Heritage Financial Corp /Wa/
HFWA Nasdaq Savings Institutions, Not Federally Chartered 金融 FY2016–FY2025
最新收盘价 · 2026年10月23日
$29.15
2.2%
营收
利润表中报告的总销售额。
$246M
13.5%
对比上年
成本收入比
非利息支出占营收的比例。对银行而言越低越好。
67.3%
5.7 个百分点
净利润
扣除所有费用、利息和税项后的利润。
$67.5M
56.1%
股本回报率
净利润占平均股东权益的比例。
7.6%
2.5 个百分点
市值
最新收盘价 × 最新稀释股数，因此为近似值。
$1.2B
10月23日 收盘
市盈率
最新收盘价 ÷ 最近四个季度的稀释每股收益。
13.9x
基于每股收益 $2.10(近 12 个月)
Heritage Financial Corp /Wa/ 的业务
暂无业务介绍。
- 法定名称
- HERITAGE FINANCIAL CORP /WA/
- 财年结束日
- 2025年12月31日
- 最新年报
- 10-K · 2026年2月27日
- 登记号 · CIK
- 0001628280-26-012703
0001046025
营收与利润率
Heritage Financial Corp /Wa/ 在 2025 财年 营收为 $246M，同比增长 13.5%。
FY16
营收 $164M
FY17
营收 $175M
FY18
营收 $219M
FY19
营收 $232M
FY20
营收 $238M
FY21
营收 $240M
FY22
营收 $249M
FY23
营收 $244M
FY24
营收 $217M
FY25
营收 $246M
Q3 '23
营收 $61.9M
Q4 '23
营收 $50.7M
Q1 '24
营收 $48.6M
Q2 '24
营收 $56.4M
Q3 '24
营收 $54.8M
Q4 '24
营收 $57.1M
Q1 '25
营收 $57.6M
Q2 '25
营收 $56.5M
Q3 '25
营收 $65.7M
Q4 '25
营收 $66.3M
Q1 '26
营收 $77.9M
Q2 '26
营收 $84.1M
FY16
净利息收入占比 80.7%
成本收入比 64.9%
FY17
净利息收入占比 79.7%
成本收入比 63.2%
FY18
净利息收入占比 85.5%
成本收入比 68.2%
FY19
净利息收入占比 86.0%
成本收入比 63.2%
FY20
净利息收入占比 84.4%
成本收入比 62.5%
FY21
净利息收入占比 85.6%
成本收入比 62.1%
FY22
净利息收入占比 88.1%
成本收入比 60.6%
FY23
净利息收入占比 92.3%
成本收入比 68.3%
FY24
净利息收入占比 96.6%
成本收入比 73.0%
FY25
净利息收入占比 91.2%
成本收入比 67.3%
净利息收入占比
成本收入比
Q3 '23
净利息收入占比 89.9%
成本收入比 66.2%
Q4 '23
净利息收入占比 106.2%
成本收入比 84.2%
Q1 '24
净利息收入占比 106.0%
成本收入比 83.0%
Q2 '24
净利息收入占比 90.7%
成本收入比 69.4%
Q3 '24
净利息收入占比 96.6%
成本收入比 71.7%
Q4 '24
净利息收入占比 94.2%
成本收入比 69.3%
Q1 '25
净利息收入占比 93.2%
成本收入比 71.9%
Q2 '25
净利息收入占比 97.3%
成本收入比 72.7%
Q3 '25
净利息收入占比 87.3%
成本收入比 63.3%
Q4 '25
净利息收入占比 88.0%
成本收入比 62.5%
Q1 '26
净利息收入占比 88.8%
成本收入比 72.6%
Q2 '26
净利息收入占比 88.9%
成本收入比 76.5%
净利息收入占比
成本收入比
净利润与每股收益
从 2016 财年到 2025 财年，稀释每股收益年均增长 4.7%。 亏损期间以红色显示。
FY16
净利润 $38.9M
FY17
净利润 $41.8M
FY18
净利润 $53.1M
FY19
净利润 $67.6M
FY20
净利润 $46.6M
FY21
净利润 $98.0M
FY22
净利润 $81.9M
FY23
净利润 $61.8M
FY24
净利润 $43.3M
FY25
净利润 $67.5M
Q3 '23
净利润 $18.2M
Q4 '23
净利润 $6.2M
Q1 '24
净利润 $5.7M
Q2 '24
净利润 $14.2M
Q3 '24
净利润 $11.4M
Q4 '24
净利润 $11.9M
Q1 '25
净利润 $13.9M
Q2 '25
净利润 $12.2M
Q3 '25
净利润 $19.2M
Q4 '25
净利润 $22.2M
Q1 '26
净利润 $18.9M
Q2 '26
净利润 $17.5M
FY16
稀释每股收益 $1.30
FY17
稀释每股收益 $1.39
FY18
稀释每股收益 $1.49
FY19
稀释每股收益 $1.83
FY20
稀释每股收益 $1.29
FY21
稀释每股收益 $2.73
FY22
稀释每股收益 $2.31
FY23
稀释每股收益 $1.75
FY24
稀释每股收益 $1.24
FY25
稀释每股收益 $1.96
Q3 '23
