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Hamilton Insurance Group, Ltd.

HG NYSE Fire, Marine & Casualty Insurance Financials FY2021–FY2025

Revenue Total sales reported in the income statement.
$2.9B
24.7% vs prior year
Operating margin Operating income as a share of revenue.
—
Net income Profit after all expenses, interest and tax.
$840M
37.0%
Free cash flow Cash from operations minus capital spending.
—
Return on capital After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
—
Market cap Last close times the latest diluted share count, so it is approximate.
—
P/E Last close divided by diluted earnings per share over the last four quarters.
—
On $5.72 EPS (TTM)

What Hamilton Insurance Group, Ltd. does

No business description yet.

Legal name
Hamilton Insurance Group, Ltd.
Fiscal year ends
December 31, 2025
Latest annual report
10-K · Feb 25, 2026
Accession · CIK
0001593275-26-000021
0001593275

Revenue and margins

Hamilton Insurance Group, Ltd. had $2.9B of revenue in fiscal 2025, up 24.7% on the year before.

Revenue
Revenue
Margins, % of revenue
Gross Operating Net FCF
Margins, % of revenue
Gross Operating Net FCF

Net income and earnings per share

From fiscal 2021 to 2025, diluted EPS grew 32.1% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns on capital

After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.

Return on capital, equity and assets (annual)
Return on capital Return on equity Return on assets

Cash flow

Free cash flow was — in fiscal 2025, — of revenue. Cash from operations minus capital spending.

Free cash flow
Cash from operations vs capital spending
Cash from operations Capital spending
Cash from operations vs capital spending
Cash from operations Capital spending

Dividends, buybacks and share count

Hamilton Insurance Group, Ltd. returned $113M to shareholders in fiscal 2025. The diluted share count fell 4.8%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Balance sheet

Cash, debt and the ratios that show how comfortably Hamilton Insurance Group, Ltd. can carry it.

Cash vs debt (incl. leases)
Cash Debt
Fiscal year endFY21FY22FY23FY24FY25
Cash and short-term investments $955M$1.1B$795M$996M$1.1B
Debt incl. finance leases —$150M$150M$150M$150M
Debt / equity —0.1x0.1x0.1x0.1x
Total assets —$5.8B$6.7B$7.8B$9.6B
Total liabilities —$4.2B$4.6B$5.5B$6.7B
Shareholders' equity $1.8B$1.7B$2.0B$2.3B$2.8B
Net debt (− = net cash) —−$927M−$645M−$847M−$913M

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$0.0M

0 insiders

Sold, 12 months

$0.0M

0 insiders

Of sales under plans

—

$0.0M

No open-market insider trades in the last 12 months.

Piotroski F-score

Nine pass/fail tests of profitability, funding and efficiency. 8–9 is strong, 0–2 weak.

TestFY21FY23FY24FY25
Net income is positive ✓ ✓ ✓ ✓
Cash from operations is positive ✓ ✓ ✓ ✓
Return on assets rose — — ✓ ✓
Cash from operations exceeds net income ✕ ✓ ✓ ✓
Debt fell relative to assets — ✓ ✓ ✓
Current ratio rose — — — —
Share count didn't rise — — ✕ ✓
Gross margin rose — — — —
Revenue rose relative to assets — — ✓ ✓
F-score — / 3— / 46 / 77 / 7
Accruals ratio —−0.0%−2.0%−0.0%
Altman Z'' ————

5 years of figures

US$ millions unless stated. Hover a ratio's name for its definition.

Download CSV
Fiscal yearFY21FY22FY23FY24FY25
Income statement
Revenue $1.3B — $1.6B $2.3B $2.9B
Interest expense $14.9M — $21.4M $22.6M $20.2M
Pretax income $262M — $255M $622M $825M
Income tax $12.4M — −$25.1M $8.4M −$15.1M
Net income $250M — $280M $613M $840M
Diluted EPS $1.82 — $2.44 $3.67 $5.55
Diluted shares 0.10B — 0.11B 0.11B 0.10B
Cash flow
Cash from operations $227M — $283M $759M $842M
Depreciation and amortization $13.9M — $12.4M $16.5M $15.9M
Stock-based compensation $8.9M — $44.4M $30.4M $29.3M
Share buybacks $7.4M — $2.4M $150M $113M
Dividends and buybacks $7.4M — $2.4M $150M $113M
Balance sheet
Cash and short-term investments $955M $1.1B $795M $996M $1.1B
Total debt — $150M $150M $150M $150M
Goodwill $24.9M $0.0M $0.0M $0.0M —
Intangible assets $54.9M $87.0M $91.0M $93.1M $86.6M
Total assets — $5.8B $6.7B $7.8B $9.6B
Total liabilities — $4.2B $4.6B $5.5B $6.7B
Shareholders' equity $1.8B $1.7B $2.0B $2.3B $2.8B
Margins
Net margin 18.7% — 17.8% 26.3% 28.9%
Returns
Return on equity 14.0% — 15.1% 28.0% 32.6%
Return on assets — — 4.5% 8.5% 9.7%
Return on tangible equity 14.6% — 14.3% 27.4% 30.7%
Growth
Revenue growth — — — 48.3% 24.7%
Net income growth — — — 118.8% 37.0%
EPS growth — — — 50.4% 51.2%
Share count change — — — 2.7% −4.8%
Financial health
Debt / equity — 0.1x 0.1x 0.1x 0.1x
Capital allocation
Stock comp / revenue 0.7% — 2.8% 1.3% 1.0%
Quality scores
Piotroski F-score — — — 6.0 7.0
Accruals ratio — — −0.0% −2.0% −0.0%

Source: SEC EDGAR XBRL filings (CIK 0001593275). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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