Goosehead Insurance, Inc.
GSHD Nasdaq· Insurance Agents, Brokers & Service
Last close · Oct 23, 2026
$48.50
KIRA · Stoqly’s AI analyst, in plain words
- Goosehead Insurance, Inc. had $365M of revenue in fiscal 2025, up 16.2% on the year before. Over five years, revenue changed +25.6% a year on average.
- Its operating margin was 20.4%, up 0.9 pts: of every 100 in sales, about 20 is left after running the business.
- Goosehead Insurance, Inc. made $27.8M of net profit in fiscal 2025.
- Free cash flow was $86.1M in fiscal 2025, 23.6% of revenue.
- Goosehead Insurance, Inc. returned $228M to shareholders in fiscal 2025, 264% of free cash flow. The diluted share count fell 0.5%.
- Goosehead Insurance, Inc. owes $258M more than it holds in cash, about 3.0 years of operating profit.
Market cap
$1.7B
P/E
46.6x
Revenue
$365M
Net income
$27.8M
Free cash flow
$86.1M
Operating margin
20.4%
Goosehead Insurance, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+16.2%
Yes. Sales grew 16.2% last year.
Does it make a profit?
7.6%
A little. It keeps 7.6% of every sale as profit.
Does profit turn into cash?
23.6%
Yes. 23.6% of sales ends up as free cash.
Is debt under control?
3.0x
Heavy. Repaying its debt would take 3.0 years of operating profit.
How healthy are the accounts?
5 / 8
Mixed. It passes 5 of 8 health tests.
How is the share priced?
46.6x
One share costs 46.6 times its yearly profit per share.
What Goosehead Insurance, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 19, 2026
- Legal name
- Goosehead Insurance, Inc.
- CIK
- 0001726978
Goosehead Insurance, Inc. · GSHD
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $151M | $209M | $261M | $315M | $365M |
| Revenue growth | 29.3% | 38.4% | 24.8% | 20.4% | 16.2% |
| Operating margin | 5.7% | 4.8% | 12.6% | 19.4% | 20.4% |
| Net income | $5.4M | $0.6M | $14.1M | $30.4M | $27.8M |
| Net margin | 3.6% | 0.3% | 5.4% | 9.7% | 7.6% |
| Diluted EPS | $0.26 | $0.03 | $0.55 | $1.16 | $1.04 |
| Cash | |||||
| Cash from operations | $35.4M | $36.0M | $50.8M | $71.5M | $91.8M |
| Capital expenditure | $12.7M | $10.1M | $4.5M | $1.0M | $5.7M |
| Free cash flow | $22.7M | $25.9M | $46.4M | $70.6M | $86.1M |
| FCF margin | 15.0% | 12.4% | 17.8% | 22.4% | 23.6% |
| Dividends paid | $60.0M | $0.0M | $0.0M | $0.0M | $146M |
| Share buybacks | — | $0.0M | $0.0M | $63.2M | $81.7M |
| Share count change | 13.2% | 4.6% | 76.2% | −0.1% | −0.5% |
| Debt and strength | |||||
| Cash and short-term investments | $28.5M | $28.7M | $42.0M | $54.3M | $34.4M |
| Debt incl. finance leases | $123M | $93.6M | $76.9M | $92.3M | $292M |
| Shareholders' equity | −$14.0M | $10.7M | $28.0M | $43.9M | −$95.5M |
| Net debt / EBITDA | 6.8x | 3.8x | 0.8x | 0.5x | 3.0x |
| Current ratio | 1.7x | 1.5x | 1.8x | 2.3x | 1.6x |
| Interest coverage | 3.0x | 2.0x | 5.0x | 8.3x | 3.1x |
| Returns and quality | |||||
| Return on capital | 10.8% | 8.7% | 47.0% | 74.6% | 40.0% |
| Return on equity | — | — | 73.2% | 84.7% | — |
| Return on tangible equity | — | 9.1% | 132.1% | 161.7% | — |
| Piotroski F-score | 3 | 5 | 7 | 7 | 5 |
| Altman Z'' | −0.1 | −0.0 | 0.9 | 2.1 | 0.5 |
Insiders bought, 12 months
$20.1M
9 insiders
Insiders sold, 12 months
$33.3M
6 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Goosehead Insurance, Inc. · GSHD
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $48.50 a share, the company is worth $1.7B: 46.6 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001726978). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.