Willis Lease Finance Corp
WLFC Nasdaq· Wholesale-Machinery, Equipment & Supplies
Last close · Oct 23, 2026
$38.99
KIRA · Stoqly’s AI analyst, in plain words
- Willis Lease Finance Corp had $730M of revenue in fiscal 2025, up 28.3% on the year before. Over five years, revenue changed +20.4% a year on average.
- Its operating margin was 14.3%, down 11.1 pts: of every 100 in sales, about 14 is left after running the business.
- Willis Lease Finance Corp made $114M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 25.1% a year.
- Free cash flow was $252M in fiscal 2025, 34.5% of revenue.
- Willis Lease Finance Corp returned $12.5M to shareholders in fiscal 2025, 5% of free cash flow. The diluted share count rose 3.2%.
- Willis Lease Finance Corp owes $2.7B more than it holds in cash, about 12.4 years of operating profit.
Market cap
$858M
P/E
2.6x
Revenue
$730M
Net income
$114M
Free cash flow
$252M
Operating margin
14.3%
Willis Lease Finance Corp in 30 seconds · fiscal 2025
Are sales growing?
+28.3%
Yes. Sales grew 28.3% last year.
Does it make a profit?
15.6%
Yes. It keeps 15.6% of every sale as profit.
Does profit turn into cash?
34.5%
Yes. 34.5% of sales ends up as free cash.
Is debt under control?
12.4x
Heavy. Repaying its debt would take 12.4 years of operating profit.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
2.6x
One share costs 2.6 times its yearly profit per share.
What Willis Lease Finance Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 10, 2026
- Legal name
- WILLIS LEASE FINANCE CORP
- CIK
- 0001018164
Willis Lease Finance Corp · WLFC
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $274M | $312M | $419M | $569M | $730M |
| Revenue growth | −5.0% | 13.8% | 34.2% | 36.0% | 28.3% |
| Operating margin | 3.0% | 3.2% | 15.3% | 25.4% | 14.3% |
| Net income | $3.4M | $5.4M | $43.8M | $109M | $114M |
| Net margin | 1.2% | 1.7% | 10.5% | 19.1% | 15.6% |
| Diluted EPS | $0.00 | $0.33 | $6.23 | $15.34 | $15.39 |
| Cash | |||||
| Cash from operations | $90.7M | $144M | $230M | $284M | $283M |
| Capital expenditure | $2.2M | $6.6M | $5.1M | $15.6M | $31.1M |
| Free cash flow | $88.5M | $138M | $225M | $269M | $252M |
| FCF margin | 32.3% | 44.2% | 53.7% | 47.2% | 34.5% |
| Dividends paid | — | — | $0.0M | $10.7M | $8.7M |
| Share buybacks | $10.1M | $5.2M | $9.4M | $0.0M | $3.8M |
| Share count change | 3.6% | −0.8% | 2.9% | 5.0% | 3.2% |
| Debt and strength | |||||
| Cash and short-term investments | $14.3M | $12.1M | $7.1M | $9.1M | $16.4M |
| Debt incl. finance leases | $1.8B | $1.8B | $1.8B | $2.3B | $2.7B |
| Shareholders' equity | $376M | $405M | $439M | $549M | $662M |
| Net debt / EBITDA | 18.0x | 18.7x | 11.6x | 9.5x | 12.4x |
| Interest coverage | 0.1x | 0.1x | 0.8x | 1.4x | 0.8x |
| Returns and quality | |||||
| Return on capital | 0.3% | 0.3% | 1.9% | 3.7% | 2.2% |
| Return on equity | 0.9% | 1.4% | 10.4% | 22.0% | 18.8% |
| Return on tangible equity | 0.0% | 0.5% | 9.2% | 19.0% | 16.3% |
| Piotroski F-score | 3 | 7 | 6 | 5 | 5 |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$21.9M
5 insiders
Of sales under plans
72%
$15.6M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Willis Lease Finance Corp · WLFC
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $38.99 a share, the company is worth $858M: 2.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001018164). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.