Wsfs Financial Corp
WSFS Nasdaq· National Commercial Banks
Last close · Oct 23, 2026
$79.02
KIRA · Stoqly’s AI analyst, in plain words
- Wsfs Financial Corp had $1.1B of revenue in fiscal 2025, up 1.9% on the year before. Over five years, revenue changed +8.3% a year on average.
- Wsfs Financial Corp made $287M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 10.6% a year.
- Wsfs Financial Corp returned $327M to shareholders in fiscal 2025, 153% of free cash flow. The diluted share count fell 5.5%.
- It earned 10.8% on shareholders’ money. Running costs took 59.7% of revenue (the efficiency ratio; lower is better).
Market cap
$4.1B
P/E
13.2x
Revenue
$1.1B
Net income
$287M
Return on equity
10.8%
Efficiency ratio
59.7%
Wsfs Financial Corp in 30 seconds · fiscal 2025
Are sales growing?
+1.9%
Only a little. Sales grew 1.9% last year.
Does it make a profit?
27.0%
Yes. It keeps 27.0% of every sale as profit.
How lean are its costs?
59.7%
Average. Running costs take 59.7% of revenue.
How much does it earn on its capital?
10.8%
Fair. It earns 10.8% a year on shareholders’ money.
How is the share priced?
13.2x
One share costs 13.2 times its yearly profit per share.
What Wsfs Financial Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 2, 2026
- Legal name
- WSFS FINANCIAL CORP
- CIK
- 0000828944
Wsfs Financial Corp · WSFS
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $642M | $964M | $1.0B | $1.0B | $1.1B |
| Revenue growth | −10.3% | 50.2% | 5.3% | 3.1% | 1.9% |
| Net interest income | $434M | $663M | $725M | $705M | $726M |
| Net income | $271M | $222M | $269M | $264M | $287M |
| Net margin | 42.3% | 23.1% | 26.5% | 25.2% | 27.0% |
| Diluted EPS | $5.69 | $3.49 | $4.40 | $4.41 | $5.09 |
| Cash | |||||
| Cash from operations | $126M | $481M | $237M | $220M | $220M |
| Capital expenditure | $6.6M | $8.8M | $6.4M | $14.3M | $6.4M |
| Free cash flow | $119M | $472M | $231M | $206M | $214M |
| FCF margin | 18.6% | 49.0% | 22.7% | 19.7% | 20.0% |
| Dividends paid | $24.2M | $35.7M | $36.7M | $35.8M | $37.2M |
| Share buybacks | $13.3M | $200M | $54.6M | $96.3M | $290M |
| Share count change | −5.6% | 33.4% | −3.8% | −2.4% | −5.5% |
| Debt and strength | |||||
| Cash and short-term investments | $1.5B | $837M | $1.1B | $1.2B | $1.7B |
| Loans, net | $7.8B | $11.8B | $12.6B | $13.0B | $13.1B |
| Deposits | $13.2B | $16.2B | $16.5B | $17.0B | $17.6B |
| Shareholders' equity | $1.9B | $2.2B | $2.5B | $2.6B | $2.7B |
| Returns and quality | |||||
| Return on equity | 14.6% | 10.7% | 11.5% | 10.4% | 10.8% |
| Return on tangible equity | 19.5% | 18.6% | 18.3% | 16.5% | 16.2% |
| Efficiency ratio | 59.0% | 59.6% | 55.3% | 60.9% | 59.7% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$5.6M
5 insiders
Of sales under plans
86%
$4.9M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Wsfs Financial Corp · WSFS
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $79.02 a share, the company is worth $4.1B: 13.2 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000828944). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.
