Travelers Companies
TRV NYSE· Property & Casualty Insurance
Last close · Oct 26, 2026
$400.17
KIRA · Stoqly’s AI analyst, in plain words
- Travelers Companies had $48.8B of revenue in fiscal 2025, up 5.2% on the year before. Over five years, revenue changed +8.8% a year on average.
- Travelers Companies made $6.3B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 11.5% a year.
- Travelers Companies returned $4.0B to shareholders in fiscal 2025. The diluted share count fell 1.5%.
- Travelers Companies owes $2.7B more than it holds in cash, about 0.3 years of operating profit.
Market cap
$84.3B
P/E
10.5x
Revenue
$48.8B
Net income
$6.3B
Free cash flow
—
Operating margin
—
Travelers Companies in 30 seconds · fiscal 2025
Are sales growing?
+5.2%
Yes. Sales grew 5.2% last year.
Does it make a profit?
12.9%
Yes. It keeps 12.9% of every sale as profit.
Is debt under control?
0.3x
Yes. It could repay its debt with 0.3 years of operating profit.
How is the share priced?
10.5x
One share costs 10.5 times its yearly profit per share. Typical for its sector: 13.7x.
What Travelers Companies does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 12, 2026
- Legal name
- Travelers Companies, Inc.
- CIK
- 0000086312
Travelers Companies · TRV
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $34.8B | $36.9B | $41.4B | $46.4B | $48.8B |
| Revenue growth | 8.9% | 5.9% | 12.2% | 12.2% | 5.2% |
| Net income | $3.7B | $2.8B | $3.0B | $5.0B | $6.3B |
| Net margin | 10.5% | 7.7% | 7.2% | 10.8% | 12.9% |
| Diluted EPS | $14.49 | $11.77 | $12.79 | $21.47 | $27.43 |
| Cash | |||||
| Cash from operations | $7.3B | $6.5B | $7.7B | $9.1B | $10.6B |
| Dividends paid | $869M | $875M | $908M | $951M | $979M |
| Share buybacks | $2.2B | $2.0B | $958M | $1.0B | $3.0B |
| Share count change | −1.5% | −4.4% | −3.1% | −0.5% | −1.5% |
| Debt and strength | |||||
| Cash and short-term investments | $4.6B | $4.3B | $5.8B | $5.5B | $6.6B |
| Debt incl. finance leases | $7.3B | $7.3B | $8.0B | $8.0B | $9.3B |
| Shareholders' equity | $28.9B | $21.6B | $24.9B | $27.9B | $32.9B |
| Net debt / EBITDA | 0.5x | 0.7x | 0.5x | 0.4x | 0.3x |
| Interest coverage | 14.1x | 10.6x | 10.0x | 16.8x | 19.3x |
| Returns and quality | |||||
| Return on capital | 12.9% | 11.2% | 12.9% | 18.5% | 20.1% |
| Return on equity | 12.6% | 11.3% | 12.9% | 18.9% | 20.7% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$168M
14 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Travelers Companies · TRV
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| Travelers Companies TRV | $84.3B | 5.2% | — | — | 20.1% | 10.5x | — |
| Chubb CB | $140.8B | 6.5% | — | — | 13.6% | 12.6x | — |
| Allstate ALL | $66.3B | 5.6% | — | 14.6% | 37.3% | 5.1x | — |
| Hartford HIG | $37.6B | 6.9% | — | 20.3% | 22.6% | 8.8x | — |
| Progressive PGR | $133.9B | 16.3% | — | 19.6% | 39.2% | 11.5x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $400.17 a share, the company is worth $84.3B: 10.5 times its earnings of the last four quarters.
Travelers Companies grew sales faster than 0 of its 4 similar companies. Its P/E is higher than 2 of 4.
Source: SEC EDGAR XBRL filings (CIK 0000086312). Data updated October 16, 2026. For information only — not investment advice. Check the original filings before relying on any figure.