Kearny Financial Corp.
KRNY Nasdaq· Savings Institution, Federally Chartered
Last close · Oct 23, 2026
$9.30
KIRA · Stoqly’s AI analyst, in plain words
- Kearny Financial Corp. had $178M of revenue in fiscal 2026, up 15.7% on the year before. Over five years, revenue changed +148.0% a year on average.
- Kearny Financial Corp. made $36.3M of net profit in fiscal 2026. From fiscal 2017 to 2026, diluted EPS grew 11.2% a year.
- Kearny Financial Corp. returned $27.8M to shareholders in fiscal 2026, 79% of free cash flow. The diluted share count rose 0.8%.
- It earned 4.8% on shareholders’ money. Running costs took 72.4% of revenue (the efficiency ratio; lower is better).
Market cap
$588M
P/E
16.3x
Revenue
$178M
Net income
$36.3M
Return on equity
4.8%
Efficiency ratio
72.4%
Kearny Financial Corp. in 30 seconds · fiscal 2026
Are sales growing?
+15.7%
Yes. Sales grew 15.7% last year.
Does it make a profit?
20.4%
Yes. It keeps 20.4% of every sale as profit.
How lean are its costs?
72.4%
Costly. Running costs take 72.4% of revenue.
How much does it earn on its capital?
4.8%
Low. It earns 4.8% a year on shareholders’ money.
How is the share priced?
16.3x
One share costs 16.3 times its yearly profit per share.
What Kearny Financial Corp. does
No business description yet.
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Aug 21, 2026
- Legal name
- Kearny Financial Corp.
- CIK
- 0001617242
Kearny Financial Corp. · KRNY
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $2.6M | $179M | $141M | $154M | $178M |
| Revenue growth | 36.0% | 6,823.1% | −21.3% | 9.5% | 15.7% |
| Net interest income | $197M | $176M | $143M | $135M | $155M |
| Net income | $67.5M | $40.8M | −$86.7M | $26.1M | $36.3M |
| Net margin | 2,618.1% | 22.8% | −61.6% | 16.9% | 20.4% |
| Diluted EPS | $0.95 | $0.63 | −$1.39 | $0.42 | $0.57 |
| Cash | |||||
| Cash from operations | $81.3M | $69.5M | $44.0M | $24.8M | $37.7M |
| Capital expenditure | $2.9M | $1.4M | $1.4M | $3.4M | $2.5M |
| Free cash flow | $78.4M | $68.2M | $42.6M | $21.4M | $35.3M |
| FCF margin | 3,038.0% | 38.2% | 30.3% | 13.9% | 19.8% |
| Dividends paid | $30.7M | $28.5M | $27.6M | $27.6M | $27.8M |
| Share count change | −13.9% | −8.6% | −3.6% | 0.4% | 0.8% |
| Debt and strength | |||||
| Cash and short-term investments | $102M | $70.5M | $63.9M | $167M | $115M |
| Debt incl. finance leases | $901M | $1.5B | — | — | — |
| Loans, net | $5.4B | $5.8B | $5.7B | $5.8B | $5.8B |
| Deposits | $5.9B | $5.6B | $5.2B | $5.7B | $5.7B |
| Shareholders' equity | $894M | $869M | $754M | $746M | $767M |
| Returns and quality | |||||
| Return on equity | 7.0% | 4.6% | −10.7% | 3.5% | 4.8% |
| Return on tangible equity | 9.9% | 6.2% | −13.6% | 4.1% | 5.6% |
| Efficiency ratio | 4,872.4% | 69.3% | 153.0% | 78.3% | 72.4% |
| Piotroski F-score | 6 | 5 | — | — | — |
Insiders bought, 12 months
$0.4M
3 insiders
Insiders sold, 12 months
$0.1M
2 insiders
Of sales under plans
0%
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Kearny Financial Corp. · KRNY
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $9.30 a share, the company is worth $588M: 16.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001617242). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.