Ally Financial vs First American Financial
Add, change or remove companies; up to four.
The short version
- Ally Financial is the larger business, with $7.9B of revenue in fiscal 2025 against $7.5B for First American Financial.
- First American Financial grew revenue faster (21.6%, against β3.3%).
- Investors pay more for each dollar of Ally Financialβs earnings: a P/E of 9.2x against 9.1x for First American Financial.
| Latest fiscal year | ALLY Β· FY25 | FAF Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $12.2B | $6.7B |
| Revenue | $7.9B | $7.5B |
| Free cash flow | β | β |
| Net income | $852M | $622M |
| Growth | ||
| Revenue growth | β3.3% | 21.6% |
| 5-year growth | 3.4% | 1.0% |
| Share count change | 0.9% | β0.6% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 10.8% | 8.3% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 5.8% | 12.0% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $438M | $345M |
| Valuation & quality | ||
| P/E | 9.2x | 9.1x |
| Piotroski F-score | β | β |
Revenue
FY16
ALLY $5.4B
FAF $5.6B
FY17
ALLY $5.8B
FAF $5.8B
FY18
ALLY $5.8B
FAF $5.7B
FY19
ALLY $6.4B
FAF $6.2B
FY20
ALLY $6.7B
FAF $7.1B
FY21
ALLY $8.2B
FAF $9.2B
FY22
ALLY $8.4B
FAF $7.6B
FY23
ALLY $8.2B
FAF $6.0B
FY24
ALLY $8.2B
FAF $6.1B
FY25
ALLY $7.9B
FAF $7.5B
ALLY
FAF
Operating margin
FY16
ALLY β
FAF β
FY17
ALLY β
FAF β
FY18
ALLY β
FAF β
FY19
ALLY β
FAF β
FY20
ALLY β
FAF β
FY21
ALLY β
FAF β
FY22
ALLY β
FAF β
FY23
ALLY β
FAF β
FY24
ALLY β
FAF β
FY25
ALLY β
FAF β
ALLY
FAF
Free cash flow
FY16
ALLY β
FAF β
FY17
ALLY β
FAF β
FY18
ALLY β
FAF β
FY19
ALLY β
FAF β
FY20
ALLY β
FAF β
FY21
ALLY β
FAF β
FY22
ALLY β
FAF β
FY23
ALLY β
FAF β
FY24
ALLY β
FAF β
FY25
ALLY β
FAF β
ALLY
FAF
Return on capital
FY16
ALLY β
FAF β
FY17
ALLY β
FAF β
FY18
ALLY β
FAF β
FY19
ALLY β
FAF β
FY20
ALLY β
FAF β
FY21
ALLY β
FAF β
FY22
ALLY β
FAF β
FY23
ALLY β
FAF β
FY24
ALLY β
FAF β
FY25
ALLY β
FAF β
ALLY
FAF
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.