Winchester Bancorp, Inc./MD/
WSBK Nasdaq Savings Institutions, Not Federally Chartered Financials FY2024–FY2026
Last close · Oct 23, 2026
$13.09
0.6%What Winchester Bancorp, Inc./MD/ does
No business description yet.
- Legal name
- Winchester Bancorp, Inc./MD/
- Fiscal year ends
- June 30, 2026
- Latest annual report
- 10-K · Sep 16, 2026
- Accession · CIK
- 0001193125-26-392194
0002047235
Revenue and margins
Winchester Bancorp, Inc./MD/ had $26.3M of revenue in fiscal 2026, up 36.0% on the year before.
Net income and earnings per share
Loss periods are shown in red.
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
Dividends, buybacks and share count
Winchester Bancorp, Inc./MD/ returned $0.0M to shareholders in fiscal 2026. The diluted share count rose 0.1%.
Balance sheet
Loans, deposits and capital at each fiscal year end.
| Fiscal year end | FY24 | FY25 | FY26 |
|---|---|---|---|
| Deposits | $635M | $679M | $809M |
| Total assets | $853M | $949M | $1.1B |
| Shareholders' equity | $80.3M | $115M | $121M |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. “Plan” marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
No open-market insider trades in the last 12 months.
3 years of figures
Amounts in USD. Hover a ratio’s name for its definition.
| Fiscal year | FY24 | FY25 | FY26 |
|---|---|---|---|
| Income statement | |||
| Revenue | $16.2M | $19.3M | $26.3M |
| Net interest income | $14.4M | $17.5M | $25.0M |
| Noninterest income | $1.8M | $1.8M | $1.3M |
| Noninterest expense | $14.9M | $18.8M | $19.8M |
| Provision for credit losses | $0.5M | $2.1M | $0.8M |
| Pretax income | $0.8M | −$1.5M | $5.7M |
| Income tax | −$0.0M | −$0.7M | $1.3M |
| Net income | $0.8M | −$0.9M | $4.4M |
| Diluted EPS | — | −$0.10 | $0.49 |
| Diluted shares | — | 0.01B | 0.01B |
| Cash flow | |||
| Cash from operations | $0.2M | $2.5M | $5.4M |
| Depreciation and amortization | $0.8M | $0.8M | $1.0M |
| Share buybacks | — | $3.3M | $0.0M |
| Dividends and buybacks | — | $3.3M | $0.0M |
| Balance sheet | |||
| Cash and short-term investments | $44.1M | $55.2M | $60.0M |
| Deposits | $635M | $679M | $809M |
| Property and equipment, net | $7.0M | $6.4M | $5.6M |
| Total assets | $853M | $949M | $1.1B |
| Total liabilities | $773M | $834M | $975M |
| Preferred stock | — | $0.0M | $0.0M |
| Shareholders' equity | $80.3M | $115M | $121M |
| Margins | |||
| Net margin | 4.9% | −4.5% | 16.8% |
| Net interest share of revenue | 89.0% | 90.7% | 95.2% |
| Efficiency ratio | 92.2% | 97.2% | 75.2% |
| Returns | |||
| Return on equity | 1.0% | −0.9% | 3.7% |
| Return on assets | 0.1% | −0.1% | 0.4% |
| Return on tangible equity | 1.0% | −0.8% | 3.7% |
| Growth | |||
| Revenue growth | — | 19.6% | 36.0% |
| Net income growth | — | −211.2% | — |
| Share count change | — | — | 0.1% |
| Quality scores | |||
| Accruals ratio | 0.1% | −0.4% | −0.1% |
Source: SEC EDGAR XBRL filings (CIK 0002047235). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.