Amerisafe Inc
AMSF Nasdaq· Fire, Marine & Casualty Insurance
Last close · Oct 23, 2026
$26.31
KIRA · Stoqly’s AI analyst, in plain words
- Amerisafe Inc had $317M of revenue in fiscal 2025, up 2.7% on the year before. Over five years, revenue changed −1.3% a year on average.
- Amerisafe Inc made $47.1M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew −5.3% a year.
- Free cash flow was $8.9M in fiscal 2025, 2.8% of revenue.
- Amerisafe Inc returned $62.7M to shareholders in fiscal 2025, 703% of free cash flow. The diluted share count fell 0.4%.
Market cap
$492M
P/E
10.6x
Revenue
$317M
Net income
$47.1M
Free cash flow
$8.9M
Operating margin
—
Amerisafe Inc in 30 seconds · fiscal 2025
Are sales growing?
+2.7%
Only a little. Sales grew 2.7% last year.
Does it make a profit?
14.9%
Yes. It keeps 14.9% of every sale as profit.
Does profit turn into cash?
2.8%
Partly. 2.8% of sales ends up as free cash.
How is the share priced?
10.6x
One share costs 10.6 times its yearly profit per share.
What Amerisafe Inc does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 27, 2026
- Legal name
- AMERISAFE INC
- CIK
- 0001018979
Amerisafe Inc · AMSF
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $316M | $295M | $307M | $309M | $317M |
| Revenue growth | −6.9% | −6.7% | 4.1% | 0.7% | 2.7% |
| Net income | $65.8M | $55.6M | $62.1M | $55.4M | $47.1M |
| Net margin | 20.8% | 18.9% | 20.2% | 17.9% | 14.9% |
| Diluted EPS | $3.39 | $2.88 | $3.23 | $2.89 | $2.47 |
| Cash | |||||
| Cash from operations | $38.0M | $28.2M | $29.8M | $24.2M | $11.1M |
| Capital expenditure | $1.3M | $2.1M | $0.6M | $0.8M | $2.1M |
| Free cash flow | $36.7M | $26.1M | $29.3M | $23.4M | $8.9M |
| FCF margin | 11.6% | 8.9% | 9.5% | 7.6% | 2.8% |
| Dividends paid | $148M | $77.7M | $56.0M | $71.0M | $62.7M |
| Share buybacks | — | $12.4M | $2.2M | — | — |
| Share count change | 0.2% | −0.4% | −0.5% | −0.3% | −0.4% |
| Debt and strength | |||||
| Cash and short-term investments | $70.7M | $61.5M | $38.7M | $44.1M | $61.9M |
| Shareholders' equity | $399M | $317M | $292M | $257M | $252M |
| Returns and quality | |||||
| Return on equity | 15.7% | 15.5% | 20.4% | 20.2% | 18.5% |
| Return on tangible equity | 16.5% | 17.5% | 21.2% | 21.5% | 18.7% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.1M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Amerisafe Inc · AMSF
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $26.31 a share, the company is worth $492M: 10.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001018979). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.