Hope Bancorp Inc
HOPE Nasdaq National Commercial Banks Financials FY2016–FY2025
Revenue
Total sales reported in the income statement.
$499M
5.0%
vs prior year
Efficiency ratio
Noninterest expense as a share of revenue. Lower is better for banks.
78.1%
9.8 pts
Net income
Profit after all expenses, interest and tax.
$61.6M
38.2%
Return on equity
Net income as a share of average shareholders' equity.
2.8%
1.9 pts
Market cap
Last close times the latest diluted share count, so it is approximate.
—
P/E
Last close divided by diluted earnings per share over the last four quarters.
—
On $1.00 EPS (TTM)
What Hope Bancorp Inc does
No business description yet.
- Legal name
- HOPE BANCORP INC
- Fiscal year ends
- December 31, 2025
- Latest annual report
- 10-K · Feb 25, 2026
- Accession · CIK
- 0001128361-26-000011
0001128361
Revenue and margins
Hope Bancorp Inc had $499M of revenue in fiscal 2025, up 5.0% on the year before.
FY16
Revenue $415M
FY17
Revenue $548M
FY18
Revenue $548M
FY19
Revenue $516M
FY20
Revenue $521M
FY21
Revenue $556M
FY22
Revenue $630M
FY23
Revenue $571M
FY24
Revenue $475M
FY25
Revenue $499M
Q3 '23
Revenue $144M
Q4 '23
Revenue $135M
Q1 '24
Revenue $123M
Q2 '24
Revenue $117M
Q3 '24
Revenue $117M
Q4 '24
Revenue $118M
Q1 '25
Revenue $117M
Q2 '25
Revenue $94.5M
Q3 '25
Revenue $142M
Q4 '25
Revenue $146M
Q1 '26
Revenue $141M
Q2 '26
Revenue $148M
FY16
Net interest share 87.5%
Efficiency ratio 51.8%
FY17
Net interest share 87.9%
Efficiency ratio 48.7%
FY18
Net interest share 89.0%
Efficiency ratio 50.7%
FY19
Net interest share 90.4%
Efficiency ratio 54.7%
FY20
Net interest share 89.7%
Efficiency ratio 54.4%
FY21
Net interest share 92.2%
Efficiency ratio 52.7%
FY22
Net interest share 91.8%
Efficiency ratio 51.4%
FY23
Net interest share 92.0%
Efficiency ratio 63.3%
FY24
Net interest share 90.1%
Efficiency ratio 68.4%
FY25
Net interest share 94.7%
Efficiency ratio 78.1%
Net interest share
Efficiency ratio
Q3 '23
Net interest share 94.2%
Efficiency ratio 60.4%
Q4 '23
Net interest share 93.1%
Efficiency ratio 73.4%
Q1 '24
Net interest share 93.3%
Efficiency ratio 68.8%
Q2 '24
Net interest share 90.5%
Efficiency ratio 69.3%
Q3 '24
Net interest share 89.9%
Efficiency ratio 69.7%
Q4 '24
Net interest share 86.5%
Efficiency ratio 65.7%
Q1 '25
Net interest share 86.5%
Efficiency ratio 72.0%
Q2 '25
Net interest share 124.3%
Efficiency ratio 115.8%
Q3 '25
Net interest share 89.2%
Efficiency ratio 68.2%
Q4 '25
Net interest share 87.4%
Efficiency ratio 68.2%
Q1 '26
Net interest share 88.0%
Efficiency ratio 67.0%
Q2 '26
Net interest share 87.2%
Efficiency ratio 66.6%
Net interest share
Efficiency ratio
Net income and earnings per share
From fiscal 2016 to 2025, diluted EPS grew −8.6% a year. Loss periods are shown in red.
