Dynatrace vs Fair Isaac

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KIRA’s take AI analyst

I put Dynatrace and Fair Isaac side by side, using each one’s latest annual report. Here is what stands out:

Dynatrace is the larger business, with $2.0B of revenue in fiscal 2026 against $2.0B for Fair Isaac.
Dynatrace grew revenue faster (18.8%, against 15.9%).
Fair Isaac kept more of each dollar of sales as operating profit (46.5% operating margin, against 12.2%).
Fair Isaac turned more of its sales into free cash flow (38.7% FCF margin, against 26.2%).
Fair Isaac earned a higher return on the capital invested in it (65.6%, against 9.0%).
Investors pay more for each dollar of Dynatrace’s earnings: a P/E of 128.4x against 20.5x for Fair Isaac.

Who comes out ahead

Of the 9 measures where higher (or lower) is clearly better, how many each company leads.

Dynatrace

2/9

Revenue growth5-year growth

Fair Isaac

FICO

7/9

Gross marginOperating marginNet marginFCF marginReturn on capitalPiotroski F-scoreShare count change

Side by side

Best in the row

Latest fiscal year	DT FY26	FICO FY25
Size
Market cap	$18.8B	$16.1B
Revenue	$2.0B	$2.0B
Free cash flow	$530M	$770M
Net income	$163M	$652M
Growth
Revenue growth	18.8%	15.9%
5-year growth	23.5%	9.0%
Share count change	0.0%	−2.1%
Profitability
Gross margin	81.6%	82.2%
Operating margin	12.2%	46.5%
Net margin	8.1%	32.8%
FCF margin	26.2%	38.7%
Return on capital	9.0%	65.6%
Return on equity	6.2%	—
Balance sheet
Net debt	−$1.2B	$2.9B
Net debt / EBITDA	—	3.1x
Dividends and buybacks	$479M	$1.4B
Valuation & quality
P/E	128.4x	20.5x
Piotroski F-score	4	7

Ten years

Revenue

FY17

DT —

FICO $932M

FY18

DT $398M

FICO $1.0B

FY19

DT $431M

FICO $1.2B

FY20

DT $546M

FICO $1.3B

FY21

DT $704M

FICO $1.3B

FY22

DT $929M

FICO $1.4B

FY23

DT $1.2B

FICO $1.5B

FY24

DT $1.4B

FICO $1.7B

FY25

DT $1.7B

FICO $2.0B

FY26

DT $2.0B

FICO —

FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26

DT FICO

Operating margin

FY17

DT —

FICO 19.5%

FY18

DT −5.5%

FICO 17.0%

FY19

DT −16.9%

FICO 21.9%

FY20

DT −31.5%

FICO 22.9%

FY21

DT 13.1%

FICO 38.4%

FY22

DT 8.8%

FICO 39.4%

FY23

DT 8.0%

FICO 42.5%

FY24

DT 9.0%

FICO 42.7%

FY25

DT 10.6%

FICO 46.5%

FY26

DT 12.2%

FICO —

FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26

DT FICO

Free cash flow

FY17

DT —

FICO $206M

FY18

DT $107M

FICO $192M

FY19

DT $140M

FICO $236M

FY20

DT −$162M

FICO $343M

FY21

DT $206M

FICO $416M

FY22

DT $233M

FICO $503M

FY23

DT $333M

FICO $465M

FY24

DT $352M

FICO $624M

FY25

DT $433M

FICO $770M

FY26

DT $530M

FICO —

FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26

DT FICO

Return on capital

FY17

DT —

FICO 23.5%

FY18

DT —

FICO 21.5%

FY19

DT —

FICO 32.7%

FY20

DT −14.8%

FICO 34.1%

FY21

DT 7.3%

FICO 61.0%

FY22

DT 5.2%

FICO 64.5%

FY23

DT 8.6%

FICO 53.2%

FY24

DT 11.5%

FICO 56.0%

FY25

DT 13.4%

FICO 65.6%

FY26

DT 9.0%

FICO —

FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26

DT FICO

Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.