稀释每股收益 $0.51
Q4 '23
稀释每股收益 $0.18
Q1 '24
稀释每股收益 $0.16
Q2 '24
稀释每股收益 $0.41
Q3 '24
稀释每股收益 $0.33
Q4 '24
稀释每股收益 $0.34
Q1 '25
稀释每股收益 $0.40
Q2 '25
稀释每股收益 $0.36
Q3 '25
稀释每股收益 $0.55
Q4 '25
稀释每股收益 $0.65
Q1 '26
稀释每股收益 $0.48
Q2 '26
稀释每股收益 $0.42
回报率与效率
对银行而言，股本回报率和成本收入比(成本占收入的比例)最能说明经营状况。
FY16
ROE 8.1%
ROTE 11.0%
成本收入比 64.9%
FY17
ROE 8.4%
ROTE 10.9%
成本收入比 63.2%
FY18
ROE 8.4%
ROTE 10.6%
成本收入比 68.2%
FY19
ROE 8.6%
ROTE 12.2%
成本收入比 63.2%
FY20
ROE 5.7%
ROTE 8.2%
成本收入比 62.5%
FY21
ROE 11.7%
ROTE 16.2%
成本收入比 62.1%
FY22
ROE 9.9%
ROTE 14.9%
成本收入比 60.6%
FY23
ROE 7.5%
ROTE 10.2%
成本收入比 68.3%
FY24
ROE 5.0%
ROTE 7.0%
成本收入比 73.0%
FY25
ROE 7.6%
ROTE 10.0%
成本收入比 67.3%
ROE
ROTE
成本收入比
股息、回购与股数
Heritage Financial Corp /Wa/ 在 2025 财年 向股东返还 $38.2M，占自由现金流的 45%。 稀释股数减少 1.3%。
FY16
股息 $21.6M
回购 $2.9M
FY17
股息 $18.3M
回购 $0.7M
FY18
股息 $25.8M
回购 $1.7M
FY19
股息 $30.9M
回购 $8.6M
FY20
股息 $28.9M
回购 $19.1M
FY21
股息 $28.9M
回购 $22.9M
FY22
股息 $29.5M
回购 $3.2M
FY23
股息 $30.8M
回购 $7.0M
FY24
股息 $31.8M
回购 $22.4M
FY25
股息 $32.6M
回购 $5.5M
股息
回购
Q3 '23
股息 $7.7M
回购 $2.6M
Q4 '23
股息 $7.7M
回购 $0.0M
Q1 '24
股息 $8.0M
回购 $6.1M
Q2 '24
股息 $8.0M
回购 $4.4M
Q3 '24
股息 $7.9M
回购 $7.5M
Q4 '24
股息 $7.9M
回购 $4.4M
Q1 '25
股息 $8.2M
回购 $0.8M
Q2 '25
股息 $8.2M
回购 $4.6M
Q3 '25
股息 $8.1M
回购 $0.0M
Q4 '25
股息 $8.2M
回购 $0.0M
Q1 '26
股息 $8.2M
回购 $1.0M
Q2 '26
股息 $9.9M
回购 $10.1M
股息
回购
FY16
稀释股数 0.03B
FY17
稀释股数 0.03B
FY18
稀释股数 0.04B
FY19
稀释股数 0.04B
FY20
稀释股数 0.04B
FY21
稀释股数 0.04B
FY22
稀释股数 0.04B
FY23
稀释股数 0.04B
FY24
稀释股数 0.03B
FY25
稀释股数 0.03B
资产负债表
各财年末的贷款、存款与资本。
FY16
贷款 $2.6B
存款 $3.2B
FY17
贷款 $2.8B
存款 $3.4B
FY18
贷款 $3.6B
存款 $4.4B
FY19
贷款 $3.7B
存款 $4.6B
FY20
贷款 $4.4B
存款 $5.6B
FY21
贷款 —
存款 $6.4B
FY22
贷款 $4.0B
存款 $5.9B
FY23
贷款 $4.3B
存款 $5.6B
FY24
贷款 $4.7B
存款 $5.7B
FY25
贷款 $4.7B
存款 $5.9B
贷款
存款
| 财年末 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| 贷款净额 | — | $4.0B | $4.3B | $4.7B | $4.7B |
| 存款 | $6.4B | $5.9B | $5.6B | $5.7B | $5.9B |
| 贷款 / 存款 | — | 67.6% | 76.6% | 83.6% | 79.9% |
| 总资产 | $7.4B | $7.0B | $7.2B | $7.1B | $7.0B |
| 股东权益 | $854M | $798M | $853M | $864M | $922M |
| 商誉 | $241M | $241M | $241M | $241M | $241M |
| 无形资产 | $10.0M | $7.2M | $4.8M | $3.2M | $2.0M |
| 拨备 / 贷款 | — | −0.0% | 0.1% | 0.1% | 0.0% |
内部人交易
高管、董事和持股超过 10% 的股东在公开市场的买卖，数据来自 Form 4 申报。“计划”表示依据事先制定的 Rule 10b5-1 计划进行的交易。
买入(12 个月)
$0.0M
0 名内部人士
卖出(12 个月)
$0.0M
0 名内部人士
卖出中按计划执行的比例
—
$0.0M
