Atlantic Union Bankshares Corp
AUB NYSE· State Commercial Banks
Last close · Oct 26, 2026
$39.74
KIRA · Stoqly’s AI analyst, in plain words
- Atlantic Union Bankshares Corp had $1.4B of revenue in fiscal 2025, up 68.1% on the year before. Over five years, revenue changed +14.9% a year on average.
- Atlantic Union Bankshares Corp made $274M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 1.5% a year.
- It earned 6.7% on shareholders’ money. Running costs took 65.2% of revenue (the efficiency ratio; lower is better).
Market cap
$5.7B
P/E
11.9x
Revenue
$1.4B
Net income
$274M
Return on equity
6.7%
Efficiency ratio
65.2%
Atlantic Union Bankshares Corp in 30 seconds · fiscal 2025
Are sales growing?
+68.1%
Yes. Sales grew 68.1% last year.
Does it make a profit?
19.9%
Yes. It keeps 19.9% of every sale as profit.
How lean are its costs?
65.2%
Costly. Running costs take 65.2% of revenue.
How much does it earn on its capital?
6.7%
Low. It earns 6.7% a year on shareholders’ money.
How is the share priced?
11.9x
One share costs 11.9 times its yearly profit per share.
What Atlantic Union Bankshares Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 26, 2026
- Legal name
- Atlantic Union Bankshares Corp
- CIK
- 0000883948
Atlantic Union Bankshares Corp · AUB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $677M | $703M | $702M | $817M | $1.4B |
| Revenue growth | −1.4% | 3.8% | −0.1% | 16.5% | 68.1% |
| Net interest income | $551M | $584M | $611M | $699M | $1.2B |
| Net income | $264M | $235M | $202M | $209M | $274M |
| Net margin | 39.0% | 33.4% | 28.8% | 25.6% | 19.9% |
| Diluted EPS | $3.26 | $2.97 | $2.53 | $2.24 | $2.03 |
| Cash | |||||
| Cash from operations | $338M | $420M | $278M | $308M | $2.2B |
| Dividends paid | $84.3M | $86.9M | — | — | — |
| Share buybacks | $125M | $48.2M | $0.0M | $0.0M | — |
| Share count change | −1.8% | −3.2% | 0.0% | 17.3% | 46.9% |
| Debt and strength | |||||
| Cash and short-term investments | $803M | $320M | $378M | $354M | $966M |
| Debt incl. finance leases | $516M | $1.7B | $1.3B | $540M | $1.5B |
| Loans, net | $13.1B | $14.3B | — | — | — |
| Deposits | $16.6B | $15.9B | $16.8B | $20.4B | $30.5B |
| Shareholders' equity | $2.7B | $2.4B | $2.6B | $3.1B | $5.0B |
| Returns and quality | |||||
| Return on equity | 9.7% | 9.2% | 8.2% | 7.3% | 6.7% |
| Return on tangible equity | 14.6% | 15.7% | 11.8% | 10.7% | 8.9% |
| Efficiency ratio | 61.9% | 57.5% | 61.3% | 62.1% | 65.2% |
| Piotroski F-score | 6 | 5 | 4 | 5 | 4 |
Insiders bought, 12 months
$0.0M
1 insider
Insiders sold, 12 months
$0.3M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Atlantic Union Bankshares Corp · AUB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $39.74 a share, the company is worth $5.7B: 11.9 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000883948). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.