← Back to Jumia Technologies AG
Stoqly stoqly.net Company report Β· October 27, 2026

Jumia Technologies AG

JMIA NYSEΒ· Retail-Catalog & Mail-Order Houses

Last close Β· Oct 23, 2026

$5.70

KIRA Β· Stoqly’s AI analyst, in plain words

  • Jumia Technologies AG had $189M of revenue in fiscal 2025, up 12.8% on the year before. Over five years, revenue changed +3.5% a year on average.
  • Its operating margin was βˆ’33.5%, up 6.0Β pts: of every 100 in sales, about βˆ’33 is left after running the business.
  • Jumia Technologies AG lost $61.6M in fiscal 2025.
  • Free cash flow was βˆ’$52.6M in fiscal 2025, βˆ’27.8% of revenue.
  • Jumia Technologies AG has $64.9M more cash than debt.

Market cap

$704M

P/E

β€”

Revenue

$189M

Net income

βˆ’$61.6M

Free cash flow

βˆ’$52.6M

Operating margin

βˆ’33.5%

Jumia Technologies AG in 30 seconds Β· fiscal 2025

Good

Are sales growing?

+12.8%

Yes. Sales grew 12.8% last year.

Weak

Does it make a profit?

βˆ’32.6%

No. It lost money last year.

Weak

Does profit turn into cash?

βˆ’27.8%

No. It spent more cash than it brought in.

Weak

How healthy are the accounts?

3 / 9

Weak. It passes 3 of 9 health tests.

For information

How is the share priced?

β€”

No P/E: it made no profit over the last four quarters.

What Jumia Technologies AG does

No business description yet.

Fiscal year ends
December 31, 2025
Latest annual report
20-F Β· Feb 24, 2026
Legal name
Jumia Technologies AG
CIK
0001756708
stoqly.net Β· JMIA Β· Generated October 27, 2026 Not investment advice Β· Page 1 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Jumia Technologies AG Β· JMIA

Results and finances

The last 5 fiscal years. Amounts in USD.

Fiscal yearFY21FY22FY23FY24FY25
Sales and profit
Revenue $168M $203M $186M $167M $189M
Revenue growth 5.2% 21.3% βˆ’8.3% βˆ’10.1% 12.8%
Gross margin 60.5% 58.1% 57.5% 59.4% 53.9%
Operating margin βˆ’132.2% βˆ’99.3% βˆ’39.3% βˆ’39.4% βˆ’33.5%
Net income βˆ’$227M βˆ’$238M βˆ’$104M βˆ’$99.1M βˆ’$61.6M
Net margin βˆ’135.3% βˆ’117.2% βˆ’55.9% βˆ’59.2% βˆ’32.6%
Diluted EPS βˆ’$2.34 βˆ’$2.38 βˆ’$1.04 βˆ’$0.90 βˆ’$0.50
Cash
Cash from operations βˆ’$171M βˆ’$240M βˆ’$73.0M βˆ’$57.2M βˆ’$47.9M
Capital expenditure $7.2M $11.1M $2.3M $3.7M $4.7M
Free cash flow βˆ’$178M βˆ’$251M βˆ’$75.2M βˆ’$60.9M βˆ’$52.6M
FCF margin βˆ’106.4% βˆ’123.6% βˆ’40.4% βˆ’36.3% βˆ’27.8%
Share count change 20.6% 3.4% 0.7% 9.0% 12.3%
Debt and strength
Cash and short-term investments $117M $71.6M $35.5M $55.4M $76.7M
Debt incl. finance leases $12.5M $13.8M $6.1M $11.2M $11.7M
Deposits $1.5M $1.1M $0.7M $0.6M $0.7M
Shareholders' equity $413M $175M $69.2M $86.8M $26.3M
Current ratio 3.6x 2.0x 1.4x 1.8x 1.1x
Interest coverage βˆ’21.4x βˆ’10.3x βˆ’2.3x βˆ’1.7x βˆ’10.3x
Returns and quality
Return on capital βˆ’56.7% βˆ’136.3% βˆ’145.4% βˆ’122.3% β€”
Return on equity βˆ’65.9% βˆ’81.1% βˆ’85.4% βˆ’127.0% βˆ’108.9%
Return on tangible equity βˆ’55.0% βˆ’136.4% βˆ’150.4% βˆ’114.2% βˆ’234.3%
Piotroski F-score 4 1 4 4 3
Altman Z'' βˆ’5.1 βˆ’19.3 βˆ’35.7 βˆ’35.7 βˆ’56.7

Insiders bought, 12 months

$0.0M

0 insiders

Insiders sold, 12 months

$0.1M

1 insider

Of sales under plans

0%

$0.0M

How to read these numbers

Revenue:
Total sales reported in the income statement.
Operating margin:
Operating income as a share of revenue.
Net income:
Profit after all expenses, interest and tax.
Free cash flow:
Cash from operations minus capital spending.
Net debt / EBITDA:
Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
Return on capital:
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
stoqly.net Β· JMIA Β· Generated October 27, 2026 Not investment advice Β· Page 2 of 3
Stoqly stoqly.net Company report Β· October 27, 2026

Jumia Technologies AG Β· JMIA

Charts and comparison

Ten years at a glance, and how it stacks up against similar companies.

Revenue

Net income

Margins, % of revenue

Gross Operating Net

Cash vs debt (incl. leases)

Cash Debt

Free cash flow

Dividends and buybacks

Dividends Buybacks

KIRA

At $5.70 a share, the company is worth $704M.

Source: SEC EDGAR XBRL filings (CIK 0001756708). Data updated October 24, 2026. For information only β€” not investment advice. Check the original filings before relying on any figure.