UP Fintech Holding Ltd
TIGR Nasdaq· Security Brokers, Dealers & Flotation Companies
Last close · Oct 26, 2026
$4.09
KIRA · Stoqly’s AI analyst, in plain words
- UP Fintech Holding Ltd had $612M of revenue in fiscal 2025, up 56.3% on the year before. Over five years, revenue changed +34.6% a year on average.
- UP Fintech Holding Ltd made $171M of net profit in fiscal 2025.
- Free cash flow was $1.3B in fiscal 2025, 214.2% of revenue.
Market cap
$766M
P/E
4.4x
Revenue
$612M
Net income
$171M
Free cash flow
$1.3B
Operating margin
—
UP Fintech Holding Ltd in 30 seconds · fiscal 2025
Are sales growing?
+56.3%
Yes. Sales grew 56.3% last year.
Does it make a profit?
28.0%
Yes. It keeps 28.0% of every sale as profit.
Does profit turn into cash?
214.2%
Yes. 214.2% of sales ends up as free cash.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
4.4x
One share costs 4.4 times its yearly profit per share.
What UP Fintech Holding Ltd does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 24, 2026
- Legal name
- UP Fintech Holding Ltd
- CIK
- 0001756699
UP Fintech Holding Ltd · TIGR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $264M | $225M | $273M | $392M | $612M |
| Revenue growth | 91.0% | −14.8% | 20.9% | 43.7% | 56.3% |
| Net income | $14.7M | −$2.3M | $33.0M | $61.4M | $171M |
| Net margin | 5.6% | −1.0% | 12.1% | 15.7% | 28.0% |
| Diluted EPS | $0.15 | $0.00 | $0.21 | $0.36 | $0.93 |
| Cash | |||||
| Cash from operations | $413M | $258M | −$6.6M | $828M | $1.3B |
| Capital expenditure | $5.0M | $4.9M | $2.8M | $1.6M | $5.5M |
| Free cash flow | $408M | $253M | −$9.3M | $826M | $1.3B |
| FCF margin | 154.3% | 112.3% | −3.4% | 211.1% | 214.2% |
| Share count change | 8.0% | −1.7% | 5.8% | 4.4% | 10.8% |
| Debt and strength | |||||
| Cash and short-term investments | $269M | $278M | $323M | $394M | $791M |
| Shareholders' equity | $447M | $447M | $489M | $655M | $866M |
| Current ratio | 1.2x | 1.2x | 1.2x | 1.1x | 1.1x |
| Returns and quality | |||||
| Return on equity | 4.3% | −0.5% | 7.1% | 10.7% | 22.6% |
| Return on tangible equity | 3.3% | −0.5% | 6.7% | 9.3% | 19.8% |
| Piotroski F-score | 5 | 3 | 4 | 4 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
UP Fintech Holding Ltd · TIGR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $4.09 a share, the company is worth $766M: 4.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001756699). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.