Medallion Financial Corp
MFIN Nasdaq· Finance Services
Last close · Oct 26, 2026
$11.25
KIRA · Stoqly’s AI analyst, in plain words
- Medallion Financial Corp had $255M of revenue in fiscal 2025, up 19.2% on the year before. Over five years, revenue changed +19.4% a year on average.
- Medallion Financial Corp made $43.0M of net profit in fiscal 2025.
- Medallion Financial Corp returned $12.0M to shareholders in fiscal 2025. The diluted share count rose 2.7%.
- Medallion Financial Corp owes $175M more than it holds in cash.
Market cap
$270M
P/E
8.5x
Revenue
$255M
Net income
$43.0M
Free cash flow
—
Operating margin
—
Medallion Financial Corp in 30 seconds · fiscal 2025
Are sales growing?
+19.2%
Yes. Sales grew 19.2% last year.
Does it make a profit?
16.9%
Yes. It keeps 16.9% of every sale as profit.
How healthy are the accounts?
5 / 7
Mixed. It passes 5 of 7 health tests.
How is the share priced?
8.5x
One share costs 8.5 times its yearly profit per share.
What Medallion Financial Corp does
No business description yet.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 10, 2026
- Legal name
- MEDALLION FINANCIAL CORP
- CIK
- 0001000209
Medallion Financial Corp · MFIN
Results and finances
The last 5 fiscal years. Amounts in USD.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Sales and profit | |||||
| Revenue | $159M | $170M | $199M | $214M | $255M |
| Revenue growth | 52.0% | 6.6% | 17.3% | 7.2% | 19.2% |
| Net interest income | $128M | $160M | $188M | $203M | $217M |
| Net income | $54.1M | $43.8M | $55.1M | $35.9M | $43.0M |
| Net margin | 33.9% | 25.8% | 27.6% | 16.8% | 16.9% |
| Diluted EPS | $2.17 | $1.83 | $2.37 | $1.52 | $1.78 |
| Cash | |||||
| Cash from operations | $78.7M | $109M | $114M | $109M | $126M |
| Dividends paid | $0.0M | $7.5M | $7.7M | $9.4M | $11.0M |
| Share buybacks | $0.0M | $20.6M | $0.0M | $4.6M | $1.0M |
| Share count change | 2.0% | −4.1% | −2.8% | 1.5% | 2.7% |
| Debt and strength | |||||
| Cash and short-term investments | $64.5M | $33.2M | $52.6M | $98.2M | $136M |
| Debt incl. finance leases | $220M | $219M | $244M | $281M | $311M |
| Loans, net | $1.4B | $1.9B | $2.1B | — | — |
| Deposits | $1.3B | $1.6B | $1.9B | $2.1B | $2.1B |
| Shareholders' equity | $287M | $302M | $343M | $370M | $409M |
| Returns and quality | |||||
| Return on equity | 20.9% | 14.9% | 17.1% | 10.1% | 11.1% |
| Return on tangible equity | 48.0% | 34.0% | 32.1% | 17.9% | 17.9% |
| Efficiency ratio | 45.7% | 42.4% | 37.9% | 34.8% | 33.4% |
| Piotroski F-score | 6 | 5 | 7 | 3 | 5 |
Insiders bought, 12 months
$0.0M
0 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Operating margin:
- Operating income as a share of revenue.
- Net income:
- Profit after all expenses, interest and tax.
- Free cash flow:
- Cash from operations minus capital spending.
- Net debt / EBITDA:
- Years of EBITDA needed to pay off net debt. Below zero means more cash than debt.
- Return on capital:
- After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
Medallion Financial Corp · MFIN
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Margins, % of revenue
Cash vs debt (incl. leases)
Free cash flow
Dividends and buybacks
KIRA
At $11.25 a share, the company is worth $270M: 8.5 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0001000209). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.