FY16
Net income $114M
FY17
Net income $139M
FY18
Net income $190M
FY19
Net income $171M
FY20
Net income $112M
FY21
Net income $205M
FY22
Net income $218M
FY23
Net income $134M
FY24
Net income $99.6M
FY25
Net income $61.6M
Q3 '23
Net income $30.0M
Q4 '23
Net income $26.5M
Q1 '24
Net income $25.9M
Q2 '24
Net income $25.3M
Q3 '24
Net income $24.2M
Q4 '24
Net income $24.3M
Q1 '25
Net income $21.1M
Q2 '25
Net income −$24.8M
Q3 '25
Net income $30.8M
Q4 '25
Net income $34.5M
Q1 '26
Net income $29.5M
Q2 '26
Net income $33.0M
FY16
Diluted EPS $1.10
FY17
Diluted EPS $1.03
FY18
Diluted EPS $1.44
FY19
Diluted EPS $1.35
FY20
Diluted EPS $0.90
FY21
Diluted EPS $1.66
FY22
Diluted EPS $1.81
FY23
Diluted EPS $1.11
FY24
Diluted EPS $0.82
FY25
Diluted EPS $0.49
Q3 '23
Diluted EPS $0.25
Q4 '23
Diluted EPS $0.22
Q1 '24
Diluted EPS $0.21
Q2 '24
Diluted EPS $0.21
Q3 '24
Diluted EPS $0.20
Q4 '24
Diluted EPS $0.20
Q1 '25
Diluted EPS $0.17
Q2 '25
Diluted EPS −$0.19
Q3 '25
Diluted EPS $0.24
Q4 '25
Diluted EPS $0.27
Q1 '26
Diluted EPS $0.23
Q2 '26
Diluted EPS $0.26
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
FY16
ROE 6.1%
ROTE 8.3%
Efficiency ratio 51.8%
FY17
ROE 7.4%
ROTE 9.6%
Efficiency ratio 48.7%
FY18
ROE 9.9%
ROTE 13.3%
Efficiency ratio 50.7%
FY19
ROE 8.7%
ROTE 11.0%
Efficiency ratio 54.7%
FY20
ROE 5.5%
ROTE 7.1%
Efficiency ratio 54.4%
FY21
ROE 9.9%
ROTE 12.6%
Efficiency ratio 52.7%
FY22
ROE 10.6%
ROTE 14.1%
Efficiency ratio 51.4%
FY23
ROE 6.5%
ROTE 8.1%
Efficiency ratio 63.3%
FY24
ROE 4.7%
ROTE 6.0%
Efficiency ratio 68.4%
FY25
ROE 2.8%
ROTE 3.5%
Efficiency ratio 78.1%
ROE
ROTE
Efficiency ratio
Dividends, buybacks and share count
Hope Bancorp Inc returned — to shareholders in fiscal 2025. The diluted share count rose 4.7%.
FY16
Dividends $42.5M
Buybacks $0.0M
FY17
Dividends $67.7M
Buybacks $0.0M
FY18
Dividends $71.6M
Buybacks $150M
FY19
Dividends $70.9M
Buybacks $13.2M
FY20
Dividends $69.2M
Buybacks $36.8M
FY21
Dividends $68.7M
Buybacks $50.0M
FY22
Dividends —
Buybacks $14.7M
FY23
Dividends —
Buybacks $0.0M
FY24
Dividends —
Buybacks $0.0M
FY25
Dividends —
Buybacks —
Dividends
Buybacks
Q3 '23
Dividends —
Buybacks $0.0M
Q4 '23
Dividends —
Buybacks $0.0M
Q1 '24
Dividends —
Buybacks —
Q2 '24
Dividends —
Buybacks —
Q3 '24
Dividends —
Buybacks —
Q4 '24
Dividends —
Buybacks —
Q1 '25
Dividends —
Buybacks $0.0M
Q2 '25
Dividends —
Buybacks $0.0M
Q3 '25
Dividends —
Buybacks —
Q4 '25
Dividends —
Buybacks —
Q1 '26
Dividends —
Buybacks $6.7M
Q2 '26
Dividends —
Buybacks $2.0M
Dividends
Buybacks
FY16
Diluted shares 0.10B
FY17
Diluted shares 0.14B
FY18
Diluted shares 0.13B
FY19
Diluted shares 0.13B
FY20
Diluted shares 0.12B
FY21
Diluted shares 0.12B
FY22
Diluted shares 0.12B
FY23
Diluted shares 0.12B
FY24
Diluted shares 0.12B
FY25
Diluted shares 0.13B
Balance sheet
Loans, deposits and capital at each fiscal year end.
