Jumia Technologies AG
JMIA NYSE Retail-Catalog & Mail-Order Houses Financials FY2019โFY2025
Last close ยท Oct 23, 2026
$5.70
3.6%
Revenue
Total sales reported in the income statement.
$189M
12.8%
vs prior year
Operating margin
Operating income as a share of revenue.
โ33.5%
6.0ย pts
Net income
Profit after all expenses, interest and tax.
โ$61.6M
Free cash flow
Cash from operations minus capital spending.
โ$52.6M
Return on capital
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
โ
Market cap
Last close times the latest diluted share count, so it is approximate.
$704M
Oct 23 close
P/E
Last close divided by diluted earnings per share over the last four quarters.
โ
On โ$0.50 EPS (TTM)
What Jumia Technologies AG does
No business description yet.
- Legal name
- Jumia Technologies AG
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 20-F ยท Feb 24, 2026
- Accession ยท CIK
- 0001756708-26-000015
0001756708
Revenue and margins
Jumia Technologies AG had $189M of revenue in fiscal 2025, up 12.8% on the year before.
FY19
Revenue $180M
FY20
Revenue $159M
FY21
Revenue $168M
FY22
Revenue $203M
FY23
Revenue $186M
FY24
Revenue $167M
FY25
Revenue $189M
Q2 '23
Revenue $44.0M
Q2 '24
Revenue $36.5M
FY19
Gross 47.3%
Operating โ142.1%
Net โ141.3%
FCF โ117.4%
FY20
Gross 67.7%
Operating โ106.9%
Net โ115.3%
FCF โ72.0%
FY21
Gross 60.5%
Operating โ132.2%
Net โ135.3%
FCF โ106.4%
FY22
Gross 58.1%
Operating โ99.3%
Net โ117.2%
FCF โ123.6%
FY23
Gross 57.5%
Operating โ39.3%
Net โ55.9%
FCF โ40.4%
FY24
Gross 59.4%
Operating โ39.4%
Net โ59.2%
FCF โ36.3%
FY25
Gross 53.9%
Operating โ33.5%
Net โ32.6%
FCF โ27.8%
Gross
Operating
Net
FCF
Q2 '23
Gross 52.0%
Operating โ50.1%
Net โ72.4%
FCF โ45.1%
Q2 '24
Gross 59.2%
Operating โ55.5%
Net โ60.3%
FCF โ24.9%
Gross
Operating
Net
FCF
Net income and earnings per share
Loss periods are shown in red.
FY19
Net income โ$254M
FY20
Net income โ$184M
FY21
Net income โ$227M
FY22
Net income โ$238M
FY23
Net income โ$104M
FY24
Net income โ$99.1M
FY25
Net income โ$61.6M
Q2 '23
Net income โ$31.9M
Q2 '24
Net income โ$22.0M
FY19
Diluted EPS โ$3.60
FY20
Diluted EPS โ$2.28
FY21
Diluted EPS โ$2.34
FY22
Diluted EPS โ$2.38
FY23
Diluted EPS โ$1.04
FY24
Diluted EPS โ$0.90
FY25
Diluted EPS โ$0.50
Q2 '23
Diluted EPS โ$0.32
Q2 '24
Diluted EPS โ$0.22
Returns on capital
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
FY19
Return on capital โ807.9%
Return on equity โ123.6%
Return on assets โ76.1%
FY20
Return on capital โ
Return on equity โ76.4%
Return on assets โ47.7%
FY21
Return on capital โ56.7%
Return on equity โ65.9%
Return on assets โ44.7%
FY22
Return on capital โ136.3%
Return on equity โ81.1%
Return on assets โ52.5%
FY23
Return on capital โ145.4%
Return on equity โ85.4%
Return on assets โ40.0%
FY24
Return on capital โ122.3%
Return on equity โ127.0%
Return on assets โ51.9%
FY25
Return on capital โ
Return on equity โ108.9%
Return on assets โ37.8%
Return on capital
Return on equity
Return on assets
Cash flow
Free cash flow was โ$52.6M in fiscal 2025, โ27.8% of revenue. Cash from operations minus capital spending.
