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Stoqly stoqly.net Company report Β· October 27, 2026

Flywire Corp

FLYW NasdaqΒ· Services-Business Services, Nec

Last close Β· Oct 26, 2026

$19.15

KIRA Β· Stoqly’s AI analyst, in plain words

  • Flywire Corp had $623M of revenue in fiscal 2025, up 26.6% on the year before. Over five years, revenue changed +36.4% a year on average.
  • Its operating margin was 1.8%, up 3.3Β pts: of every 100 in sales, about 2 is left after running the business.
  • Flywire Corp made $13.5M of net profit in fiscal 2025.
  • Free cash flow was $98.8M in fiscal 2025, 15.9% of revenue.

Market cap

$2.3B

P/E

70.9x

Revenue

$623M

Net income

$13.5M

Free cash flow

$98.8M

Operating margin

1.8%

Flywire Corp in 30 seconds Β· fiscal 2025

Good

Are sales growing?

+26.6%

Yes. Sales grew 26.6% last year.

So-so

Does it make a profit?

2.2%

A little. It keeps 2.2% of every sale as profit.

Good

Does profit turn into cash?

15.9%

Yes. 15.9% of sales ends up as free cash.

So-so

How healthy are the accounts?

6 / 7

Mixed. It passes 6 of 7 health tests.

For information

How is the share priced?

70.9x

One share costs 70.9 times its yearly profit per share.

What Flywire Corp does

No business description yet.

Fiscal year ends
December 31, 2025
Latest annual report
10-K Β· Feb 24, 2026
Legal name
Flywire Corp
CIK
0001580560
stoqly.net Β· FLYW Β· Generated October 27, 2026 Not investment advice Β· Page 1 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Flywire Corp Β· FLYW

Results and finances

The last 5 fiscal years. Amounts in USD.

Fiscal yearFY21FY22FY23FY24FY25
Sales and profit
Revenue $201M $289M $403M $492M $623M
Revenue growth 52.6% 43.9% 39.3% 22.1% 26.6%
Operating margin βˆ’6.6% βˆ’10.4% βˆ’5.3% βˆ’1.5% 1.8%
Net income βˆ’$28.1M βˆ’$39.3M βˆ’$8.6M $2.9M $13.5M
Net margin βˆ’14.0% βˆ’13.6% βˆ’2.1% 0.6% 2.2%
Diluted EPS βˆ’$0.39 βˆ’$0.36 βˆ’$0.07 $0.02 $0.11
Cash
Cash from operations $17.1M $5.4M $76.3M $98.7M $100M
Capital expenditure $1.0M $1.4M $1.0M $0.9M $1.4M
Free cash flow $16.1M $4.1M $75.3M $97.7M $98.8M
FCF margin 8.0% 1.4% 18.7% 19.9% 15.9%
Share buybacks $0.0M β€” β€” β€” β€”
Share count change 287.0% 51.7% 6.4% 12.6% βˆ’1.2%
Debt and strength
Cash and short-term investments $385M $349M $655M $611M $355M
Debt incl. finance leases $25.9M $0.7M β€” $0.0M β€”
Shareholders' equity $482M $482M $786M $815M $835M
Net debt / EBITDA β€” β€” β€” βˆ’60.5x β€”
Current ratio 3.8x 2.5x 3.0x 2.6x 1.5x
Interest coverage βˆ’6.6x βˆ’25.0x βˆ’57.8x βˆ’13.5x 3.2x
Returns and quality
Return on capital βˆ’8.5% βˆ’18.0% β€” βˆ’3.6% β€”
Return on equity βˆ’14.0% βˆ’8.2% βˆ’1.4% 0.4% 1.6%
Return on tangible equity βˆ’9.3% βˆ’13.7% βˆ’1.5% 0.5% 5.6%
Piotroski F-score 4 4 4 5 6
Altman Z'' 5.8 4.2 5.4 5.0 2.8

Insiders bought, 12 months

$3.5M

1 insider

Insiders sold, 12 months

$28.2M

11 insiders

Of sales under plans

60%

$17.0M

How to read these numbers

Revenue:
Total sales reported in the income statement.
Operating margin:
Operating income as a share of revenue.
Net income:
Profit after all expenses, interest and tax.
Free cash flow:
Cash from operations minus capital spending.
Net debt / EBITDA:
Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
Return on capital:
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
stoqly.net Β· FLYW Β· Generated October 27, 2026 Not investment advice Β· Page 2 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Flywire Corp Β· FLYW

Charts and comparison

Ten years at a glance, and how it stacks up against similar companies.

Revenue

Net income

Margins, % of revenue

Gross Operating Net

Cash vs debt (incl. leases)

Cash Debt

Free cash flow

Dividends and buybacks

Dividends Buybacks

KIRA

At $19.15 a share, the company is worth $2.3B: 70.9 times its earnings of the last four quarters.

Source: SEC EDGAR XBRL filings (CIK 0001580560). Data updated October 24, 2026. For information only β€” not investment advice. Check the original filings before relying on any figure.