Everest Group vs Reinsurance Group of America
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The short version
- Reinsurance Group of America is the larger business, with $23.7B of revenue in fiscal 2025 against $17.5B for Everest Group.
- Reinsurance Group of America grew revenue faster (7.2%, against 1.2%).
- Investors pay more for each dollar of Reinsurance Group of Americaβs earnings: a P/E of 11.6x against 8.4x for Everest Group.
| Latest fiscal year | EG Β· FY25 | RGA Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $15.5B | $17.4B |
| Revenue | $17.5B | $23.7B |
| Free cash flow | β | β |
| Net income | $1.6B | $1.2B |
| Growth | ||
| Revenue growth | 1.2% | 7.2% |
| 5-year growth | 12.8% | 10.2% |
| Share count change | β2.6% | β0.2% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 9.1% | 5.0% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 10.9% | 9.7% |
| Balance sheet | ||
| Net debt | β | $1.2B |
| Net debt / EBITDA | β | 0.6x |
| Dividends and buybacks | $1.1B | $414M |
| Valuation & quality | ||
| P/E | 8.4x | 11.6x |
| Piotroski F-score | β | β |
Revenue
FY16
EG $5.8B
RGA $11.5B
FY17
EG $6.6B
RGA $12.5B
FY18
EG $7.4B
RGA $12.9B
FY19
EG $8.2B
RGA $14.3B
FY20
EG $9.6B
RGA $14.6B
FY21
EG $11.9B
RGA $16.7B
FY22
EG $12.1B
RGA $16.2B
FY23
EG $14.6B
RGA $18.6B
FY24
EG $17.3B
RGA $22.1B
FY25
EG $17.5B
RGA $23.7B
EG
RGA
Operating margin
FY16
EG β
RGA β
FY17
EG β
RGA β
FY18
EG β
RGA β
FY19
EG β
RGA β
FY20
EG β
RGA β
FY21
EG β
RGA β
FY22
EG β
RGA β
FY23
EG β
RGA β
FY24
EG β
RGA β
FY25
EG β
RGA β
EG
RGA
Free cash flow
FY16
EG β
RGA $1.4B
FY17
EG β
RGA $1.9B
FY18
EG β
RGA $1.6B
FY19
EG β
RGA $2.3B
FY20
EG β
RGA $3.3B
FY21
EG β
RGA $4.2B
FY22
EG β
RGA $1.3B
FY23
EG β
RGA β
FY24
EG β
RGA β
FY25
EG β
RGA β
EG
RGA
Return on capital
FY16
EG β
RGA 10.4%
FY17
EG β
RGA 13.0%
FY18
EG β
RGA 8.2%
FY19
EG β
RGA 9.7%
FY20
EG β
RGA 4.2%
FY21
EG β
RGA 10.9%
FY22
EG β
RGA β
FY23
EG β
RGA 12.0%
FY24
EG β
RGA 8.4%
FY25
EG β
RGA β
EG
RGA
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.