Princeton Bancorp, Inc.
BPRN Nasdaq· State Commercial Banks
Last close · Oct 26, 2026
$44.93
KIRA · Stoqly’s AI analyst, in plain words
- Princeton Bancorp, Inc. had $84.3M of revenue in fiscal 2025, up 12.8% on the year before.
- Princeton Bancorp, Inc. made $18.6M of net profit in fiscal 2025. From fiscal 2021 to 2025, diluted EPS grew −4.8% a year.
- Princeton Bancorp, Inc. returned $16.5M to shareholders in fiscal 2025, 80% of free cash flow. The diluted share count rose 4.5%.
- It earned 7.0% on shareholders’ money. Running costs took 64.0% of revenue (the efficiency ratio; lower is better).
Market cap
$307M
P/E
11.9x
Revenue
$84.3M
Net income
$18.6M
Return on equity
7.0%
Efficiency ratio
64.0%
Princeton Bancorp, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+12.8%
Yes. Sales grew 12.8% last year.
Does it make a profit?
22.1%
Yes. It keeps 22.1% of every sale as profit.
How lean are its costs?
64.0%
Average. Running costs take 64.0% of revenue.
How much does it earn on its capital?
7.0%
Low. It earns 7.0% a year on shareholders’ money.
How is the share priced?
11.9x
One share costs 11.9 times its yearly profit per share.
What Princeton Bancorp, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 13, 2026
- Legal name
- Princeton Bancorp, Inc.
- CIK
- 0001913971
Princeton Bancorp, Inc. · BPRN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $67.3M | $72.9M | $82.1M | $74.7M | $84.3M |
| Revenue growth | — | 8.4% | 12.6% | −9.1% | 12.8% |
| Net interest income | $62.6M | $68.1M | $65.0M | $66.5M | $75.8M |
| Net income | $22.5M | $26.5M | $25.8M | $10.2M | $18.6M |
| Net margin | 33.4% | 36.3% | 31.4% | 13.7% | 22.1% |
| Diluted EPS | $3.30 | $4.11 | $4.03 | $1.55 | $2.71 |
| Cash | |||||
| Cash from operations | $12.9M | $24.0M | $23.1M | $14.7M | $21.5M |
| Capital expenditure | $1.2M | $0.6M | $1.7M | $1.5M | $0.9M |
| Free cash flow | $11.7M | $23.4M | $21.4M | $13.2M | $20.6M |
| FCF margin | 17.4% | 32.1% | 26.1% | 17.7% | 24.4% |
| Dividends paid | $4.4M | $6.5M | $7.4M | $7.6M | $8.7M |
| Share buybacks | $10.0M | $9.4M | $0.0M | $0.8M | $7.9M |
| Share count change | — | −5.9% | 0.0% | 3.1% | 4.5% |
| Debt and strength | |||||
| Cash and short-term investments | $159M | $53.4M | $151M | $117M | $136M |
| Debt incl. finance leases | $0.0M | $10.0M | $0.0M | $0.0M | — |
| Deposits | $1.4B | $1.3B | $1.6B | $2.0B | $2.0B |
| Shareholders' equity | $217M | $220M | $240M | $262M | $271M |
| Returns and quality | |||||
| Return on equity | 10.4% | 12.1% | 11.2% | 4.1% | 7.0% |
| Return on tangible equity | 11.0% | 12.7% | 11.2% | 4.2% | 7.3% |
| Efficiency ratio | 51.2% | 52.8% | 59.3% | 76.0% | 64.0% |
| Piotroski F-score | — | 5 | 4 | 3 | — |
Insiders bought, 12 months
$0.9M
3 insiders
Insiders sold, 12 months
$0.5M
3 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Princeton Bancorp, Inc. · BPRN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $44.93 a share, the company is worth $307M: 11.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001913971). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.