Broadway Financial Corp De
BYFC Nasdaq Savings Institution, Federally Chartered Financials FY2016โFY2025
Last close ยท Oct 23, 2026
$11.26
0.5%What Broadway Financial Corp De does
No business description yet.
- Legal name
- BROADWAY FINANCIAL CORP \DE\
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K ยท Mar 31, 2026
- Accession ยท CIK
- 0001140361-26-012311
0001001171
Revenue and margins
Broadway Financial Corp De had $0.2M of revenue in fiscal 2025, up 18.7% on the year before.
Net income and earnings per share
Loss periods are shown in red.
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
Dividends, buybacks and share count
Broadway Financial Corp De returned โ to shareholders in fiscal 2025. The diluted share count fell 0.5%.
Balance sheet
Loans, deposits and capital at each fiscal year end.
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Deposits | $788M | $687M | $683M | $745M | $918M |
| Total assets | $1.1B | $1.2B | $1.4B | $1.3B | $1.3B |
| Shareholders' equity | $141M | $279M | $282M | $285M | $263M |
| Goodwill | $26.0M | $25.9M | $25.9M | $25.9M | $0.0M |
| Intangible assets | $2.9M | $2.5M | $2.1M | $1.8M | $1.5M |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. โPlanโ marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$0.0M
0 insiders
Of sales under plans
โ
$0.0M
No open-market insider trades in the last 12 months.
10 years of figures
Amounts in USD. Hover a ratioโs name for its definition.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $12.5M | $0.4M | $0.4M | $0.5M | $0.4M | $0.2M | $0.1M | $0.2M | $0.2M | $0.2M |
| Net interest income | $11.4M | $11.9M | $10.3M | $10.5M | $12.2M | $21.0M | $32.9M | $29.5M | $31.8M | $33.1M |
| Noninterest income | $1.0M | $2.5M | $0.9M | $1.1M | $1.0M | $3.2M | $1.2M | $5.4M | $1.6M | $1.8M |
| Noninterest expense | $11.8M | $11.8M | $11.6M | $12.1M | $14.2M | $28.9M | $24.9M | $27.4M | $29.9M | $57.2M |
| Provision for credit losses | โ$0.6M | โ$1.1M | โ$1.3M | โ$0.0M | $0.0M | โ | โ | โ | โ | โ |
| Interest expense | $3.9M | $4.3M | $4.9M | $6.4M | $5.5M | $3.7M | $3.4M | $17.8M | โ | โ |
| Pretax income | $1.3M | $3.7M | $0.9M | โ$0.6M | โ$1.0M | โ$4.9M | $8.1M | $6.3M | $2.8M | โ$24.5M |
| Income tax | โ$2.2M | $1.9M | $0.1M | โ$0.3M | โ$0.4M | โ$0.9M | $2.4M | $1.9M | $0.8M | $0.3M |
| Net income | $3.5M | $1.9M | $0.8M | โ$0.2M | โ$0.6M | โ$4.1M | $5.6M | $4.3M | $1.9M | โ$24.8M |
| Net income to common | $3.5M | $1.9M | $0.8M | โ$0.2M | โ$0.6M | โ$4.1M | $5.6M | $4.3M | $0.4M | โ$27.8M |
| Diluted EPS | $0.12 | $0.07 | $0.03 | โ$0.01 | โ$0.02 | โ$0.07 | $0.62 | $0.49 | $0.04 | โ$3.23 |
| Diluted shares | 0.03B | 0.03B | 0.03B | 0.03B | 0.03B | 0.06B | 0.01B | 0.01B | 0.01B | 0.01B |
| Cash flow | ||||||||||
| Cash from operations | $0.9M | โ$10.2M | $0.2M | $8.5M | โ$13.6M | $0.6M | $6.3M | $7.6M | $1.4M | $0.2M |
| Capital expenditure | $0.2M | $0.2M | $0.1M | $0.0M | $0.4M | $1.1M | $0.3M | $0.2M | $0.1M | $0.2M |
| Free cash flow | $0.8M | โ$10.4M | $0.2M | $8.5M | โ$14.0M | โ$0.5M | $6.0M | $7.4M | $1.3M | โ$0.0M |
| Depreciation and amortization | $0.3M | $0.3M | $0.2M | $0.2M | $0.1M | $0.3M | $0.4M | $0.4M | $0.4M | $0.4M |
