Tiptree Inc.
TIPT Nasdaq· Fire, Marine & Casualty Insurance
Last close · Oct 27, 2026
$16.43
KIRA · Stoqly’s AI analyst, in plain words
- Tiptree Inc. had $0.5M of revenue in fiscal 2025, down 67.9% on the year before. Over five years, revenue changed −77.3% a year on average.
- Its operating margin was −9,574.6%, down 6,925.0 pts: of every 100 in sales, about −9,575 is left after running the business.
- Tiptree Inc. made $34.9M of net profit in fiscal 2025.
- Free cash flow was $168M in fiscal 2025, 34,470.9% of revenue.
- Tiptree Inc. returned $9.1M to shareholders in fiscal 2025, 5% of free cash flow. The diluted share count rose 1.9%.
- Tiptree Inc. owes $19.6M more than it holds in cash.
Market cap
$621M
P/E
16.9x
Revenue
$0.5M
Net income
$34.9M
Free cash flow
$168M
Operating margin
−9,574.6%
Tiptree Inc. in 30 seconds · fiscal 2025
Are sales growing?
−67.9%
No. Sales fell 67.9% last year.
Does it make a profit?
7,157.2%
Yes. It keeps 7,157.2% of every sale as profit.
Does profit turn into cash?
34,470.9%
Yes. 34,470.9% of sales ends up as free cash.
How healthy are the accounts?
4 / 8
Mixed. It passes 4 of 8 health tests.
How is the share priced?
16.9x
One share costs 16.9 times its yearly profit per share.
What Tiptree Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 9, 2026
- Legal name
- TIPTREE INC.
- CIK
- 0001393726
Tiptree Inc. · TIPT
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.2B | $1.4B | $2.1M | $1.5M | $0.5M |
| Revenue growth | 48.2% | 16.4% | −99.8% | −28.2% | −67.9% |
| Operating margin | — | — | −2,051.8% | −2,649.6% | −9,574.6% |
| Net income | $38.1M | −$8.3M | $14.0M | $53.4M | $34.9M |
| Net margin | 3.2% | −0.6% | 658.7% | 3,511.0% | 7,157.2% |
| Diluted EPS | $1.09 | −$0.23 | $0.34 | $1.34 | $0.76 |
| Cash | |||||
| Cash from operations | $204M | $463M | $71.5M | $241M | $168M |
| Capital expenditure | $2.8M | $10.7M | $4.1M | $0.0M | $0.0M |
| Free cash flow | $202M | $452M | $67.4M | $241M | $168M |
| FCF margin | 16.8% | 32.4% | 3,180.2% | 15,837.0% | 34,470.9% |
| Dividends paid | $5.4M | $2.0M | $7.4M | $18.3M | $9.1M |
| Share buybacks | $8.1M | $1.7M | $0.0M | $0.0M | — |
| Share count change | −0.5% | 5.5% | 3.3% | 0.5% | 1.9% |
| Debt and strength | |||||
| Cash and short-term investments | $176M | $538M | $469M | $34.5M | $52.5M |
| Debt incl. finance leases | $393M | $259M | $402M | $427M | $72.1M |
| Loans, net | $89.8M | $142M | $260M | $342M | — |
| Shareholders' equity | $383M | $397M | $417M | $458M | $509M |
| Current ratio | — | — | — | 2.5x | 1.9x |
| Interest coverage | — | — | −1.6x | −1.2x | — |
| Returns and quality | |||||
| Return on capital | — | — | −9.8% | −3.7% | −7.0% |
| Return on equity | 10.3% | −2.1% | 3.4% | 12.2% | 7.2% |
| Return on tangible equity | 46.2% | −8.8% | 15.2% | 36.0% | 6.9% |
| Piotroski F-score | 7 | 4 | 4 | 5 | 4 |
| Altman Z'' | — | — | — | 0.1 | 0.1 |
Insiders bought, 12 months
$0.2M
3 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Tiptree Inc. · TIPT
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $16.43 a share, the company is worth $621M: 16.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001393726). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.