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Data is in US dollars, converted at the ECB reference rate of Oct 23, 2026.

Paysafe Ltd

PSFE NYSE Services-Business Services, Nec Financials FY2019–FY2025

Revenue Total sales reported in the income statement.
$1.7B
0.2% vs prior year
Operating margin Operating income as a share of revenue.
4.2%
3.6 pts
Net income Profit after all expenses, interest and tax.
−$183M
923.6%
Free cash flow Cash from operations minus capital spending.
$224M
6.0%
Return on capital After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
1.9%
2.5 pts
Market cap Last close times the latest diluted share count, so it is approximate.
—
P/E Last close divided by diluted earnings per share over the last four quarters.
—
On −$3.80 EPS (TTM)

What Paysafe Ltd does

No business description yet.

Legal name
Paysafe Ltd
Fiscal year ends
December 31, 2025
Latest annual report
20-F · Mar 3, 2026
Accession · CIK
0001193125-26-088095
0001833835

Revenue and margins

Paysafe Ltd had $1.7B of revenue in fiscal 2025, down 0.2% on the year before.

Revenue
Revenue
Margins, % of revenue
Gross Operating Net FCF
Margins, % of revenue
Gross Operating Net FCF

Net income and earnings per share

Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns on capital

After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.

Return on capital, equity and assets (annual)
Return on capital Return on equity Return on assets

Cash flow

Free cash flow was $224M in fiscal 2025, 13.1% of revenue. Cash from operations minus capital spending.

Free cash flow
Free cash flow
Cash from operations vs capital spending
Cash from operations Capital spending
Cash from operations vs capital spending
Cash from operations Capital spending

Dividends, buybacks and share count

Paysafe Ltd returned — to shareholders in fiscal 2025. The diluted share count fell 6.2%.

Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Balance sheet

Cash, debt and the ratios that show how comfortably Paysafe Ltd can carry it.

Cash vs debt (incl. leases)
Cash Debt
Fiscal year endFY21FY22FY23FY24FY25
Cash and short-term investments $313M$260M$202M$217M$250M
Debt incl. finance leases $2.8B$2.7B$2.5B$2.4B$2.6B
Net debt / EBITDA ——5.5x5.3x6.8x
Debt / equity 1.1x3.1x2.8x2.7x4.0x
Interest coverage −1.6x−14.8x1.0x0.9x0.5x
Current ratio 1.4x1.1x1.1x1.2x1.2x
Quick ratio 1.4x1.1x1.1x1.2x1.2x
Total assets $7.3B$6.0B$5.2B$4.8B$4.8B
Total liabilities $4.6B$5.1B$4.3B$3.9B$4.1B
Shareholders' equity $2.6B$860M$883M$879M$655M
Net debt (− = net cash) $2.5B$2.4B$2.3B$2.2B$2.4B

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. “Plan” marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$0.0M

0 insiders

Sold, 12 months

$0.0M

0 insiders

Of sales under plans

—

$0.0M

No open-market insider trades in the last 12 months.

Piotroski F-score

Nine pass/fail tests of profitability, funding and efficiency. 8–9 is strong, 0–2 weak.

TestFY19FY20FY21FY22FY23FY24FY25
Net income is positive ✕ ✕ ✕ ✕ ✕ ✓ ✕
Cash from operations is positive ✓ ✓ ✓ ✓ ✓ ✓ ✓
Return on assets rose — — ✓ ✕ ✓ ✓ ✕
Cash from operations exceeds net income ✓ ✓ ✓ ✓ ✓ ✓ ✓
Debt fell relative to assets — — ✓ ✕ ✕ ✕ ✕
Current ratio rose — — ✓ ✕ ✓ ✓ ✓
Share count didn't rise — ✓ ✓ ✕ ✕ ✕ ✓
Gross margin rose — ✕ ✕ ✕ ✕ ✕ ✕
Revenue rose relative to assets — — ✓ ✓ ✓ ✓ ✕
F-score — / 3— / 57 / 93 / 95 / 96 / 94 / 9
Accruals ratio —−7.2%−5.1%−31.8%−4.5%−4.6%−8.7%
Altman Z'' —0.600.79−2.94−0.75−0.78−0.92

7 years of figures

Amounts in USD. Hover a ratio’s name for its definition.

