Winchester Bancorp, Inc./MD/
WSBK Nasdaq· Savings Institutions, Not Federally Chartered
Last close · Oct 26, 2026
$13.40
KIRA · Stoqly’s AI analyst, in plain words
- Winchester Bancorp, Inc./MD/ had $26.3M of revenue in fiscal 2026, up 36.0% on the year before.
- Winchester Bancorp, Inc./MD/ made $4.4M of net profit in fiscal 2026.
- Winchester Bancorp, Inc./MD/ returned $0.0M to shareholders in fiscal 2026. The diluted share count rose 0.1%.
- It earned 3.7% on shareholders’ money. Running costs took 75.2% of revenue (the efficiency ratio; lower is better).
Market cap
$120M
P/E
27.3x
Revenue
$26.3M
Net income
$4.4M
Return on equity
3.7%
Efficiency ratio
75.2%
Winchester Bancorp, Inc./MD/ in 30 seconds · fiscal 2026
Are sales growing?
+36.0%
Yes. Sales grew 36.0% last year.
Does it make a profit?
16.8%
Yes. It keeps 16.8% of every sale as profit.
How lean are its costs?
75.2%
Costly. Running costs take 75.2% of revenue.
How much does it earn on its capital?
3.7%
Low. It earns 3.7% a year on shareholders’ money.
How is the share priced?
27.3x
One share costs 27.3 times its yearly profit per share.
What Winchester Bancorp, Inc./MD/ does
No business description yet.
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Sep 16, 2026
- Legal name
- Winchester Bancorp, Inc./MD/
- CIK
- 0002047235
Winchester Bancorp, Inc./MD/ · WSBK
Results and finances
The last 3 fiscal years. Amounts in USD.
| Fiscal year | FY24 | FY25 | FY26 |
|---|---|---|---|
| Sales and profit | |||
| Revenue | $16.2M | $19.3M | $26.3M |
| Revenue growth | — | 19.6% | 36.0% |
| Net interest income | $14.4M | $17.5M | $25.0M |
| Net income | $0.8M | −$0.9M | $4.4M |
| Net margin | 4.9% | −4.5% | 16.8% |
| Diluted EPS | — | −$0.10 | $0.49 |
| Cash | |||
| Cash from operations | $0.2M | $2.5M | $5.4M |
| Share buybacks | — | $3.3M | $0.0M |
| Share count change | — | — | 0.1% |
| Debt and strength | |||
| Cash and short-term investments | $44.1M | $55.2M | $60.0M |
| Deposits | $635M | $679M | $809M |
| Shareholders' equity | $80.3M | $115M | $121M |
| Returns and quality | |||
| Return on equity | 1.0% | −0.9% | 3.7% |
| Return on tangible equity | 1.0% | −0.8% | 3.7% |
| Efficiency ratio | 92.2% | 97.2% | 75.2% |
Insiders bought, 12 months
$0.1M
4 insiders
Insiders sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
How to read these numbers
- Revenue:
- Total sales reported in the income statement.
- Net income:
- Profit after all expenses, interest and tax.
- Efficiency ratio:
- Noninterest expense as a share of revenue. Lower is better for banks.
- Return on equity:
- Net income as a share of average shareholders' equity.
- Return on tangible equity:
- Net income to common over equity minus goodwill and intangibles.
- Diluted EPS:
- Net income per diluted share.
Winchester Bancorp, Inc./MD/ · WSBK
Charts and comparison
Ten years at a glance, and how it stacks up against similar companies.
Revenue
Net income
Return on equity and efficiency ratio
Loans and deposits
Dividends and buybacks
Diluted EPS
KIRA
At $13.40 a share, the company is worth $120M: 27.3 times its earnings of the last four quarters.
Source: SEC EDGAR XBRL filings (CIK 0002047235). Data updated October 24, 2026. For information only — not investment advice. Check the original filings before relying on any figure.