Woori Financial Group Inc.
WF NYSE· Commercial Banks, Nec
Last close · Oct 30, 2026
$67.25
KIRA · Stoqly’s AI analyst, in plain words
- Woori Financial Group Inc. had $7.9B of revenue in fiscal 2025, down 2.2% on the year before. Over five years, revenue changed +5.8% a year on average.
- Woori Financial Group Inc. made $2.2B of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 8.7% a year.
- Woori Financial Group Inc. returned $758M to shareholders in fiscal 2025, 8% of free cash flow. The diluted share count fell 0.9%.
- It earned 9.1% on shareholders’ money.
Market cap
$16.5B
P/E
7.9x
Revenue
$7.9B
Net income
$2.2B
Return on equity
9.1%
Efficiency ratio
—
Woori Financial Group Inc. in 30 seconds · fiscal 2025
Are sales growing?
−2.2%
No. Sales fell 2.2% last year.
Does it make a profit?
27.9%
Yes. It keeps 27.9% of every sale as profit.
How much does it earn on its capital?
9.1%
Fair. It earns 9.1% a year on shareholders’ money.
How is the share priced?
7.9x
One share costs 7.9 times its yearly profit per share.
What Woori Financial Group Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 22, 2026
- Legal name
- WOORI FINANCIAL GROUP INC.
- CIK
- 0001264136
Woori Financial Group Inc. · WF · stoqly.net
Results and finances
The last 5 fiscal years. Amounts in USD. Compiled by stoqly.net.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $7.4B | $8.1B | $8.0B | $8.0B | $7.9B |
| Revenue growth | 24.3% | 9.0% | −0.6% | 0.5% | −2.2% |
| Net interest income | $6.1B | $6.7B | $6.7B | $6.5B | $6.4B |
| Operating margin | 43.3% | 42.6% | 33.4% | 38.8% | 32.8% |
| Net income | $2.2B | $2.5B | $1.9B | $2.3B | $2.2B |
| Net margin | 30.1% | 30.6% | 24.0% | 28.1% | 27.9% |
| Diluted EPS | $8.96 | $9.87 | $7.41 | $8.69 | $8.55 |
| Cash | |||||
| Cash from operations | $3.3B | $14.4B | $1.2B | −$4.5B | $9.6B |
| Capital expenditure | $104M | $134M | $126M | $163M | $229M |
| Free cash flow | $3.2B | $14.3B | $1.1B | −$4.7B | $9.4B |
| FCF margin | 43.5% | 177.3% | 13.9% | −57.9% | 119.0% |
| Dividends paid | $322M | $507M | $749M | $644M | $652M |
| Share buybacks | — | $0.0M | $121M | $100M | $105M |
| Share count change | 0.3% | 0.6% | 1.0% | 0.8% | −0.9% |
| Debt and strength | |||||
| Cash and short-term investments | $17.3B | $27.2B | $23.6B | $18.5B | $26.7B |
| Debt incl. finance leases | $20.8B | $22.6B | $23.9B | $20.4B | $23.7B |
| Loans, net | $283.3B | $272.9B | $276.4B | $261.8B | $276.1B |
| Deposits | $267.4B | $271.5B | $275.8B | $248.7B | $260.8B |
| Shareholders' equity | $21.7B | $22.8B | $24.4B | $23.1B | $24.9B |
| Net debt / EBITDA | 1.0x | −1.2x | 0.1x | 0.5x | −1.0x |
| Interest coverage | 1.3x | 0.7x | 0.3x | 0.3x | 0.3x |
| Returns and quality | |||||
| Return on capital | 9.5% | 13.9% | 8.1% | 9.4% | 9.3% |
| Return on equity | 10.4% | 11.1% | 8.1% | 9.5% | 9.1% |
| Return on tangible equity | 10.4% | 11.0% | 8.0% | 9.9% | 8.9% |
| Piotroski F-score | 5 | 5 | 2 | 4 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Woori Financial Group Inc. · WF · stoqly.net
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $67.25 a share, the company is worth $16.5B: 7.9 times its earnings of the last four quarters.
Compiled and analysed by stoqly.net from SEC EDGAR XBRL filings (CIK 0001264136). Latest version: stoqly.net/companies/wf. Data updated November 1, 2026. Filed in KRW under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.