FY16
Loans —
Deposits $10.6B
FY17
Loans —
Deposits $10.8B
FY18
Loans —
Deposits $12.2B
FY19
Loans $12.2B
Deposits $12.5B
FY20
Loans $13.4B
Deposits $14.3B
FY21
Loans $13.8B
Deposits $15.0B
FY22
Loans $15.2B
Deposits $15.7B
FY23
Loans $13.7B
Deposits $14.8B
FY24
Loans $13.5B
Deposits $14.3B
FY25
Loans $14.5B
Deposits $15.6B
Loans
Deposits
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Loans, net | $13.8B | $15.2B | $13.7B | $13.5B | $14.5B |
| Deposits | $15.0B | $15.7B | $14.8B | $14.3B | $15.6B |
| Loans / deposits | 91.8% | 96.8% | 92.8% | 94.0% | 93.2% |
| Total assets | $17.9B | $19.2B | $19.1B | $17.1B | $18.5B |
| Shareholders' equity | $2.1B | $2.0B | $2.1B | $2.1B | $2.3B |
| Goodwill | $464M | $464M | $464M | $464M | $481M |
| Intangible assets | $7.7M | $5.7M | $3.9M | $2.3M | $45.0M |
| Provision / loans | — | 0.1% | 0.2% | 0.1% | 0.2% |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$0.0M
0 insiders
Of sales under plans
—
$0.0M
No open-market insider trades in the last 12 months.
10 years of figures
US$ millions unless stated. Hover a ratio's name for its definition.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $415M | $548M | $548M | $516M | $521M | $556M | $630M | $571M | $475M | $499M |
| Net interest income | $363M | $481M | $488M | $467M | $467M | $513M | $578M | $526M | $428M | $472M |
| Noninterest income | $51.8M | $66.4M | $60.2M | $49.7M | $53.4M | $43.6M | $51.4M | $45.6M | $47.1M | $26.5M |
| Noninterest expense | $215M | $267M | $278M | $283M | $284M | $293M | $324M | $362M | $325M | $390M |
| Provision for credit losses | $9.0M | $17.4M | $14.9M | $7.3M | — | — | $9.9M | $31.6M | $17.3M | $31.8M |
| Interest expense | $58.6M | $90.7M | $162M | $218M | $131M | $53.8M | $138M | $523M | — | — |
| Pretax income | $191M | $264M | $255M | $226M | $142M | $275M | $296M | $178M | $133M | $77.3M |
| Income tax | $77.5M | $124M | $65.9M | $55.3M | $30.8M | $70.7M | $77.8M | $44.2M | $33.3M | $15.7M |
| Net income | $114M | $139M | $190M | $171M | $112M | $205M | $218M | $134M | $99.6M | $61.6M |
| Net income to common | $114M | $139M | $190M | $171M | $112M | $205M | — | — | — | — |
| Diluted EPS | $1.10 | $1.03 | $1.44 | $1.35 | $0.90 | $1.66 | $1.81 | $1.11 | $0.82 | $0.49 |
| Diluted shares | 0.10B | 0.14B | 0.13B | 0.13B | 0.12B | 0.12B | 0.12B | 0.12B | 0.12B | 0.13B |
| Cash flow | ||||||||||
| Cash from operations | $131M | $204M | $220M | $184M | $166M | $324M | $486M | $474M | $117M | $165M |
| Capital expenditure | $14.3M | $14.8M | $6.8M | $6.6M | $5.0M | $7.2M | $9.1M | $13.1M | $9.8M | $13.1M |
| Free cash flow | $116M | $189M | $213M | $177M | $161M | $317M | $476M | $461M | $107M | $151M |
| Depreciation and amortization | −$1.6M | $9.3M | $9.2M | $8.3M | $8.2M | $8.2M | $7.9M | $8.4M | $8.7M | $10.3M |
| Stock-based compensation | $3.0M | $3.2M | $3.7M | $5.3M | $8.1M | $8.4M | $12.3M | $12.3M | $8.9M | $7.7M |
| Share buybacks | $0.0M | $0.0M | $150M | $13.2M | $36.8M | $50.0M | $14.7M | $0.0M | $0.0M | — |
| Dividends paid | $42.5M | $67.7M | $71.6M | $70.9M | $69.2M | $68.7M | — | — | — | — |
| Dividends and buybacks | $42.5M | $67.7M | $222M | $84.1M | $106M | $119M | $14.7M | $0.0M | $0.0M | — |
