LendingTree, Inc.
TREE Nasdaq· Loan Brokers
Last close · Oct 23, 2026
$26.81
KIRA · Stoqly’s AI analyst, in plain words
- LendingTree, Inc. had $1.1B of revenue in fiscal 2025, up 24.1% on the year before. Over five years, revenue changed +4.2% a year on average.
- Its operating margin was 5.8%, up 0.8 pts: of every 100 in sales, about 6 is left after running the business.
- LendingTree, Inc. made $151M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 19.6% a year.
- Free cash flow was $60.7M in fiscal 2025, 5.4% of revenue.
- LendingTree, Inc. owes $311M more than it holds in cash, about 3.8 years of operating profit.
Market cap
$377M
P/E
2.1x
Revenue
$1.1B
Net income
$151M
Free cash flow
$60.7M
Operating margin
5.8%
LendingTree, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+24.1%
Yes. Sales grew 24.1% last year.
Does it make a profit?
13.5%
Yes. It keeps 13.5% of every sale as profit.
Does profit turn into cash?
5.4%
Partly. 5.4% of sales ends up as free cash.
Is debt under control?
3.8x
Heavy. Repaying its debt would take 3.8 years of operating profit.
How healthy are the accounts?
6 / 9
Mixed. It passes 6 of 9 health tests.
How is the share priced?
2.1x
One share costs 2.1 times its yearly profit per share.
What LendingTree, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 9, 2026
- Legal name
- LendingTree, Inc.
- CIK
- 0001434621
LendingTree, Inc. · TREE
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.1B | $985M | $673M | $900M | $1.1B |
| Revenue growth | 20.7% | −10.3% | −31.7% | 33.9% | 24.1% |
| Net interest income | −$46.9M | −$26.0M | $21.7M | — | — |
| Gross margin | 37.4% | 37.5% | 43.1% | 34.4% | 31.5% |
| Operating margin | 0.7% | −3.3% | −6.0% | 5.0% | 5.8% |
| Net income | $69.1M | −$188M | −$122M | −$41.7M | $151M |
| Net margin | 6.3% | −19.1% | −18.2% | −4.6% | 13.5% |
| Diluted EPS | $5.05 | −$14.69 | −$9.46 | −$3.14 | $10.78 |
| Cash | |||||
| Cash from operations | $131M | $43.0M | $67.6M | $62.3M | $73.1M |
| Capital expenditure | $35.1M | $11.4M | $12.5M | $11.2M | $12.4M |
| Free cash flow | $96.2M | $31.5M | $55.0M | $51.0M | $60.7M |
| FCF margin | 8.8% | 3.2% | 8.2% | 5.7% | 5.4% |
| Share buybacks | $40.0M | $43.0M | $0.0M | $0.0M | — |
| Share count change | 5.3% | −6.6% | 1.2% | 2.5% | 6.0% |
| Debt and strength | |||||
| Cash and short-term investments | $251M | $299M | $112M | $107M | $81.1M |
| Debt incl. finance leases | $644M | $816M | $529M | $469M | $392M |
| Shareholders' equity | $448M | $208M | $124M | $109M | $287M |
| Net debt / EBITDA | 15.1x | — | — | 5.8x | 3.8x |
| Current ratio | 1.4x | 5.0x | 2.6x | 1.0x | 1.7x |
| Interest coverage | 0.2x | −1.3x | — | — | — |
| Returns and quality | |||||
| Return on capital | 0.8% | −3.6% | −5.9% | 7.5% | 10.9% |
| Return on equity | 17.0% | −57.3% | −73.7% | −35.8% | 76.5% |
| Piotroski F-score | 6 | 5 | 6 | 5 | 6 |
| Altman Z'' | −0.3 | −0.1 | −2.6 | −3.2 | −1.0 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
LendingTree, Inc. · TREE
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $26.81 a share, the company is worth $377M: 2.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001434621). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.