Ally Financial
ALLY · Consumer Finance
$39.06
0.6%American Express
AXP · Consumer Finance
$313.22
3.7%The short version
- American Express is the larger business, with $72.2B of revenue in fiscal 2025 against $7.9B for Ally Financial, about 9.1 times as much.
- American Express grew revenue faster (9.5%, against −3.3%).
- Investors pay more for each dollar of American Express’s earnings: a P/E of 17.6x against 9.2x for Ally Financial.
| Latest fiscal year | ALLY · FY25 | AXP · FY25 |
|---|---|---|
| Size | ||
| Market cap | $12.2B | $218.0B |
| Revenue | $7.9B | $72.2B |
| Free cash flow | — | — |
| Net income | $852M | $10.8B |
| Growth | ||
| Revenue growth | −3.3% | 9.5% |
| 5-year growth | 3.4% | 14.9% |
| Share count change | 0.9% | −2.4% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 10.8% | 15.0% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 5.8% | 34.0% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $438M | $8.1B |
| Valuation & quality | ||
| P/E | 9.2x | 17.6x |
| Piotroski F-score | — | — |
FY16
ALLY $5.4B
AXP $35.4B
FY17
ALLY $5.8B
AXP $36.9B
FY18
ALLY $5.8B
AXP $40.3B
FY19
ALLY $6.4B
AXP $43.6B
FY20
ALLY $6.7B
AXP $36.1B
FY21
ALLY $8.2B
AXP $42.4B
FY22
ALLY $8.4B
AXP $52.9B
FY23
ALLY $8.2B
AXP $60.5B
FY24
ALLY $8.2B
AXP $65.9B
FY25
ALLY $7.9B
AXP $72.2B
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.