CNO Financial Group
CNO NYSE· Life & Health Insurance
Last close · Oct 26, 2026
$54.20
KIRA · Stoqly’s AI analyst, in plain words
- CNO Financial Group had $4.5B of revenue in fiscal 2025, up 0.9% on the year before. Over five years, revenue changed +3.3% a year on average.
- Its operating margin was 12.3%, down 0.1 pts: of every 100 in sales, about 12 is left after running the business.
- CNO Financial Group made $229M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 1.5% a year.
- CNO Financial Group returned $398M to shareholders in fiscal 2025. The diluted share count fell 7.7%.
Market cap
$5.1B
P/E
18.6x
Revenue
$4.5B
Net income
$229M
Free cash flow
—
Operating margin
12.3%
CNO Financial Group in 30 seconds · fiscal 2025
Are sales growing?
+0.9%
Only a little. Sales grew 0.9% last year.
Does it make a profit?
5.1%
A little. It keeps 5.1% of every sale as profit.
How is the share priced?
18.6x
One share costs 18.6 times its yearly profit per share. Typical for its sector: 13.7x.
What CNO Financial Group does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 24, 2026
- Legal name
- CNO Financial Group, Inc.
- CIK
- 0001224608
CNO Financial Group · CNO
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $4.1B | $3.6B | $4.1B | $4.4B | $4.5B |
| Revenue growth | 7.9% | −13.2% | 15.9% | 7.3% | 0.9% |
| Operating margin | 12.5% | 13.1% | 11.1% | 12.4% | 12.3% |
| Net income | $570M | $631M | $277M | $421M | $229M |
| Net margin | 13.8% | 17.6% | 6.7% | 9.5% | 5.1% |
| Diluted EPS | $4.35 | $5.36 | $2.40 | $3.89 | $2.30 |
| Cash | |||||
| Cash from operations | $598M | $495M | $583M | $628M | $676M |
| Dividends paid | $65.7M | $64.8M | $68.1M | $67.7M | $66.2M |
| Share buybacks | $408M | $190M | $166M | $300M | $331M |
| Share count change | −8.4% | −10.2% | −2.2% | −6.1% | −7.7% |
| Debt and strength | |||||
| Cash and short-term investments | $732M | $645M | $889M | $2.0B | $984M |
| Shareholders' equity | $3.7B | $1.8B | $2.2B | $2.5B | $2.6B |
| Interest coverage | 5.4x | 3.4x | 1.9x | 2.2x | 2.4x |
| Returns and quality | |||||
| Return on equity | 12.4% | 23.1% | 13.9% | 17.8% | 8.9% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$21.8M
10 insiders
Of sales under plans
91%
$19.8M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
CNO Financial Group · CNO
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
Similar companies
Each company’s latest fiscal year. Fiscal years end in different months, so periods don’t line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score |
|---|---|---|---|---|---|---|---|
| CNO Financial Group CNO | $5.1B | 0.9% | 12.3% | — | — | 18.6x | — |
| Globe Life GL | $12.4B | 3.7% | — | 20.9% | 16.0% | 10.4x | — |
| Primerica PRI | $8.6B | 6.6% | — | — | 34.5% | 11.1x | — |
| Brighthouse Financial BHF | $2.6B | 43.2% | — | — | — | 3.6x | — |
| Unum UNM | $14.4B | 1.5% | — | 4.3% | 7.6% | 21.0x | — |
Price compared with profit (P/E)
How many times its yearly profit per share one share costs. Higher means investors pay more for each unit of profit.
KIRA
At $54.20 a share, the company is worth $5.1B: 18.6 times its earnings of the last four quarters.
CNO Financial Group grew sales faster than 0 of its 4 similar companies. Its P/E is higher than 3 of 4.
Source: SEC EDGAR XBRL filings (CIK 0001224608). Data updated October 18, 2026. For information only — not investment advice. Check the original filings before relying on any figure.