HomeTrust Bancshares, Inc.
HTB NYSE· Savings Institution, Federally Chartered
Last close · Oct 26, 2026
$47.35
KIRA · Stoqly’s AI analyst, in plain words
- HomeTrust Bancshares, Inc. had $213M of revenue in fiscal 2024. Over five years, revenue changed +83.0% a year on average.
- HomeTrust Bancshares, Inc. made $64.4M of net profit in fiscal 2024. From fiscal 2014 to 2024, diluted EPS grew 21.4% a year.
- HomeTrust Bancshares, Inc. returned $22.0M to shareholders in fiscal 2024, 49% of free cash flow.
- It earned 11.2% on shareholders’ money. Running costs took 58.7% of revenue (the efficiency ratio; lower is better).
Market cap
$778M
P/E
12.4x
Revenue
$213M
Net income
$64.4M
Return on equity
11.2%
Efficiency ratio
58.7%
HomeTrust Bancshares, Inc. in 30 seconds · fiscal 2024
Does it make a profit?
30.2%
Yes. It keeps 30.2% of every sale as profit.
How lean are its costs?
58.7%
Average. Running costs take 58.7% of revenue.
How much does it earn on its capital?
11.2%
Fair. It earns 11.2% a year on shareholders’ money.
How is the share priced?
12.4x
One share costs 12.4 times its yearly profit per share.
What HomeTrust Bancshares, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 13, 2026
- Legal name
- HomeTrust Bancshares, Inc.
- CIK
- 0001538263
HomeTrust Bancshares, Inc. · HTB
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY19 | FY20 | FY21 | FY23 | FY24 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $10.4M | $150M | $188M | — | $213M |
| Revenue growth | −1.9% | 1,344.8% | 25.7% | — | — |
| Net interest income | $103M | $111M | $157M | — | $177M |
| Net income | $15.7M | $35.7M | $44.6M | — | $64.4M |
| Net margin | 151.1% | 23.8% | 23.7% | — | 30.2% |
| Diluted EPS | $0.94 | $2.23 | $2.80 | — | $3.72 |
| Cash | |||||
| Cash from operations | $9.6M | $39.1M | −$32.9M | — | $49.5M |
| Capital expenditure | $16.1M | $6.6M | $3.4M | — | $4.2M |
| Free cash flow | −$6.5M | $32.5M | −$36.3M | — | $45.3M |
| FCF margin | −62.9% | 21.7% | −19.3% | — | 21.3% |
| Dividends paid | $5.0M | $5.5M | $6.2M | — | $8.4M |
| Share buybacks | $16.2M | $43.3M | $0.0M | — | $13.6M |
| Share count change | −4.6% | −4.2% | −0.2% | — | — |
| Debt and strength | |||||
| Cash and short-term investments | $51.0M | $105M | $303M | $279M | $325M |
| Loans, net | $2.7B | $2.7B | $3.6B | $3.6B | $3.5B |
| Deposits | $3.0B | $3.1B | $3.6B | $3.8B | $3.7B |
| Shareholders' equity | $397M | $389M | $471M | $552M | $601M |
| Returns and quality | |||||
| Return on equity | 3.9% | 9.1% | 10.4% | — | 11.2% |
| Return on tangible equity | 4.2% | 9.7% | 10.4% | — | 11.3% |
| Efficiency ratio | 1,264.5% | 70.1% | 61.5% | — | 58.7% |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$3.4M
4 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
HomeTrust Bancshares, Inc. · HTB
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $47.35 a share, the company is worth $778M: 12.4 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001538263). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.