| Stock-based compensation | $0.0M | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Share buybacks | $4.0M | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Dividends and buybacks | $4.0M | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Balance sheet | ||||||||||
| Cash and short-term investments | $18.4M | $22.2M | $16.7M | $15.6M | $96.1M | $232M | $16.1M | $105M | $61.4M | $10.5M |
| Loans, net | $379M | $335M | $356M | $398M | $360M | โ | โ | โ | โ | โ |
| Deposits | $287M | $291M | $281M | $298M | $316M | $788M | $687M | $683M | $745M | $918M |
| Property and equipment, net | $2.5M | $2.4M | $2.2M | $2.8M | $2.5M | $10.3M | $10.3M | $9.2M | $8.9M | $8.7M |
| Goodwill | โ | โ | โ | โ | $0.0M | $26.0M | $25.9M | $25.9M | $25.9M | $0.0M |
| Intangible assets | โ | โ | โ | โ | $0.0M | $2.9M | $2.5M | $2.1M | $1.8M | $1.5M |
| Total assets | $429M | $414M | $409M | $440M | $483M | $1.1B | $1.2B | $1.4B | $1.3B | $1.3B |
| Total liabilities | $384M | $366M | $361M | $392M | $434M | $952M | $905M | $1.1B | $1.0B | $1.1B |
| Preferred stock | โ | โ | โ | $0.0M | $0.0M | โ | โ | โ | โ | โ |
| Shareholders' equity | $45.5M | $47.7M | $48.4M | $48.8M | $48.9M | $141M | $279M | $282M | $285M | $263M |
| Margins | ||||||||||
| Net margin | 27.9% | 419.1% | 181.5% | โ42.0% | โ152.9% | โ1,626.5% | 3,886.9% | 2,417.3% | 1,244.5% | โ13,475.5% |
| FCF margin | 6.2% | โ2,333.9% | 35.0% | 1,729.5% | โ3,326.2% | โ206.4% | 4,138.6% | 4,126.3% | 809.7% | โ7.1% |
| Net interest share of revenue | 91.6% | 2,676.9% | 2,295.8% | 2,130.5% | 2,897.4% | 8,434.9% | 22,662.1% | 16,459.2% | 20,496.1% | 18,014.7% |
| Efficiency ratio | 94.3% | 2,654.0% | 2,573.7% | 2,458.5% | 3,384.3% | 11,617.3% | 17,199.3% | 15,286.6% | 19,286.5% | 31,077.7% |
| Returns | ||||||||||
| Return on equity | 7.6% | 4.0% | 1.7% | โ0.4% | โ1.3% | โ4.3% | 2.7% | 1.5% | 0.7% | โ9.1% |
| Return on assets | 0.8% | 0.4% | 0.2% | โ0.0% | โ0.1% | โ0.5% | 0.5% | 0.3% | 0.1% | โ1.9% |
| Return on tangible equity | 7.6% | 3.9% | 1.7% | โ0.4% | โ1.3% | โ3.6% | 2.2% | 1.7% | 0.1% | โ10.6% |
| Growth | ||||||||||
| Revenue growth | โ | โ96.4% | 0.7% | 9.4% | โ14.5% | โ40.7% | โ41.8% | 23.4% | โ13.4% | 18.7% |
| Net income growth | โ | โ46.3% | โ56.4% | โ125.3% | โ | โ | โ | โ23.2% | โ55.4% | โ1,385.4% |
| EPS growth | โ | โ41.7% | โ57.1% | โ133.3% | โ | โ | โ | โ21.0% | โ91.8% | โ8,175.0% |
| FCF growth | โ | โ1,451.8% | โ | 5,308.9% | โ264.5% | โ | โ | 23.1% | โ83.0% | โ101.0% |
| Share count change | โ | โ8.1% | 0.0% | 0.3% | 1.2% | 121.4% | โ84.9% | โ4.0% | โ1.2% | โ0.5% |
| Financial health | ||||||||||
| Loans / deposits | 132.0% | 115.0% | 126.3% | 133.6% | 114.1% | โ | โ | โ | โ | โ |
| Provision / loans | โ0.1% | โ0.3% | โ0.4% | โ0.0% | 0.0% | โ | โ | โ | โ | โ |
| Capital allocation | ||||||||||
| Capex / revenue | 1.3% | 41.0% | 17.1% | 8.4% | 98.8% | 457.0% | 222.8% | 116.2% | 89.0% | 132.1% |
| Stock comp / revenue | 0.3% | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Payouts / FCF | 519.1% | โ | โ | โ | โ | โ | โ | โ | โ | โ |
| Quality scores | ||||||||||
| Accruals ratio | 0.6% | 2.9% | 0.1% | โ2.1% | 2.8% | โ0.6% | โ0.1% | โ0.3% | 0.0% | โ1.9% |
Source: SEC EDGAR XBRL filings (CIK 0001001171). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only โ not investment advice. Check the original filings before relying on any figure.
