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Data is in US dollars, converted at the ECB reference rate of Oct 23, 2026.

Kearny Financial Corp.

KRNY Nasdaq Savings Institution, Federally Chartered Financials FY2017–FY2026

Last close · Oct 23, 2026

$9.30

0.3%
Compare
Revenue Total sales reported in the income statement.
$178M
15.7% vs prior year
Efficiency ratio Noninterest expense as a share of revenue. Lower is better for banks.
72.4%
5.9 pts
Net income Profit after all expenses, interest and tax.
$36.3M
39.1%
Return on equity Net income as a share of average shareholders' equity.
4.8%
1.3 pts
Market cap Last close times the latest diluted share count, so it is approximate.
$588M
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
16.3x
On $0.57 EPS (TTM)

What Kearny Financial Corp. does

No business description yet.

Legal name
Kearny Financial Corp.
Fiscal year ends
June 30, 2026
Latest annual report
10-K · Aug 21, 2026
Accession · CIK
0001617242-26-000020
0001617242

Revenue and margins

Kearny Financial Corp. had $178M of revenue in fiscal 2026, up 15.7% on the year before.

Revenue
Revenue
Net interest income share and efficiency ratio
Net interest share Efficiency ratio
Net interest income share and efficiency ratio
Net interest share Efficiency ratio

Net income and earnings per share

From fiscal 2017 to 2026, diluted EPS grew 11.2% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns and efficiency

For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.

Return on equity, return on tangible equity and efficiency ratio
ROE ROTE Efficiency ratio

Dividends, buybacks and share count

Kearny Financial Corp. returned $27.8M to shareholders in fiscal 2026, 79% of free cash flow. The diluted share count rose 0.8%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Balance sheet

Loans, deposits and capital at each fiscal year end.

Loans and deposits
Loans Deposits
Fiscal year endFY22FY23FY24FY25FY26
Loans, net $5.4B$5.8B$5.7B$5.8B$5.8B
Deposits $5.9B$5.6B$5.2B$5.7B$5.7B
Loans / deposits 91.6%102.7%110.3%101.6%102.1%
Total assets $7.7B$8.1B$7.7B$7.7B$7.7B
Shareholders' equity $894M$869M$754M$746M$767M
Goodwill $211M$211M$114M$114M$114M
Intangible assets $3.0M$2.5M$1.9M$1.4M$1.0M
Provision / loans −0.1%————

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. “Plan” marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$0.0M

0 insiders

Sold, 12 months

$0.0M

0 insiders

Of sales under plans

—

$0.0M

No open-market insider trades in the last 12 months.

10 years of figures

Amounts in USD. Hover a ratio’s name for its definition.

