M |
| Dividends paid | $3.2M | $3.2M | $3.2M | $3.2M | $3.2M |
| Share buybacks | $1.2M | $76.7M | $81.6M | $3.3M | $2.2M |
| Share count change | 2.6% | −0.9% | −5.8% | 0.9% | 0.3% |
| Debt and strength | |||||
| Cash and short-term investments | $383M | $408M | $287M | $330M | $248M |
| Debt incl. finance leases | $27.1M | — | — | — | — |
| Loans, net | $4.8B | $4.1B | $4.1B | $4.5B | $5.0B |
| Deposits | $4.6B | $4.2B | $4.0B | $4.8B | $5.0B |
| Shareholders' equity | $859M | $889M | $864M | $891M | $942M |
| Returns and quality | |||||
| Return on equity | 14.2% | 11.7% | 4.7% | 1.8% | 2.8% |
| Return on tangible equity | 18.9% | 15.9% | 6.2% | 2.0% | 4.1% |
| Efficiency ratio | 67.9% | 70.3% | 84.5% | 90.6% | 91.8% |
| Piotroski F-score | 6 | — | — | — | — |
Insiders bought, 12 months
$1.0M
2 insiders
Insiders sold, 12 months
$0.9M
3 insiders
Of sales under plans
65%
$0.6M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Triumph Financial, Inc. · TFIN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $63.33 a share, the company is worth $1.5B: 32.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001539638). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.