FY19
Free cash flow โ$211M
FY20
Free cash flow โ$115M
FY21
Free cash flow โ$178M
FY22
Free cash flow โ$251M
FY23
Free cash flow โ$75.2M
FY24
Free cash flow โ$60.9M
FY25
Free cash flow โ$52.6M
Q2 '23
Free cash flow โ$19.9M
Q2 '24
Free cash flow โ$9.1M
FY19
Cash from operations โ$204M
Capital spending $6.3M
FY20
Cash from operations โ$112M
Capital spending $2.3M
FY21
Cash from operations โ$171M
Capital spending $7.2M
FY22
Cash from operations โ$240M
Capital spending $11.1M
FY23
Cash from operations โ$73.0M
Capital spending $2.3M
FY24
Cash from operations โ$57.2M
Capital spending $3.7M
FY25
Cash from operations โ$47.9M
Capital spending $4.7M
Cash from operations
Capital spending
Q2 '23
Cash from operations โ$19.5M
Capital spending $0.3M
Q2 '24
Cash from operations โ$8.4M
Capital spending $0.7M
Cash from operations
Capital spending
Dividends, buybacks and share count
Jumia Technologies AG returned โ to shareholders in fiscal 2025. The diluted share count rose 12.3%.
FY19
Dividends โ
Buybacks โ
FY20
Dividends โ
Buybacks โ
FY21
Dividends โ
Buybacks โ
FY22
Dividends โ
Buybacks โ
FY23
Dividends โ
Buybacks โ
FY24
Dividends โ
Buybacks โ
FY25
Dividends โ
Buybacks โ
Dividends
Buybacks
FY19
Diluted shares 0.07B
FY20
Diluted shares 0.08B
FY21
Diluted shares 0.10B
FY22
Diluted shares 0.10B
FY23
Diluted shares 0.10B
FY24
Diluted shares 0.11B
FY25
Diluted shares 0.12B
Balance sheet
Cash, debt and the ratios that show how comfortably Jumia Technologies AG can carry it.
FY19
Cash $191M
Debt $10.3M
FY20
Cash $374M
Debt $13.4M
FY21
Cash $117M
Debt $12.5M
FY22
Cash $71.6M
Debt $13.8M
FY23
Cash $35.5M
Debt $6.1M
FY24
Cash $55.4M
Debt $11.2M
FY25
Cash $76.7M
Debt $11.7M
Cash
Debt
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Cash and short-term investments | $117M | $71.6M | $35.5M | $55.4M | $76.7M |
| Debt incl. finance leases | $12.5M | $13.8M | $6.1M | $11.2M | $11.7M |
| Debt / equity | 0.0x | 0.1x | 0.1x | 0.1x | 0.4x |
| Interest coverage | โ21.4x | โ10.3x | โ2.3x | โ1.7x | โ10.3x |
| Current ratio | 3.6x | 2.0x | 1.4x | 1.8x | 1.1x |
| Quick ratio | 3.5x | 2.0x | 1.4x | 1.7x | 1.0x |
| Total assets | $578M | $330M | $190M | $192M | $134M |
| Total liabilities | $166M | $156M | $121M | $106M | $108M |
| Shareholders' equity | $413M | $175M | $69.2M | $86.8M | $26.3M |
| Net debt (โ = net cash) | โ$105M | โ$57.7M | โ$29.4M | โ$44.2M | โ$64.9M |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. โPlanโ marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$0.0M
0 insiders
Of sales under plans
โ
$0.0M
No open-market insider trades in the last 12 months.
