# Yiren Digital Ltd. (YRD)

Source page: https://stoqly.net/companies/yrd

- **Ticker:** YRD (NYSE)
- **Sector:** Financials / Finance Services
- **SEC CIK:** 0001631761
- **Latest annual report:** 20-F filed 2026-04-29 (https://www.sec.gov/Archives/edgar/data/1631761/000121390026049159/ea0287206-20f_yirendigi.htm)
- **Data updated:** 2026-11-01

## Key figures

- **Last close:** $0.42 on 2026-10-30
- **Market cap:** $36.3M
- **P/E (trailing):** 4.8x
- **EPS, trailing 12 months:** $0.09
- **Revenue (FY2025):** $796M
- **Revenue growth:** −1.4%
- **Revenue growth, 5-year CAGR:** +6.7%
- **Operating margin:** −103.9%
- **Net margin:** 1.0%
- **Free cash flow:** $94.3M
- **Free cash flow margin:** 11.9%
- **Return on invested capital:** −77.1%
- **Return on equity:** 0.6%
- **Net debt:** −$477M
- **Change in share count:** −0.0%
- **Insider buys, last 90 days:** $0.0M
- **Insider sells, last 90 days:** $0.0M

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## Annual results

From SEC EDGAR XBRL filings. Full table: https://stoqly.net/companies/yrd/figures.csv

| US$ millions | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---:|---:|---:|---:|---:|---:|---:|---:|---:|---:|
| Revenue | 487 | 820 | 1,699 | 1,247 | 574 | 694 | 510 | 691 | 807 | 796 |
| Operating income | — | — | — | — | — | — | 241 | -325 | -578 | -827 |
| Net income | 168 | -28 | 239 | 167 | -100 | 160 | 177 | 294 | 220 | 8 |
| Diluted EPS (US$) | 2.83 | -0.31 | 2.56 | 1.79 | -1.11 | 1.88 | 2.02 | 3.29 | 2.52 | 0.09 |
| Operating cash flow | 318 | 27 | -598 | 40 | 41 | 25 | 275 | 307 | 198 | 98 |
| Free cash flow | 314 | -5 | -620 | 33 | 39 | 23 | 275 | 306 | 197 | 94 |
| Cash | 139 | 342 | 379 | 459 | 378 | 451 | 619 | 815 | 526 | 478 |
| Debt and leases | — | — | 28 | 3 | — | — | — | — | — | 1 |

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Source: SEC EDGAR filings and end-of-day prices, via Stoqly. For information only — not investment advice or a recommendation to buy, sell or hold any security.