Radian Group Inc
RDN NYSE· Surety Insurance
Last close · Oct 27, 2026
$35.70
KIRA · Stoqly’s AI analyst, in plain words
- Radian Group Inc had $1.2B of revenue in fiscal 2025, down 0.8% on the year before. Over five years, revenue changed −3.6% a year on average.
- Radian Group Inc made $583M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 13.1% a year.
- Free cash flow was $116M in fiscal 2025, 9.7% of revenue.
- Radian Group Inc returned $578M to shareholders in fiscal 2025, 499% of free cash flow. The diluted share count fell 8.7%.
- Radian Group Inc owes $1.1B more than it holds in cash.
Market cap
$4.9B
P/E
9.2x
Revenue
$1.2B
Net income
$583M
Free cash flow
$116M
Operating margin
—
Radian Group Inc in 30 seconds · fiscal 2025
Are sales growing?
−0.8%
No. Sales fell 0.8% last year.
Does it make a profit?
48.7%
Yes. It keeps 48.7% of every sale as profit.
Does profit turn into cash?
9.7%
Partly. 9.7% of sales ends up as free cash.
How is the share priced?
9.2x
One share costs 9.2 times its yearly profit per share.
What Radian Group Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 20, 2026
- Legal name
- RADIAN GROUP INC
- CIK
- 0000890926
Radian Group Inc · RDN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $1.3B | $1.2B | $1.2B | $1.2B | $1.2B |
| Revenue growth | −7.6% | −10.5% | −1.1% | 2.5% | −0.8% |
| Gross margin | 92.2% | 93.1% | 96.7% | 96.8% | — |
| Net income | $601M | $743M | $603M | $604M | $583M |
| Net margin | 45.2% | 62.4% | 51.2% | 50.1% | 48.7% |
| Diluted EPS | $3.16 | $4.35 | $3.77 | $3.92 | $4.14 |
| Cash | |||||
| Cash from operations | $557M | $388M | $529M | −$664M | $120M |
| Capital expenditure | $12.6M | $17.7M | $8.5M | $1.6M | $4.2M |
| Free cash flow | $545M | $371M | $521M | −$665M | $116M |
| FCF margin | 40.9% | 31.1% | 44.2% | −55.1% | 9.7% |
| Dividends paid | $103M | $135M | $146M | $152M | $146M |
| Share buybacks | $399M | $400M | $133M | $225M | $432M |
| Share count change | −3.2% | −10.3% | −6.2% | −3.7% | −8.7% |
| Debt and strength | |||||
| Cash and short-term investments | $151M | $56.2M | $19.0M | $19.2M | $24.8M |
| Debt incl. finance leases | — | — | — | — | $1.1B |
| Shareholders' equity | $4.3B | $3.9B | $4.4B | $4.6B | $4.8B |
| Returns and quality | |||||
| Return on equity | 14.1% | 18.2% | 14.5% | 13.4% | 12.4% |
| Return on tangible equity | 14.2% | 19.0% | 13.7% | 13.1% | 12.2% |
| Piotroski F-score | 4 | 5 | 4 | 3 | — |
Insiders bought, 12 months
$5.8M
1 insider
Insiders sold, 12 months
$5.0M
8 insiders
Of sales under plans
78%
$3.9M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Radian Group Inc · RDN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $35.70 a share, the company is worth $4.9B: 9.2 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000890926). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.