过去 12 个月没有公开市场的内部人交易。
10 年数据
金额单位为 USD。将鼠标悬停在指标名称上可查看定义。
| 财年 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| 利润表 | ||||||||||
| 营收 | $164M | $175M | $219M | $232M | $238M | $240M | $249M | $244M | $217M | $246M |
| 净利息收入 | $133M | $139M | $187M | $200M | $201M | $206M | $219M | $225M | $209M | $224M |
| 非利息收入 | $31.6M | $35.6M | $31.6M | $32.5M | $37.2M | $34.6M | $29.6M | $18.7M | $7.5M | $21.7M |
| 非利息支出 | $106M | $111M | $149M | $147M | $149M | $149M | $151M | $167M | $158M | $166M |
| 信用损失拨备 | $4.9M | $4.2M | $5.1M | −$4.3M | $36.1M | −$29.4M | −$1.4M | $4.3M | $6.3M | $2.0M |
| 利息支出 | $6.0M | $8.3M | $12.4M | $18.2M | $13.3M | $7.0M | $8.1M | $59.3M | — | — |
| 税前利润 | $52.7M | $60.1M | $64.3M | $81.0M | $53.2M | $121M | $99.4M | $72.9M | $52.3M | $78.6M |
| 所得税 | $13.8M | $18.4M | $11.2M | $13.5M | $6.6M | $22.5M | $17.6M | $11.2M | $9.0M | $11.1M |
| 净利润 | $38.9M | $41.8M | $53.1M | $67.6M | $46.6M | $98.0M | $81.9M | $61.8M | $43.3M | $67.5M |
| 归属普通股股东的净利润 | — | — | — | — | — | $98.0M | $81.9M | $61.8M | $43.3M | $67.5M |
| 稀释每股收益 | $1.30 | $1.39 | $1.49 | $1.83 | $1.29 | $2.73 | $2.31 | $1.75 | $1.24 | $1.96 |
| 稀释股数 | 0.03B | 0.03B | 0.04B | 0.04B | 0.04B | 0.04B | 0.04B | 0.04B | 0.03B | 0.03B |
| 现金流 | ||||||||||
| 经营现金流 | $54.0M | $73.5M | $90.4M | $92.5M | $70.3M | $69.5M | $94.5M | $110M | $64.5M | $94.8M |
| 资本支出 | $6.7M | $3.1M | $23.3M | $13.0M | $7.0M | $3.0M | $4.0M | $10.4M | $3.5M | $9.2M |
| 自由现金流 | $47.3M | $70.5M | $67.1M | $79.4M | $63.3M | $66.5M | $90.4M | $99.1M | $61.0M | $85.7M |
| 折旧与摊销 | $12.7M | $10.7M | $17.6M | $14.1M | −$3.6M | −$21.7M | $0.3M | $3.2M | $1.6M | $1.0M |
| 股权激励 | $0.0M | — | — | — | — | — | — | — | — | — |
| 股票回购 | $2.9M | $0.7M | $1.7M | $8.6M | $19.1M | $22.9M | $3.2M | $7.0M | $22.4M | $5.5M |
| 已付股息 | $21.6M | $18.3M | $25.8M | $30.9M | $28.9M | $28.9M | $29.5M | $30.8M | $31.8M | $32.6M |
| 股息与回购 | $24.5M | $19.0M | $27.5M | $39.5M | $48.0M | $51.8M | $32.7M | $37.8M | $54.2M | $38.2M |
| 资产负债表 | ||||||||||
| 现金及短期投资 | $104M | $103M | $162M | $229M | $743M | $1.7B | $104M | $225M | $117M | $233M |
| 贷款净额 | $2.6B | $2.8B | $3.6B | $3.7B | $4.4B | — | $4.0B | $4.3B | $4.7B | $4.7B |
| 存款 | $3.2B | $3.4B | $4.4B | $4.6B | $5.6B | $6.4B | $5.9B | $5.6B | $5.7B | $5.9B |
| 固定资产净额 | $63.9M | $60.3M | $81.1M | $87.9M | $85.5M | $79.4M | $76.9M | $74.9M | $71.6M | $74.7M |
