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HomeTrust Bancshares, Inc.

HTB NYSE Savings Institution, Federally Chartered Financials FY2014–FY2024

Last close · Oct 23, 2026

$48.10

0.0%
Compare
Revenue Total sales reported in the income statement.
$213M
vs prior year
Efficiency ratio Noninterest expense as a share of revenue. Lower is better for banks.
58.7%
Net income Profit after all expenses, interest and tax.
$64.4M
Return on equity Net income as a share of average shareholders' equity.
11.2%
Market cap Last close times the latest diluted share count, so it is approximate.
$790M
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
12.6x
On $3.81 EPS (TTM)

What HomeTrust Bancshares, Inc. does

No business description yet.

Legal name
HomeTrust Bancshares, Inc.
Fiscal year ends
December 31, 2025
Latest annual report
10-K · Mar 13, 2026
Accession · CIK
0001538263-26-000030
0001538263

Revenue and margins

HomeTrust Bancshares, Inc. had $213M of revenue in fiscal 2024.

Revenue
Revenue
Net interest income share and efficiency ratio
Net interest share Efficiency ratio
Net interest income share and efficiency ratio
Net interest share Efficiency ratio

Net income and earnings per share

From fiscal 2014 to 2024, diluted EPS grew 21.4% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns and efficiency

For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.

Return on equity, return on tangible equity and efficiency ratio
ROE ROTE Efficiency ratio

Dividends, buybacks and share count

HomeTrust Bancshares, Inc. returned $22.0M to shareholders in fiscal 2024, 49% of free cash flow. The diluted share count rose 0.0%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Balance sheet

Loans, deposits and capital at each fiscal year end.

Loans and deposits
Loans Deposits
Fiscal year endFY19FY20FY21FY23FY24
Loans, net $2.7B$2.7B$3.6B$3.6B$3.5B
Deposits $3.0B$3.1B$3.6B$3.8B$3.7B
Loans / deposits 91.3%88.2%100.3%95.3%95.3%
Total assets $3.5B$3.5B$4.6B$4.6B$4.5B
Shareholders' equity $397M$389M$471M$552M$601M
Goodwill $25.6M$25.6M$34.1M$34.1M$34.1M
Intangible assets $0.3M$0.1M$10.8M$6.6M$4.8M
Provision / loans −0.3%−0.0%0.4%——

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. “Plan” marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$0.0M

0 insiders

Sold, 12 months

$0.0M

0 insiders

Of sales under plans

—

$0.0M

No open-market insider trades in the last 12 months.

10 years of figures

Amounts in USD. Hover a ratio’s name for its definition.

