Affirm 对比 Shift4
可添加、更换或移除公司，最多四家。
简而言之
- Affirm 规模更大:2026 财年营收 $4.3B，Shift4 为 $4.2B。
- Affirm 营收增长更快(32.2%，对方为 25.5%)。
- Affirm 每一美元销售额中留下的营业利润更多(营业利润率 9.8%，对方为 8.4%)。
- Affirm 将更多销售额转化为自由现金流(自由现金流利润率 23.3%，对方为 14.9%)。
| 最近财年 | AFRM · FY26 | FOUR · FY25 |
|---|---|---|
| 规模 | ||
| 市值 | $24.4B | $50.4M |
| 营收 | $4.3B | $4.2B |
| 自由现金流 | $993M | $624M |
| 净利润 | $1.9B | $119M |
| 增长 | ||
| 营收增长 | 32.2% | 25.5% |
| 5年增长率 | 37.4% | 40.4% |
| 股数变化 | 2.3% | −20.1% |
| 盈利能力 | ||
| 毛利率 | — | — |
| 营业利润率 | 9.8% | 8.4% |
| 净利率 | 45.3% | 2.9% |
| 自由现金流利润率 | 23.3% | 14.9% |
| 资本回报率 | — | 6.5% |
| 股本回报率 | 45.1% | 10.6% |
| 资产负债表 | ||
| 净债务 | — | $3.6B |
| 净债务 / EBITDA | — | 4.6x |
| 股息与回购 | $0.0M | $453M |
| 估值与质量 | ||
| 市盈率 | — | — |
| Piotroski F 分数 | — | 6 |
FY18
AFRM —
FOUR $561M
FY19
AFRM $264M
FOUR $731M
FY20
AFRM $510M
FOUR $767M
FY21
AFRM $871M
FOUR $1.4B
FY22
AFRM $1.3B
FOUR $2.0B
FY23
AFRM $1.6B
FOUR $2.6B
FY24
AFRM $2.3B
FOUR $3.3B
FY25
AFRM $3.2B
FOUR $4.2B
FY26
AFRM $4.3B
FOUR —
AFRM
FOUR
FY18
AFRM —
FOUR −2.3%
FY19
AFRM −48.2%
FOUR −0.6%
FY20
AFRM −21.2%
FOUR −7.5%
FY21
AFRM −44.1%
FOUR −3.6%
FY22
AFRM −64.2%
FOUR 4.8%
FY23
AFRM −75.6%
FOUR 4.5%
FY24
AFRM −26.5%
FOUR 7.4%
FY25
AFRM −2.7%
FOUR 8.4%
FY26
AFRM 9.8%
FOUR —
AFRM
FOUR
FY18
AFRM —
FOUR $23.9M
FY19
AFRM −$107M
FOUR −$0.2M
FY20
AFRM −$92.3M
FOUR −$0.8M
FY21
AFRM −$213M
FOUR −$5.2M
FY22
AFRM −$248M
FOUR $267M
FY23
AFRM −$109M
FOUR $332M
FY24
AFRM $291M
FOUR $493M
FY25
AFRM $602M
FOUR $624M
FY26
AFRM $993M
FOUR —
AFRM
FOUR
FY18
AFRM —
FOUR —
FY19
AFRM —
FOUR —
FY20
AFRM —
FOUR −6.6%
FY21
AFRM —
FOUR −4.6%
FY22
AFRM —
FOUR 7.7%
FY23
AFRM —
FOUR 6.2%
FY24
AFRM —
FOUR 8.1%
FY25
AFRM —
FOUR 6.5%
FY26
AFRM —
FOUR —
AFRM
FOUR
各公司最近一个财年的数据；各公司财年结束月份不同。在越高(或越低)明显越好的行中，突出显示最佳值。不构成投资建议。