Download CSV
Fiscal yearFY19FY20FY21FY22FY23FY24FY25
Income statement
Revenue $1.4B $1.4B $1.5B $1.5B $1.6B $1.7B $1.7B
Net interest income $2.9M −$12.5M −$74.3M −$24.4M $2.6M $10.1M −$4.1M
Provision for credit losses — $54.2M $15.1M $37.1M $21.1M $46.4M $42.0M
Gross profit $909M $892M $887M $882M $938M $989M $960M
Research and development — — $8.6M — — — —
Operating income $51.8M $19.7M −$269M −$1.9B $159M $133M $71.9M
Interest expense $165M $165M $166M $127M $151M $141M $136M
Pretax income −$127M −$186M −$195M −$1.9B $20.6M $14.0M −$72.1M
Income tax −$16.5M −$59.2M −$85.1M −$52.5M $40.8M −$8.1M $110M
Net income −$110M −$127M −$111M −$1.9B −$20.3M $22.2M −$183M
Net income to common −$110M −$127M −$111M −$1.9B −$20.3M $22.2M −$183M
Diluted EPS −$0.15 −$2.10 −$1.84 −$30.78 −$0.33 $0.36 −$3.14
Diluted shares 0.72B 0.06B 0.06B 0.06B 0.06B 0.06B 0.06B
Cash flow
Cash from operations $289M $409M $261M $237M $234M $254M $236M
Capital expenditure $9.7M $5.4M $5.6M $4.5M $12.8M $15.9M $12.6M
Free cash flow $279M $404M $256M $233M $221M $238M $224M
Depreciation and amortization $280M $268M $261M $267M $264M $275M $276M
Stock-based compensation $0.0M $0.0M $102M $62.4M $28.9M $38.5M $32.3M
Balance sheet
Cash and short-term investments $235M $388M $313M $260M $202M $217M $250M
Total debt — $3.3B $2.8B $2.7B $2.5B $2.4B $2.6B
Current assets — $2.2B $2.3B $2.5B $1.9B $1.7B $1.8B
Current liabilities — $1.8B $1.7B $2.3B $1.7B $1.4B $1.4B
Property and equipment, net — $18.7M $14.9M $11.9M $17.2M $24.3M $28.4M
Goodwill $3.4B $3.5B $3.7B $2.0B $2.0B $2.0B $2.1B
Intangible assets — $1.5B $1.2B $1.3B $1.2B $981M $874M
Total assets — $7.4B $7.3B $6.0B $5.2B $4.8B $4.8B
Total liabilities — $5.5B $4.6B $5.1B $4.3B $3.9B $4.1B
Shareholders' equity $2.1B $1.9B $2.6B $860M $883M $879M $655M
Margins
Gross margin 64.1% 62.5% 59.7% 59.0% 58.6% 58.0% 56.4%
Operating margin 3.7% 1.4% −18.1% −125.1% 9.9% 7.8% 4.2%
EBITDA margin 23.4% 20.2% −0.5% −107.3% 26.4% 23.9% 20.5%
Net margin −7.8% −8.9% −7.5% −124.5% −1.3% 1.3% −10.7%
FCF margin 19.7% 28.3% 17.2% 15.6% 13.8% 14.0% 13.1%
Net interest share of revenue 0.2% −0.9% −5.0% −1.6% 0.2% 0.6% −0.2%
Returns
Return on capital — 0.3% −4.2% −45.5% 3.2% 4.4% 1.9%
Return on capital employed — 0.4% −4.8% −51.2% 4.5% 4.0% 2.1%
Return on equity −5.3% −6.4% −4.9% −108.6% −2.3% 2.5% −23.8%
Return on assets — −1.7% −1.5% −28.2% −0.4% 0.4% −3.8%
Growth
Revenue growth — 0.6% 4.2% 0.6% 7.0% 6.5% −0.2%
Net income growth — — — — — — −923.6%
EPS growth — — — — — — −972.2%
FCF growth — 44.5% −36.6% −9.1% −4.9% 7.5% −6.0%
Share count change — −91.7% 0.0% 0.3% 1.5% 0.8% −6.2%
Financial health
Net debt / EBITDA — 10.0x — — 5.5x 5.3x 6.8x
Debt / equity — 1.7x 1.1x 3.1x 2.8x 2.7x 4.0x
Interest coverage 0.3x 0.1x −1.6x −14.8x 1.0x 0.9x 0.5x
Current ratio — 1.2x 1.4x 1.1x 1.1x 1.2x 1.2x
Quick ratio — 1.2x 1.4x 1.1x 1.1x 1.2x 1.2x
Capital allocation
Capex / revenue 0.7% 0.4% 0.4% 0.3% 0.8% 0.9% 0.7%
Stock comp / revenue 0.0% 0.0% 6.8% 4.2% 1.8% 2.3% 1.9%
Quality scores
Piotroski F-score — — 7.0 3.0 5.0 6.0 4.0
Altman Z'' — 0.6 0.8 −2.9 −0.7 −0.8 −0.9
Accruals ratio — −7.2% −5.1% −31.8% −4.5% −4.6% −8.7%

Source: SEC EDGAR XBRL filings (CIK 0001833835). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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