Kingstone Companies, Inc.
KINS Nasdaq· Fire, Marine & Casualty Insurance
Last close · Oct 23, 2026
$20.04
KIRA · Stoqly’s AI analyst, in plain words
- Kingstone Companies, Inc. had $215M of revenue in fiscal 2025, up 38.5% on the year before. Over five years, revenue changed +10.3% a year on average.
- Kingstone Companies, Inc. made $40.8M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 10.8% a year.
- Free cash flow was $73.1M in fiscal 2025, 34.0% of revenue.
- Kingstone Companies, Inc. returned $1.4M to shareholders in fiscal 2025, 2% of free cash flow. The diluted share count rose 13.8%.
- Kingstone Companies, Inc. has $3.3M more cash than debt.
Market cap
$294M
P/E
8.1x
Revenue
$215M
Net income
$40.8M
Free cash flow
$73.1M
Operating margin
—
Kingstone Companies, Inc. in 30 seconds · fiscal 2025
Are sales growing?
+38.5%
Yes. Sales grew 38.5% last year.
Does it make a profit?
19.0%
Yes. It keeps 19.0% of every sale as profit.
Does profit turn into cash?
34.0%
Yes. 34.0% of sales ends up as free cash.
How healthy are the accounts?
6 / 7
Mixed. It passes 6 of 7 health tests.
How is the share priced?
8.1x
One share costs 8.1 times its yearly profit per share.
What Kingstone Companies, Inc. does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 16, 2026
- Legal name
- KINGSTONE COMPANIES, INC.
- CIK
- 0000033992
Kingstone Companies, Inc. · KINS
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $161M | $130M | $144M | $155M | $215M |
| Revenue growth | 22.7% | −19.3% | 10.8% | 7.6% | 38.5% |
| Net income | −$7.4M | −$22.5M | −$6.2M | $18.4M | $40.8M |
| Net margin | −4.6% | −17.3% | −4.3% | 11.8% | 19.0% |
| Diluted EPS | −$0.70 | −$2.12 | −$0.57 | $1.48 | $2.88 |
| Cash | |||||
| Cash from operations | $24.3M | −$0.9M | −$11.3M | $57.9M | $75.9M |
| Capital expenditure | $4.5M | $4.6M | $1.8M | $2.3M | $2.8M |
| Free cash flow | $19.8M | −$5.5M | −$13.2M | $55.6M | $73.1M |
| FCF margin | 12.3% | −4.2% | −9.1% | 35.8% | 34.0% |
| Dividends paid | $1.7M | $1.3M | $0.0M | $0.0M | $1.4M |
| Share buybacks | $1.7M | $0.0M | — | — | — |
| Share count change | −1.3% | 0.5% | 1.0% | 15.5% | 13.8% |
| Debt and strength | |||||
| Cash and short-term investments | $24.3M | $12.0M | $9.0M | $28.7M | $12.2M |
| Debt incl. finance leases | $47.1M | $43.6M | $50.5M | $22.3M | $8.9M |
| Deposits | $1.1M | $2.6M | $3.3M | $2.5M | $0.8M |
| Shareholders' equity | $75.7M | $36.2M | $34.5M | $66.7M | $123M |
| Returns and quality | |||||
| Return on equity | −8.8% | −40.3% | −17.5% | 36.3% | 43.0% |
| Return on tangible equity | −9.8% | −63.1% | −18.1% | 27.7% | 33.4% |
| Piotroski F-score | 5 | 2 | 2 | 5 | 6 |
Insiders bought, 12 months
$0.7M
1 insider
Insiders sold, 12 months
$0.2M
1 insider
Of sales under plans
100%
$0.2M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Kingstone Companies, Inc. · KINS
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $20.04 a share, the company is worth $294M: 8.1 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0000033992). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.