| 商誉 | $119M | $119M | $241M | $241M | $241M | $241M | $241M | $241M | $241M | $241M |
| 无形资产 | $7.4M | $6.1M | $20.6M | $16.6M | $13.1M | $10.0M | $7.2M | $4.8M | $3.2M | $2.0M |
| 总资产 | $3.9B | $4.1B | $5.3B | $5.6B | $6.6B | $7.4B | $7.0B | $7.2B | $7.1B | $7.0B |
| 总负债 | $3.4B | $3.6B | $4.6B | $4.7B | $5.8B | $6.6B | $6.2B | $6.3B | $6.2B | $6.0B |
| 优先股 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 股东权益 | $482M | $508M | $761M | $809M | $820M | $854M | $798M | $853M | $864M | $922M |
| 利润率 | ||||||||||
| 净利率 | 23.7% | 23.9% | 24.3% | 29.1% | 19.5% | 40.8% | 32.9% | 25.3% | 19.9% | 27.4% |
| 自由现金流利润率 | 28.8% | 40.3% | 30.7% | 34.2% | 26.6% | 27.7% | 36.3% | 40.7% | 28.1% | 34.8% |
| 净利息收入占营收比例 | 80.7% | 79.7% | 85.5% | 86.0% | 84.4% | 85.6% | 88.1% | 92.3% | 96.6% | 91.2% |
| 成本收入比 | 64.9% | 63.2% | 68.2% | 63.2% | 62.5% | 62.1% | 60.6% | 68.3% | 73.0% | 67.3% |
| 回报率 | ||||||||||
| 股本回报率 | 8.1% | 8.4% | 8.4% | 8.6% | 5.7% | 11.7% | 9.9% | 7.5% | 5.0% | 7.6% |
| 资产回报率 | 1.0% | 1.0% | 1.1% | 1.2% | 0.8% | 1.4% | 1.1% | 0.9% | 0.6% | 1.0% |
| 有形股本回报率 | 11.0% | 10.9% | 10.6% | 12.2% | 8.2% | 16.2% | 14.9% | 10.2% | 7.0% | 10.0% |
| 增长 | ||||||||||
| 营收增长 | — | 6.6% | 25.0% | 6.2% | 2.6% | 0.9% | 3.6% | −2.1% | −11.1% | 13.5% |
| 净利润增长 | — | 7.4% | 27.0% | 27.3% | −31.1% | 110.5% | −16.5% | −24.6% | −30.0% | 56.1% |
| 每股收益增长 | — | 6.9% | 7.2% | 22.8% | −29.5% | 111.6% | −15.4% | −24.2% | −29.1% | 58.1% |
| 自由现金流增长 | — | 49.1% | −4.7% | 18.3% | −20.3% | 5.0% | 36.0% | 9.6% | −38.5% | 40.4% |
| 股数变化 | — | 0.5% | 18.5% | 4.6% | −2.2% | −0.5% | −1.4% | −0.6% | −1.0% | −1.3% |
| 财务健康 | ||||||||||
| 贷款 / 存款 | 80.8% | 83.0% | 81.7% | 81.4% | 78.6% | — | 67.6% | 76.6% | 83.6% | 79.9% |
| 拨备 / 贷款 | 0.2% | 0.1% | 0.1% | −0.1% | 0.8% | — | −0.0% | 0.1% | 0.1% | 0.0% |
| 资本配置 | ||||||||||
| 资本支出 / 营收 | 4.1% | 1.8% | 10.6% | 5.6% | 2.9% | 1.3% | 1.6% | 4.3% | 1.6% | 3.7% |
| 股权激励 / 营收 | 0.0% | — | — | — | — | — | — | — | — | — |
| 股东回报 / 自由现金流 | 51.8% | 27.0% | 40.9% | 49.8% | 75.8% | 77.9% | 36.1% | 38.1% | 88.8% | 44.6% |
| 质量评分 | ||||||||||
| 应计比率 | −0.4% | −0.8% | −0.8% | −0.5% | −0.4% | 0.4% | −0.2% | −0.7% | −0.3% | −0.4% |
来源：SEC EDGAR XBRL 文件 (CIK 0001046025). 数据更新于 2026年10月24日。 第四季度数据为全年减去前九个月。 仅供参考，不构成投资建议。依赖任何数字前，请核对原始文件。