KEMPER Corp
KMPR NYSE· Fire, Marine & Casualty Insurance
Last close · Oct 23, 2026
$28.81
KIRA · Stoqly’s AI analyst, in plain words
- KEMPER Corp had $4.8B of revenue in fiscal 2025, up 3.3% on the year before. Over five years, revenue changed −1.7% a year on average.
- KEMPER Corp made $143M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 24.0% a year.
- Free cash flow was $554M in fiscal 2025, 11.6% of revenue.
- KEMPER Corp returned $382M to shareholders in fiscal 2025, 69% of free cash flow. The diluted share count fell 3.3%.
- KEMPER Corp owes $504M more than it holds in cash.
Market cap
$1.7B
P/E
—
Revenue
$4.8B
Net income
$143M
Free cash flow
$554M
Operating margin
—
KEMPER Corp in 30 seconds · fiscal 2025
Are sales growing?
+3.3%
Only a little. Sales grew 3.3% last year.
Does it make a profit?
3.0%
A little. It keeps 3.0% of every sale as profit.
Does profit turn into cash?
11.6%
Yes. 11.6% of sales ends up as free cash.
How healthy are the accounts?
6 / 7
Mixed. It passes 6 of 7 health tests.
How is the share priced?
—
No P/E: it made no profit over the last four quarters.
What KEMPER Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 11, 2026
- Legal name
- KEMPER Corp
- CIK
- 0000860748
KEMPER Corp · KMPR
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $5.7B | $5.5B | $4.9B | $4.6B | $4.8B |
| Revenue growth | 9.9% | −3.4% | −10.5% | −6.2% | 3.3% |
| Operating margin | −5.8% | −3.0% | −1.4% | — | — |
| Net income | −$124M | −$287M | −$272M | $318M | $143M |
| Net margin | −2.2% | −5.2% | −5.5% | 6.9% | 3.0% |
| Diluted EPS | −$1.92 | −$4.50 | −$4.25 | $4.91 | $2.29 |
| Cash | |||||
| Cash from operations | $351M | −$210M | −$134M | $383M | $585M |
| Capital expenditure | $57.8M | $30.8M | $53.8M | $53.2M | $30.6M |
| Free cash flow | $293M | −$241M | −$188M | $330M | $554M |
| FCF margin | 5.1% | −4.4% | −3.8% | 7.1% | 11.6% |
| Dividends paid | $80.6M | $79.7M | $80.1M | $80.1M | $79.6M |
| Share buybacks | $162M | $0.0M | $0.0M | $38.9M | $302M |
| Share count change | −3.7% | −0.7% | 0.3% | 1.2% | −3.3% |
| Debt and strength | |||||
| Cash and short-term investments | $148M | $491M | $585M | $1.1B | $440M |
| Debt incl. finance leases | $1.1B | $1.4B | $1.4B | $1.4B | $944M |
| Shareholders' equity | −$850M | $241M | $2.5B | $2.8B | $2.7B |
| Interest coverage | −7.7x | −3.0x | −1.2x | — | — |
| Returns and quality | |||||
| Return on capital | −212.8% | −11.6% | −1.6% | — | — |
| Return on equity | −6.7% | — | −19.8% | 12.0% | 5.2% |
| Return on tangible equity | — | — | −27.6% | 25.0% | 11.9% |
| Piotroski F-score | 5 | 3 | 2 | 4 | 6 |
Insiders bought, 12 months
$1.3M
6 insiders
Insiders sold, 12 months
$0.0M
1 insider
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
KEMPER Corp · KMPR
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $28.81 a share, the company is worth $1.7B.
Source: SEC EDGAR XBRL filings (CIK 0000860748). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.