Lufax Holding Ltd
LU NYSE· Finance Services
Last close · Oct 26, 2026
$8.48
KIRA · Stoqly’s AI analyst, in plain words
- Lufax Holding Ltd had $777M of revenue in fiscal 2025, down 31.4% on the year before. Over five years, revenue changed −33.5% a year on average.
- Lufax Holding Ltd lost $292M in fiscal 2025.
- Lufax Holding Ltd returned $0.0M to shareholders in fiscal 2025. The diluted share count rose 24.2%.
- Lufax Holding Ltd owes $7.5B more than it holds in cash.
Market cap
$7.3B
P/E
—
Revenue
$777M
Net income
−$292M
Free cash flow
—
Operating margin
—
Lufax Holding Ltd in 30 seconds · fiscal 2025
Are sales growing?
−31.4%
No. Sales fell 31.4% last year.
Does it make a profit?
−37.5%
No. It lost money last year.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
What Lufax Holding Ltd does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F · Apr 30, 2026
- Legal name
- Lufax Holding Ltd
- CIK
- 0001816007
Lufax Holding Ltd · LU
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $5.9B | $4.3B | $2.2B | $1.1B | $777M |
| Revenue growth | −0.6% | −26.9% | −50.2% | −47.6% | −31.4% |
| Net interest income | $2.2B | $2.8B | $1.9B | $1.7B | $1.8B |
| Net income | $2.6B | $1.2B | $114M | −$538M | −$292M |
| Net margin | 43.9% | 26.6% | 5.3% | −47.4% | −37.5% |
| Diluted EPS | — | $2.01 | $0.20 | — | — |
| Cash | |||||
| Cash from operations | $773M | $736M | $1.8B | $252M | $1.7B |
| Dividends paid | $0.0M | $1.1B | $203M | $713M | $0.0M |
| Share buybacks | $998M | $0.0M | $0.0M | — | — |
| Share count change | 20.8% | −15.6% | −0.0% | 21.6% | 24.2% |
| Debt and strength | |||||
| Cash and short-term investments | $4.2B | $4.3B | $2.6B | $1.6B | $1.6B |
| Debt incl. finance leases | $4.1B | $5.4B | $5.5B | $7.0B | $9.1B |
| Loans, net | $33.8B | $30.7B | $18.3B | $15.3B | $14.6B |
| Shareholders' equity | $14.6B | $13.3B | $12.8B | $11.2B | $11.4B |
| Returns and quality | |||||
| Return on equity | 19.2% | 8.3% | 0.9% | −4.5% | −2.6% |
| Return on tangible equity | 19.9% | 9.7% | 1.0% | −5.5% | −2.9% |
| Piotroski F-score | 2 | 3 | 4 | 2 | 3 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Lufax Holding Ltd · LU
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $8.48 a share, the company is worth $7.3B.
Source: SEC EDGAR XBRL filings (CIK 0001816007). Data updated October 24, 2026. Filed in CNY under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.