Download CSV
Fiscal yearFY14FY15FY16FY17FY18FY19FY20FY21FY23FY24
Income statement
Revenue $96.0M $9.0M $10.2M $11.1M $10.6M $10.4M $150M $188M — $213M
Net interest income $81.7M $91.2M $101M $107M $104M $103M $111M $157M — $177M
Noninterest income $14.3M $16.1M $19.0M $22.9M $30.3M $39.8M $39.1M $31.1M — $36.3M
Noninterest expense $79.6M $90.3M $85.3M $90.1M $97.1M $131M $105M $116M — $125M
Provision for credit losses $0.0M $0.0M $0.0M $5.7M $8.5M −$7.3M −$0.6M $15.4M — —
Interest expense $6.0M $8.2M $16.1M $30.4M $32.2M $15.4M $5.3M $29.7M — —
Pretax income $16.4M $17.0M $35.0M $33.9M $28.8M $19.1M $45.4M $57.2M — $81.0M
Income tax $4.9M $5.2M $26.7M $6.8M $6.0M $3.4M $9.7M $12.6M — $16.6M
Net income $11.5M $11.8M $8.2M $27.1M $22.8M $15.7M $35.7M $44.6M — $64.4M
Net income to common $11.3M $11.7M $8.2M $27.0M $22.6M $15.5M $35.3M $44.2M — $63.7M
Diluted EPS $0.65 $0.65 $0.44 $1.46 $1.30 $0.94 $2.23 $2.80 — $3.72
Diluted shares 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B 0.02B — 0.02B
Cash flow
Cash from operations $28.9M $15.1M $31.3M $7.6M −$39.1M $9.6M $39.1M −$32.9M — $49.5M
Capital expenditure $0.8M $2.8M $3.5M $2.1M $2.9M $16.1M $6.6M $3.4M — $4.2M
Free cash flow $28.1M $12.3M $27.9M $5.5M −$42.0M −$6.5M $32.5M −$36.3M — $45.3M
Depreciation and amortization −$4.0M −$6.7M −$6.0M −$6.8M $5.9M $9.5M $9.3M $9.1M — $11.1M
Stock-based compensation $2.9M $4.2M $3.0M $1.6M $1.8M $2.1M $2.2M $1.9M — $2.2M
Acquisitions $0.0M $0.0M — — — $0.0M $0.0M −$30.6M — $0.0M
Share buybacks $27.7M $0.0M $0.0M $30.6M $24.5M $16.2M $43.3M $0.0M — $13.6M
Dividends paid — $0.0M $0.0M $3.2M $4.6M $5.0M $5.5M $6.2M — $8.4M
Dividends and buybacks $27.7M $0.0M $0.0M $33.8M $29.0M $21.2M $48.8M $6.2M — $22.0M
Balance sheet
Cash and short-term investments $52.6M $87.0M $70.7M $71.0M $122M $51.0M $105M $303M $279M $325M
Finance lease liabilities — — — — $1.8M $1.8M $1.8M — — —
Loans, net $1.8B $2.3B $2.5B $2.7B $2.8B $2.7B $2.7B $3.6B $3.6B $3.5B
Deposits $1.8B $2.0B $2.2B $2.3B $2.8B $3.0B $3.1B $3.6B $3.8B $3.7B
Property and equipment, net $54.2M $63.6M $62.5M $61.1M $58.5M $70.9M $69.1M $73.2M $69.9M $62.4M
Goodwill $12.7M $25.6M $25.6M $25.6M $25.6M $25.6M $25.6M $34.1M $34.1M $34.1M
Intangible assets $7.1M $7.2M $4.5M $2.5M $1.1M $0.3M $0.1M $10.8M $6.6M $4.8M
Total assets $2.7B $3.2B $3.3B $3.5B $3.7B $3.5B $3.5B $4.6B $4.6B $4.5B
Total liabilities $2.4B $2.8B $2.9B $3.1B $3.3B $3.1B $3.2B $4.1B $4.0B $3.9B
Preferred stock $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Shareholders' equity $360M $398M $409M $409M $408M $397M $389M $471M $552M $601M
Margins
Net margin 11.9% 131.6% 81.1% 243.9% 215.5% 151.1% 23.8% 23.7% — 30.2%
FCF margin 29.3% 136.6% 274.2% 49.5% −397.3% −62.9% 21.7% −19.3% — 21.3%
Net interest share of revenue 85.1% 1,013.3% 997.4% 959.8% 984.5% 996.0% 73.9% 83.5% — 82.9%
Efficiency ratio 83.0% 1,003.0% 840.0% 809.8% 918.6% 1,264.5% 70.1% 61.5% — 58.7%
Returns
Return on equity 3.2% 3.1% 2.0% 6.6% 5.6% 3.9% 9.1% 10.4% — 11.2%
Return on assets 0.4% 0.4% 0.3% 0.8% 0.6% 0.4% 1.0% 1.1% — 1.4%
Return on tangible equity 3.3% 3.2% 2.2% 7.1% 5.9% 4.2% 9.7% 10.4% — 11.3%
Growth
Revenue growth — −90.6% 12.9% 9.6% −5.0% −1.9% 1,344.8% 25.7% — —
Net income growth — 3.4% −30.5% 229.6% −16.1% −31.2% 127.5% 25.1% — —
EPS growth — 0.0% −32.3% 231.8% −11.0% −27.7% 137.2% 25.6% — —
FCF growth — −56.3% 126.6% −80.2% −863.4% — — −211.7% — —
Share count change — 2.0% 4.3% −1.8% −6.0% −4.6% −4.2% −0.2% — —
Financial health
Loans / deposits 100.5% 113.8% 114.0% 115.3% 98.9% 91.3% 88.2% 100.3% 95.3% 95.3%
Provision / loans 0.0% 0.0% 0.0% 0.2% 0.3% −0.3% −0.0% 0.4% — —
Capital allocation
Capex / revenue 0.8% 31.3% 34.0% 19.1% 27.7% 155.0% 4.4% 1.8% — 2.0%
Stock comp / revenue 3.1% 46.3% 29.8% 14.4% 17.2% 20.3% 1.4% 1.0% — 1.0%
Payouts / FCF 98.6% 0.0% 0.0% 614.4% — — 150.1% — — 48.5%
Quality scores
Accruals ratio −0.6% −0.1% −0.7% 0.6% 1.7% 0.2% −0.1% 1.9% — 0.3%

Source: SEC EDGAR XBRL filings (CIK 0001538263). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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