Washington Trust Bancorp Inc
WASH Nasdaq· State Commercial Banks
Last close · Oct 27, 2026
$39.12
KIRA · Stoqly’s AI analyst, in plain words
- Washington Trust Bancorp Inc had $229M of revenue in fiscal 2025, up 127.6% on the year before. Over five years, revenue changed +0.2% a year on average.
- Washington Trust Bancorp Inc made $52.2M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 0.0% a year.
- Washington Trust Bancorp Inc returned $50.7M to shareholders in fiscal 2025, 65% of free cash flow. The diluted share count rose 12.4%.
- It earned 10.0% on shareholders’ money. Running costs took 66.6% of revenue (the efficiency ratio; lower is better).
Market cap
$751M
P/E
13.5x
Revenue
$229M
Net income
$52.2M
Return on equity
10.0%
Efficiency ratio
66.6%
Washington Trust Bancorp Inc in 30 seconds · fiscal 2025
Are sales growing?
+127.6%
Yes. Sales grew 127.6% last year.
Does it make a profit?
22.8%
Yes. It keeps 22.8% of every sale as profit.
How lean are its costs?
66.6%
Costly. Running costs take 66.6% of revenue.
How much does it earn on its capital?
10.0%
Fair. It earns 10.0% a year on shareholders’ money.
How is the share priced?
13.5x
One share costs 13.5 times its yearly profit per share.
What Washington Trust Bancorp Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 24, 2026
- Legal name
- WASHINGTON TRUST BANCORP INC
- CIK
- 0000737468
Washington Trust Bancorp Inc · WASH
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $229M | $219M | $193M | $101M | $229M |
| Revenue growth | 0.9% | −4.5% | −11.6% | −47.9% | 127.6% |
| Net interest income | $141M | $156M | $137M | $128M | $153M |
| Net income | $76.9M | $71.7M | $48.2M | −$28.1M | $52.2M |
| Net margin | 33.6% | 32.8% | 24.9% | −27.9% | 22.8% |
| Diluted EPS | $4.39 | $4.11 | $2.82 | −$1.63 | $2.71 |
| Cash | |||||
| Cash from operations | $101M | $113M | $31.6M | $57.7M | $80.3M |
| Capital expenditure | $3.5M | $6.1M | $5.0M | $4.0M | $2.0M |
| Free cash flow | $97.3M | $107M | $26.6M | $53.7M | $78.3M |
| FCF margin | 42.5% | 48.9% | 13.7% | 53.3% | 34.2% |
| Dividends paid | $36.3M | $37.6M | $38.6M | $38.4M | $43.3M |
| Share buybacks | $0.0M | $9.5M | $8.8M | $0.0M | $7.4M |
| Share count change | 0.3% | −0.4% | −1.8% | 0.5% | 12.4% |
| Debt and strength | |||||
| Cash and short-term investments | $178M | $118M | $90.2M | $114M | $104M |
| Loans, net | $4.2B | $5.1B | $5.6B | — | — |
| Deposits | $5.0B | $5.0B | $5.3B | $5.1B | $5.3B |
| Shareholders' equity | $565M | $454M | $473M | $500M | $544M |
| Returns and quality | |||||
| Return on equity | 14.0% | 14.1% | 10.4% | −5.8% | 10.0% |
| Return on tangible equity | 15.5% | 18.6% | 11.9% | −6.5% | 11.0% |
| Efficiency ratio | 59.2% | 58.9% | 69.1% | 136.2% | 66.6% |
Insiders bought, 12 months
$1.1M
3 insiders
Insiders sold, 12 months
$0.0M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Washington Trust Bancorp Inc · WASH
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $39.12 a share, the company is worth $751M: 13.5 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000737468). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.