Download CSV
Fiscal yearFY17FY18FY19FY20FY21FY22FY23FY24FY25FY26
Income statement
Revenue $114M $135M $169M $2.1M $1.9M $2.6M $179M $141M $154M $178M
Net interest income $103M $121M $155M $154M $188M $197M $176M $143M $135M $155M
Noninterest income $11.3M $13.3M $13.6M $15.1M $21.0M $13.9M $2.8M −$2.0M $19.1M $22.8M
Noninterest expense $81.1M $97.9M $109M $108M $126M $126M $124M $215M $121M $129M
Provision for credit losses $5.4M $2.7M $3.6M $4.2M −$1.1M −$7.5M — — — —
Interest expense $36.5M $50.1M $82.0M $83.9M $49.9M $29.7M $118M — — —
Pretax income $27.4M $34.0M $56.1M $57.3M $84.5M $92.3M $52.4M −$80.8M $31.0M $47.4M
Income tax $8.8M $14.4M $13.9M $12.3M $21.3M $24.8M $11.6M $5.9M $4.9M $11.1M
Net income $18.6M $19.6M $42.1M $45.0M $63.2M $67.5M $40.8M −$86.7M $26.1M $36.3M
Net income to common $18.6M $19.6M $42.1M $45.0M — — — — — —
Diluted EPS $0.22 $0.24 $0.46 $0.55 $0.77 $0.95 $0.63 −$1.39 $0.42 $0.57
Diluted shares 0.08B 0.08B 0.09B 0.08B 0.08B 0.07B 0.06B 0.06B 0.06B 0.06B
Cash flow
Cash from operations $38.5M $45.1M $39.0M $19.3M $75.4M $81.3M $69.5M $44.0M $24.8M $37.7M
Capital expenditure $4.0M $8.3M $6.1M $6.0M $5.5M $2.9M $1.4M $1.4M $3.4M $2.5M
Free cash flow $34.5M $36.8M $32.9M $13.4M $70.0M $78.4M $68.2M $42.6M $21.4M $35.3M
Depreciation and amortization — — — — $5.9M $6.0M $5.7M $4.7M $4.4M $4.0M
Stock-based compensation $6.8M $9.2M $8.8M $8.2M $7.7M $6.3M $4.9M $4.0M $3.2M $3.8M
Dividends paid $8.3M $20.6M $34.7M $24.1M $28.6M $30.7M $28.5M $27.6M $27.6M $27.8M
Dividends and buybacks $8.3M $20.6M $34.7M $24.1M $28.6M $30.7M $28.5M $27.6M $27.6M $27.8M
Balance sheet
Cash and short-term investments $78.2M $129M $38.9M $181M $67.9M $102M $70.5M $63.9M $167M $115M
Total debt — — — — $686M $901M $1.5B — — —
Loans, net $3.2B $4.5B $4.6B $4.5B $4.8B $5.4B $5.8B $5.7B $5.8B $5.8B
Deposits $2.9B $4.1B $4.1B $4.4B $5.5B $5.9B $5.6B $5.2B $5.7B $5.7B
Property and equipment, net $39.6M $56.2M $56.9M $57.4M $56.3M $53.3M $48.3M $44.9M $43.9M $42.4M
Goodwill $109M $211M $211M $211M $211M $211M $211M $114M $114M $114M
Intangible assets $0.3M $6.3M $5.2M $4.0M $3.7M $3.0M $2.5M $1.9M $1.4M $1.0M
Total assets $4.8B $6.6B $6.6B $6.8B $7.3B $7.7B $8.1B $7.7B $7.7B $7.7B
Total liabilities $3.8B $5.3B $5.5B $5.7B $6.2B $6.8B $7.2B $6.9B $7.0B $6.9B
Preferred stock — — — — $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Shareholders' equity $1.1B $1.3B $1.1B $1.1B $1.0B $894M $869M $754M $746M $767M
Margins
Net margin 16.3% 14.6% 25.0% 2,192.3% 3,333.3% 2,618.1% 22.8% −61.6% 16.9% 20.4%
FCF margin 30.3% 27.4% 19.5% 651.6% 3,687.9% 3,038.0% 38.2% 30.3% 13.9% 19.8%
Net interest share of revenue 90.0% 90.1% 92.0% 7,506.1% 9,922.7% 7,620.3% 98.5% 101.4% 87.6% 87.2%
Efficiency ratio 71.2% 72.7% 64.7% 5,247.4% 6,636.0% 4,872.4% 69.3% 153.0% 78.3% 72.4%
Returns
Return on equity 1.8% 1.7% 3.5% 4.1% 5.9% 7.0% 4.6% −10.7% 3.5% 4.8%
Return on assets 0.4% 0.3% 0.6% 0.7% 0.9% 0.9% 0.5% −1.1% 0.3% 0.5%
Return on tangible equity 2.0% 1.9% 4.6% 5.2% 7.6% 9.9% 6.2% −13.6% 4.1% 5.6%
Growth
Revenue growth — 18.1% 25.5% −98.8% −7.5% 36.0% 6,823.1% −21.3% 9.5% 15.7%
Net income growth — 5.3% 115.1% 6.7% 40.6% 6.8% −39.6% −312.4% — 39.1%
EPS growth — 9.1% 91.7% 19.6% 40.0% 23.4% −33.7% −320.6% — 35.7%
FCF growth — 6.8% −10.8% −59.3% 423.5% 12.0% −13.0% −37.5% −49.8% 64.9%
Share count change — −2.4% 10.2% −9.5% −0.0% −13.9% −8.6% −3.6% 0.4% 0.8%
Financial health
Debt / equity — — — — 0.7x 1.0x 1.7x — — —
Loans / deposits 109.8% 109.7% 112.0% 100.7% 87.4% 91.6% 102.7% 110.3% 101.6% 102.1%
Provision / loans 0.2% 0.1% 0.1% 0.1% −0.0% −0.1% — — — —
Capital allocation
Capex / revenue 3.5% 6.1% 3.6% 290.6% 287.7% 113.2% 0.8% 1.0% 2.2% 1.4%
Stock comp / revenue 6.0% 6.8% 5.2% 401.4% 408.1% 245.7% 2.7% 2.8% 2.1% 2.1%
Payouts / FCF 24.0% 55.8% 105.7% 180.5% 40.9% 39.2% 41.8% 64.7% 129.2% 78.9%
Quality scores
Piotroski F-score — — — — — 6.0 5.0 — — —
Accruals ratio −0.4% −0.4% 0.0% 0.4% −0.2% −0.2% −0.4% −1.7% 0.0% −0.0%

Source: SEC EDGAR XBRL filings (CIK 0001617242). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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