Piotroski F-score
Nine pass/fail tests of profitability, funding and efficiency. 8โ9 is strong, 0โ2 weak.
| Test | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|
| Net income is positive | โ | โ | โ | โ | โ | โ | โ |
| Cash from operations is positive | โ | โ | โ | โ | โ | โ | โ |
| Return on assets rose | โ | โ | โ | โ | โ | โ | โ |
| Cash from operations exceeds net income | โ | โ | โ | โ | โ | โ | โ |
| Debt fell relative to assets | โ | โ | โ | โ | โ | โ | โ |
| Current ratio rose | โ | โ | โ | โ | โ | โ | โ |
| Share count didn't rise | โ | โ | โ | โ | โ | โ | โ |
| Gross margin rose | โ | โ | โ | โ | โ | โ | โ |
| Revenue rose relative to assets | โ | โ | โ | โ | โ | โ | โ |
| F-score | โ / 3 | 5 / 9 | 4 / 9 | 1 / 9 | 4 / 9 | 4 / 9 | 3 / 9 |
| Accruals ratio | โ14.8% | โ18.5% | โ11.0% | 0.4% | โ12.0% | โ21.9% | โ8.4% |
| Altman Z'' | โ11.82 | โ8.57 | โ5.15 | โ19.34 | โ35.65 | โ35.75 | โ56.70 |
7 years of figures
Amounts in USD. Hover a ratioโs name for its definition.
| Fiscal year | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | $180M | $159M | $168M | $203M | $186M | $167M | $189M |
| Gross profit | $84.9M | $108M | $101M | $118M | $107M | $99.5M | $102M |
| Operating income | โ$255M | โ$170M | โ$222M | โ$202M | โ$73.3M | โ$66.0M | โ$63.2M |
| Interest expense | $2.9M | $16.0M | $10.3M | $19.6M | $31.5M | $38.9M | $6.1M |
| Pretax income | โ$254M | โ$181M | โ$226M | โ$231M | โ$104M | โ$97.6M | โ$60.1M |
| Income tax | $0.6M | $3.0M | $0.4M | $7.0M | $0.7M | $1.5M | $1.4M |
| Net income | โ$254M | โ$184M | โ$227M | โ$238M | โ$104M | โ$99.1M | โ$61.6M |
| Net income to common | โ$254M | โ$184M | โ$227M | โ$238M | โ$104M | โ$99.1M | โ$61.6M |
| Diluted EPS | โ$3.60 | โ$2.28 | โ$2.34 | โ$2.38 | โ$1.04 | โ$0.90 | โ$0.50 |
| Diluted shares | 0.07B | 0.08B | 0.10B | 0.10B | 0.10B | 0.11B | 0.12B |
| Cash flow | |||||||
| Cash from operations | โ$204M | โ$112M | โ$171M | โ$240M | โ$73.0M | โ$57.2M | โ$47.9M |
| Capital expenditure | $6.3M | $2.3M | $7.2M | $11.1M | $2.3M | $3.7M | $4.7M |
| Free cash flow | โ$211M | โ$115M | โ$178M | โ$251M | โ$75.2M | โ$60.9M | โ$52.6M |
| Depreciation and amortization | $8.9M | $9.3M | $9.7M | $11.6M | $9.8M | $8.3M | $7.9M |
| Stock-based compensation | $41.7M | $24.7M | $34.5M | $8.2M | $5.3M | $6.5M | $4.7M |
| Balance sheet | |||||||
| Cash and short-term investments | $191M | $374M | $117M | $71.6M | $35.5M | $55.4M | $76.7M |
| Total debt | $10.3M | $13.4M | $12.5M | $13.8M | $6.1M | $11.2M | $11.7M |
| Deposits | โ | $0.5M | $1.5M | $1.1M | $0.7M | $0.6M | $0.7M |
| Current assets | $312M | $414M | $553M | $291M | $169M | $169M | $113M |
