First Citizens BancShares
FCNCA · Regional Banks
$2,375.84
8.2%M&T Bank
MTB · Regional Banks
$221.66
0.5%The short version
- M&T Bank is the larger business, with $9.7B of revenue in fiscal 2025 against $9.5B for First Citizens BancShares.
- M&T Bank grew revenue faster (4.4%, against −2.2%).
- Investors pay more for each dollar of First Citizens BancShares’s earnings: a P/E of 12.7x against 11.7x for M&T Bank.
| Latest fiscal year | FCNCA · FY25 | MTB · FY25 |
|---|---|---|
| Size | ||
| Market cap | $30.9B | $35.2B |
| Revenue | $9.5B | $9.7B |
| Free cash flow | — | — |
| Net income | $2.2B | $2.9B |
| Growth | ||
| Revenue growth | −2.2% | 4.4% |
| 5-year growth | 38.6% | 10.2% |
| Share count change | −9.3% | −5.1% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 23.1% | 29.4% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 9.9% | 9.8% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $3.2B | $3.5B |
| Valuation & quality | ||
| P/E | 12.7x | 11.7x |
| Piotroski F-score | — | — |
FY16
FCNCA $1.3B
MTB $5.3B
FY17
FCNCA $1.6B
MTB $5.6B
FY18
FCNCA $1.6B
MTB $5.9B
FY19
FCNCA $1.7B
MTB $6.2B
FY20
FCNCA $1.9B
MTB $6.0B
FY21
FCNCA $1.9B
MTB $6.0B
FY22
FCNCA $5.1B
MTB $8.2B
FY23
FCNCA $18.8B
MTB $9.6B
FY24
FCNCA $9.8B
MTB $9.3B
FY25
FCNCA $9.5B
MTB $9.7B
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.