| Balance sheet | ||||||||||
| Cash and short-term investments | $437M | $492M | $460M | $699M | $351M | $316M | $507M | $1.9B | $458M | $560M |
| Total debt | — | — | — | — | — | — | $865M | $1.8B | $239M | $285M |
| Loans, net | — | — | — | $12.2B | $13.4B | $13.8B | $15.2B | $13.7B | $13.5B | $14.5B |
| Deposits | $10.6B | $10.8B | $12.2B | $12.5B | $14.3B | $15.0B | $15.7B | $14.8B | $14.3B | $15.6B |
| Property and equipment, net | $55.3M | $56.7M | $53.8M | $52.0M | $48.4M | $45.7M | $46.9M | $50.6M | $51.8M | $69.6M |
| Goodwill | $463M | $464M | $464M | $464M | $464M | $464M | $464M | $464M | $464M | $481M |
| Intangible assets | $19.2M | $16.5M | $14.1M | $11.8M | $9.7M | $7.7M | $5.7M | $3.9M | $2.3M | $45.0M |
| Total assets | $13.4B | $14.2B | $15.3B | $15.7B | $17.1B | $17.9B | $19.2B | $19.1B | $17.1B | $18.5B |
| Total liabilities | $11.6B | $12.3B | $13.4B | $13.6B | $15.1B | $15.8B | $17.1B | $17.0B | $14.9B | $16.2B |
| Shareholders' equity | $1.9B | $1.9B | $1.9B | $2.0B | $2.1B | $2.1B | $2.0B | $2.1B | $2.1B | $2.3B |
| Margins | ||||||||||
| Net margin | 27.4% | 25.5% | 34.6% | 33.1% | 21.4% | 36.8% | 34.7% | 23.4% | 21.0% | 12.3% |
| FCF margin | 28.0% | 34.5% | 38.9% | 34.3% | 30.9% | 57.0% | 75.6% | 80.6% | 22.5% | 30.4% |
| Net interest share of revenue | 87.5% | 87.9% | 89.0% | 90.4% | 89.7% | 92.2% | 91.8% | 92.0% | 90.1% | 94.7% |
| Efficiency ratio | 51.8% | 48.7% | 50.7% | 54.7% | 54.4% | 52.7% | 51.4% | 63.3% | 68.4% | 78.1% |
| Returns | ||||||||||
| Return on equity | 6.1% | 7.4% | 9.9% | 8.7% | 5.5% | 9.9% | 10.6% | 6.5% | 4.7% | 2.8% |
| Return on assets | 0.8% | 1.0% | 1.3% | 1.1% | 0.7% | 1.2% | 1.2% | 0.7% | 0.6% | 0.3% |
| Return on tangible equity | 8.3% | 9.6% | 13.3% | 11.0% | 7.1% | 12.6% | 14.1% | 8.1% | 6.0% | 3.5% |
| Growth | ||||||||||
| Revenue growth | — | 31.9% | 0.1% | −5.8% | 0.9% | 6.8% | 13.2% | −9.3% | −16.9% | 5.0% |
| Net income growth | — | 22.6% | 36.0% | −9.8% | −34.8% | 83.4% | 6.7% | −38.8% | −25.5% | −38.2% |
| EPS growth | — | −6.4% | 39.8% | −6.3% | −33.3% | 84.4% | 9.0% | −38.7% | −26.1% | −40.2% |
| FCF growth | — | 62.3% | 12.9% | −16.8% | −9.2% | 97.0% | 50.3% | −3.3% | −76.8% | 41.7% |
| Share count change | — | 31.1% | −2.7% | −3.8% | −2.4% | −0.6% | −2.2% | −0.1% | 0.6% | 4.7% |
| Financial health | ||||||||||
| Debt / equity | — | — | — | — | — | — | 0.4x | 0.8x | 0.1x | 0.1x |
| Loans / deposits | — | — | — | 97.2% | 93.2% | 91.8% | 96.8% | 92.8% | 94.0% | 93.2% |
| Provision / loans | — | — | — | 0.1% | — | — | 0.1% | 0.2% | 0.1% | 0.2% |
| Capital allocation | ||||||||||
| Capex / revenue | 3.4% | 2.7% | 1.2% | 1.3% | 1.0% | 1.3% | 1.4% | 2.3% | 2.1% | 2.6% |
| Stock comp / revenue | 0.7% | 0.6% | 0.7% | 1.0% | 1.6% | 1.5% | 1.9% | 2.2% | 1.9% | 1.5% |
| Payouts / FCF | 36.5% | 35.9% | 104.0% | 47.5% | 65.8% | 37.4% | 3.1% | 0.0% | 0.0% | — |
| Quality scores | ||||||||||
| Piotroski F-score | — | — | — | — | — | — | — | 4.0 | 4.0 | 3.0 |
| Accruals ratio | −0.1% | −0.5% | −0.2% | −0.1% | −0.3% | −0.7% | −1.4% | −1.8% | −0.1% | −0.6% |
Source: SEC EDGAR XBRL filings (CIK 0001128361). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.