Chain Bridge Bancorp Inc
CBNA NYSE National Commercial Banks Financials FY2023–FY2025
What Chain Bridge Bancorp Inc does
No business description yet.
- Legal name
- CHAIN BRIDGE BANCORP INC
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Mar 20, 2026
- Accession · CIK
- 0001628280-26-020177
0001392272
Revenue and margins
Chain Bridge Bancorp Inc had $55.0M of revenue in fiscal 2025, up 3.8% on the year before.
Net income and earnings per share
From fiscal 2023 to 2025, diluted EPS grew 26.3% a year. Loss periods are shown in red.
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
Dividends, buybacks and share count
Chain Bridge Bancorp Inc returned — to shareholders in fiscal 2025. The diluted share count rose 30.7%.
Balance sheet
Loans, deposits and capital at each fiscal year end.
| Fiscal year end | FY23 | FY24 | FY25 |
|---|---|---|---|
| Loans, net | $300M | $309M | $271M |
| Deposits | $1.1B | $1.2B | $1.6B |
| Loans / deposits | 27.0% | 24.7% | 17.2% |
| Total assets | $1.2B | $1.4B | $1.8B |
| Shareholders' equity | $83.4M | $144M | $169M |
| Provision / loans | 0.2% | −0.1% | −0.2% |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
No open-market insider trades in the last 12 months.
3 years of figures
US$ millions unless stated. Hover a ratio's name for its definition.
| Fiscal year | FY23 | FY24 | FY25 |
|---|---|---|---|
| Income statement | |||
| Revenue | $31.0M | $53.0M | $55.0M |
| Net interest income | $27.7M | $44.4M | $51.5M |
| Noninterest income | $3.3M | $8.6M | $3.5M |
| Noninterest expense | $19.5M | $26.8M | $30.1M |
| Provision for credit losses | $0.6M | −$0.2M | −$0.5M |
| Pretax income | $10.9M | $26.3M | $25.4M |
| Income tax | $2.1M | $5.3M | $5.2M |
| Net income | $8.8M | $20.9M | $20.2M |
| Diluted EPS | $1.93 | $4.17 | $3.08 |
| Diluted shares | 0.00B | 0.01B | 0.01B |
| Cash flow | |||
| Cash from operations | $12.8M | $21.8M | $15.6M |
| Capital expenditure | $0.3M | $0.2M | $4.1M |
| Free cash flow | $12.5M | $21.6M | $11.5M |
| Depreciation and amortization | $0.5M | $0.5M | $0.5M |
| Balance sheet | |||
| Cash and short-term investments | $317M | $411M | $587M |
| Total debt | $5.0M | $0.0M | $0.0M |
| Loans, net | $300M | $309M | $271M |
| Deposits | $1.1B | $1.2B | $1.6B |
| Property and equipment, net | $9.9M | $9.6M | $13.2M |
| Total assets | $1.2B | $1.4B | $1.8B |
| Total liabilities | $1.1B | $1.3B | $1.6B |
| Preferred stock | $0.0M | $0.0M | $0.0M |
| Shareholders' equity | $83.4M | $144M | $169M |
| Margins | |||
| Net margin | 28.5% | 39.6% | 36.8% |
| FCF margin | 40.4% | 40.7% | 20.9% |
| Net interest share of revenue | 89.4% | 83.8% | 93.7% |
| Efficiency ratio | 62.8% | 50.7% | 54.7% |
| Returns | |||
| Return on equity | 10.6% | 18.4% | 12.9% |
| Return on assets | 0.7% | 1.6% | 1.3% |
| Return on tangible equity | 10.6% | 14.5% | 12.0% |
| Growth | |||
| Revenue growth | — | 70.7% | 3.8% |
| Net income growth | — | 137.2% | −3.4% |
| EPS growth | — | 116.1% | −26.1% |
| FCF growth | — | 72.0% | −46.8% |
| Share count change | — | 9.9% | 30.7% |
| Financial health | |||
| Debt / equity | 0.1x | 0.0x | 0.0x |
| Loans / deposits | 27.0% | 24.7% | 17.2% |
| Provision / loans | 0.2% | −0.1% | −0.2% |
| Capital allocation | |||
| Capex / revenue | 0.9% | 0.4% | 7.5% |
| Quality scores | |||
| Piotroski F-score | — | 6.0 | 2.0 |
| Accruals ratio | −0.3% | −0.1% | 0.3% |
Source: SEC EDGAR XBRL filings (CIK 0001392272). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.