| Current liabilities | $120M | $150M | $155M | $143M | $118M | $95.7M | $99.0M |
| Inventory | $11.2M | $8.2M | $10.9M | $11.4M | $9.7M | $6.4M | $10.1M |
| Property and equipment, net | $19.6M | $20.3M | $21.8M | $28.5M | $14.4M | โ | โ |
| Intangible assets | $0.1M | $0.5M | $0.3M | โ | โ | โ | โ |
| Total assets | $333M | $436M | $578M | $330M | $190M | $192M | $134M |
| Total liabilities | $129M | $162M | $166M | $156M | $121M | $106M | $108M |
| Shareholders' equity | $205M | $275M | $413M | $175M | $69.2M | $86.8M | $26.3M |
| Margins | |||||||
| Gross margin | 47.3% | 67.7% | 60.5% | 58.1% | 57.5% | 59.4% | 53.9% |
| Operating margin | โ142.1% | โ106.9% | โ132.2% | โ99.3% | โ39.3% | โ39.4% | โ33.5% |
| EBITDA margin | โ137.1% | โ101.1% | โ126.4% | โ93.5% | โ34.0% | โ34.5% | โ29.3% |
| Net margin | โ141.3% | โ115.3% | โ135.3% | โ117.2% | โ55.9% | โ59.2% | โ32.6% |
| FCF margin | โ117.4% | โ72.0% | โ106.4% | โ123.6% | โ40.4% | โ36.3% | โ27.8% |
| Returns | |||||||
| Return on capital | โ807.9% | โ | โ56.7% | โ136.3% | โ145.4% | โ122.3% | โ |
| Return on capital employed | โ119.6% | โ59.5% | โ52.3% | โ107.9% | โ101.3% | โ68.5% | โ183.1% |
| Return on equity | โ123.6% | โ76.4% | โ65.9% | โ81.1% | โ85.4% | โ127.0% | โ108.9% |
| Return on assets | โ76.1% | โ47.7% | โ44.7% | โ52.5% | โ40.0% | โ51.9% | โ37.8% |
| Return on tangible equity | โ123.6% | โ66.8% | โ55.0% | โ136.4% | โ150.4% | โ114.2% | โ234.3% |
| Growth | |||||||
| Revenue growth | โ | โ11.2% | 5.2% | 21.3% | โ8.3% | โ10.1% | 12.8% |
| Share count change | โ | 14.2% | 20.6% | 3.4% | 0.7% | 9.0% | 12.3% |
| Financial health | |||||||
| Debt / equity | 0.1x | 0.0x | 0.0x | 0.1x | 0.1x | 0.1x | 0.4x |
| Interest coverage | โ88.4x | โ10.6x | โ21.4x | โ10.3x | โ2.3x | โ1.7x | โ10.3x |
| Current ratio | 2.6x | 2.8x | 3.6x | 2.0x | 1.4x | 1.8x | 1.1x |
| Quick ratio | 2.5x | 2.7x | 3.5x | 2.0x | 1.4x | 1.7x | 1.0x |
| Capital allocation | |||||||
| Capex / revenue | 3.5% | 1.4% | 4.3% | 5.5% | 1.2% | 2.2% | 2.5% |
| Stock comp / revenue | 23.2% | 15.5% | 20.6% | 4.1% | 2.8% | 3.9% | 2.5% |
| Quality scores | |||||||
| Piotroski F-score | โ | 5.0 | 4.0 | 1.0 | 4.0 | 4.0 | 3.0 |
| Altman Z'' | โ11.8 | โ8.6 | โ5.1 | โ19.3 | โ35.7 | โ35.7 | โ56.7 |
| Accruals ratio | โ14.8% | โ18.5% | โ11.0% | 0.4% | โ12.0% | โ21.9% | โ8.4% |
Source: SEC EDGAR XBRL filings (CIK 0001756708). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. Per-share figures are per US-listed share (1 ADS = 2 ordinary shares). For information only โ not investment advice. Check the original filings before relying on any figure.